stockrowEncore Capital Group Inc
ECPG Financial Credit Services
Encore Capital Group Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 34.4% from fiscal 2024.
- Revenue
- +18.3%
- EPS
- +80.1%
- Free cash flow
- +41.2%
- Total debt
- +7.73%
Quarter to September 2026, against a year earlier
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Encore Capital Group Inc (ECPG) Net income
Encore Capital Group Inc's net income for fiscal 2025 was $256.8M, compared with −$139.2M in fiscal 2024. Over the twelve months to 30 September 2026 it was $350.9M. Over the past ten years it has ranged from −$206.5M (fiscal 2023) to $351.2M (fiscal 2021); the current reading is higher than 91% of that period. Encore Capital Group Inc ranks 17th of 53 Credit Services companies by net income.
Net income, annual
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Annual newest first
| Period | Net income | Change |
|---|---|---|
| FY2025 | $256.8M | — |
| FY2024 | −$139.2M | — |
| FY2023 | −$206.5M | — |
| FY2022 | $194.6M | (44.60%) |
| FY2021 | $351.2M | 65.25% |
| FY2020 | $212.5M | 25.82% |
| FY2019 | $168.9M | 53.92% |
| FY2018 | $109.7M | 38.95% |
| FY2017 | $79.0M | 369.63% |
| FY2016 | $16.8M | (64.51%) |
Quarterly newest first
| Period | Net income | Change |
|---|---|---|
| Sep 2026 | $124.0M | 93.77% |
| Jun 2026 | $64.0M | (25.79%) |
| Mar 2026 | $86.2M | 12.51% |
| Dec 2025 | $76.7M | 2.67% |
| 43 more quarters | Free account |
Against its own ten years
Net income against peers
| Company | Net income |
|---|---|
| SLM SLM Corporation compare | $567.4M |
| BFH Bread Financial Holdings, Inc. compare | $537.0M |
| ECPG Encore Capital Group Inc | $350.9M |
| WU The Western Union Company compare | $333.8M |
| AGM Federal Agricultural Mortgage Corporation compare | $229.0M |
| ATLC Atlanticus Holdings Corporation compare | $224.3M |
| EZPW EZCORP, Inc. compare | $159.1M |
| JCAP Jefferson Capital, Inc. compare | $155.0M |
| UPST Upstart Holdings, Inc. compare | $42.1M |
What Net income is
Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.
Reported line item
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