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Friday 6 November 2026 Export ECPG’s income statement to Excel — free account

Encore Capital Group Inc

ECPG Financial Credit Services

Encore Capital Group Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 34.4% from fiscal 2024.

Revenue
+18.3%
EPS
+80.1%
Free cash flow
+41.2%
Total debt
+7.73%

Quarter to September 2026, against a year earlier

119.85 6.32 −5.01%
Market cap
$2.7B
P/E
7.8×
Fwd P/E
7.4×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Encore Capital Group Inc (ECPG) P/S ratio

Alert me on P/S ratio

As of 5 November 2026, Encore Capital Group Inc (ECPG) trades at a P/S ratio of 1.3×. Over the past ten years it has ranged from 0.4× (March 2020) to 1.3× (November 2026) — the current reading is the highest in ten years. That is above the Credit Services industry median of 1.0× and below the Financial sector median of 2.3×.

P/S ratio, daily

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Annual newest first

Period P/S ratio Change
FY2025 0.7× (17.59%)
FY2024 0.9× (13.22%)
FY2023 1.0× 17.21%
FY2022 0.9× (26.52%)
FY2021 1.2× 42.17%
FY2020 0.8× 3.25%
FY2019 0.8× 61.64%
FY2018 0.5× (46.84%)
FY2017 0.9× 25.76%
FY2016 0.7× 10.38%

Quarterly newest first

Period P/S ratio Change
Sep 2026 1.0× (3.91%)
Jun 2026 1.1× 28.52%
Mar 2026 0.8× 15.27%
Dec 2025 0.7× 14.96%
43 more quarters

Against its own ten years

Low 0.4× High 1.3×
Ten-year median 0.8×
Current reading's percentile 100

P/S ratio against peers

Company P/S ratio
ATLC Atlanticus Holdings Corporation compare 0.5×
WU The Western Union Company compare 0.5×
BFH Bread Financial Holdings, Inc. compare 0.8×
EZPW EZCORP, Inc. compare 1.1×
SLM SLM Corporation compare 1.1×
AGM Federal Agricultural Mortgage Corporation compare 1.3×
ECPG Encore Capital Group Inc 1.3×
JCAP Jefferson Capital, Inc. compare 1.7×
UPST Upstart Holdings, Inc. compare 1.9×
Credit Services industry median 1.0×
Financial sector median 2.3×
Market median 1.9×

What P/S ratio is

Price to Sales Ratio shows how much investors pay for each dollar of a company’s annual sales, whether or not it is profitable.

(Stock Price × Shares (Basic, Weighted) (latest quarter)) ÷ Revenue (TTM)

The full definition of P/S ratio →

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