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Friday 6 November 2026 Export FBNC’s income statement to Excel — free account

First Bancorp

FBNC Financial Banks Regional

First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.

Revenue
+28.8%
EPS
+154.0%
Free cash flow
+103.2%
Total debt
−19.1%

Quarter to September 2026, against a year earlier

64.99 0.22 +0.34%
Market cap
$2.7B
P/E
16.3×
Fwd P/E
13.5×
Dividend yield
1.46%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

First Bancorp (FBNC) Debt to equity

Alert me on Debt to equity

First Bancorp's debt to equity at the end of the quarter to 30 September 2026 was 0.0×, down 0.0× from fiscal 2025 (0.0×). Over the past ten years it has ranged from 0.0× (fiscal 2025) to 0.7× (fiscal 2016) — the current reading is the lowest in ten years. That is below the Banks Regional industry median of 0.2× and below the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 0.0× (29.09%)
FY2024 0.1× (86.15%)
FY2023 0.5× 64.76%
FY2022 0.3× 408.58%
FY2021 0.1× (20.81%)
FY2020 0.1× (80.38%)
FY2019 0.4× (33.72%)
FY2018 0.5× (9.52%)
FY2017 0.6× (20.24%)
FY2016 0.7× 35.36%

Quarterly newest first

Period Debt to equity Change
Sep 2026 0.0× 0.46%
Jun 2026 0.0× (2.03%)
Mar 2026 0.0× (1.55%)
Dec 2025 0.0× (21.70%)
43 more quarters

Against its own ten years

Low 0.0× High 0.7×
Ten-year median 0.4×
Current reading's percentile 9

Debt to equity against peers

Company Debt to equity
FBK FB Financial Corporation compare 0.0×
FBNC First Bancorp 0.0×
NBTB NBT Bancorp Inc. compare 0.1×
BANR Banner Corporation compare 0.1×
TRMK Trustmark Corporation compare 0.1×
BBT Beacon Financial Corporation compare 0.3×
FRME First Merchants Corporation compare 0.4×
BOH Bank of Hawaii Corporation compare 0.5×
CUBI Customers Bancorp, Inc compare 1.1×
Banks Regional industry median 0.2×
Financial sector median 0.2×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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