stockrowEncore Capital Group Inc
ECPG Financial Credit Services
Encore Capital Group Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 34.4% from fiscal 2024.
- Revenue
- +18.3%
- EPS
- +80.1%
- Free cash flow
- +41.2%
- Total debt
- +7.73%
Quarter to September 2026, against a year earlier
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Encore Capital Group Inc (ECPG) Return on equity
Encore Capital Group Inc's return on equity over the twelve months to 30 September 2026 was 34.6%, up 5.1 percentage points from fiscal 2025 (29.5%). Over the past ten years it has ranged from −19.5% (fiscal 2023) to 29.5% (fiscal 2025) — the current reading is the highest in ten years. That is above the Credit Services industry median of 9.05% and above the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 29.5% | 45.79 |
| FY2024 | −16.3% | 3.18 |
| FY2023 | −19.5% | (35.97) |
| FY2022 | 16.5% | (12.72) |
| FY2021 | 29.2% | 10.30 |
| FY2020 | 18.9% | 0.67 |
| FY2019 | 18.2% | 1.55 |
| FY2018 | 16.7% | 1.84 |
| FY2017 | 14.8% | 1.56 |
| FY2016 | 13.3% | 5.92 |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| WU The Western Union Company compare | 36.8% |
| ECPG Encore Capital Group Inc | 34.6% |
| JCAP Jefferson Capital, Inc. compare | 33.2% |
| ATLC Atlanticus Holdings Corporation compare | 30.9% |
| SLM SLM Corporation compare | 27.0% |
| AGM Federal Agricultural Mortgage Corporation compare | 16.8% |
| BFH Bread Financial Holdings, Inc. compare | 15.6% |
| EZPW EZCORP, Inc. compare | 14.7% |
| UPST Upstart Holdings, Inc. compare | 7.20% |
| Credit Services industry median | 9.05% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
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- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement