stockrowEncore Capital Group Inc
ECPG Financial Credit Services
Encore Capital Group Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 34.4% from fiscal 2024.
- Revenue
- +18.3%
- EPS
- +80.1%
- Free cash flow
- +41.2%
- Total debt
- +7.73%
Quarter to September 2026, against a year earlier
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Encore Capital Group Inc (ECPG) Price to free cash flow
As of 5 November 2026, Encore Capital Group Inc (ECPG) trades at a price to free cash flow of 14.3×. Over the past ten years it has ranged from 1.4× (April 2020) to 20.5× (November 2015); the current reading is higher than 96% of that period. That is above the Credit Services industry median of 2.5× and above the Financial sector median of 9.7×.
Price to free cash flow, daily
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Annual newest first
| Period | Price to free cash flow | Change |
|---|---|---|
| FY2025 | 7.7× | 23.36% |
| FY2024 | 6.2× | (21.57%) |
| FY2023 | 7.9× | 7.77% |
| FY2022 | 7.4× | 18.30% |
| FY2021 | 6.2× | 37.57% |
| FY2020 | 4.5× | 28.27% |
| FY2019 | 3.5× | (36.79%) |
| FY2018 | 5.6× | (51.08%) |
| FY2017 | 11.4× | 49.54% |
| FY2016 | 7.6× | (10.80%) |
Quarterly newest first
| Period | Price to free cash flow | Change |
|---|---|---|
| Sep 2026 | 10.7× | (13.07%) |
| Jun 2026 | 12.4× | 65.19% |
| Mar 2026 | 7.5× | (2.55%) |
| Dec 2025 | 7.7× | 48.99% |
| 43 more quarters | Free account |
Against its own ten years
Price to free cash flow against peers
| Company | Price to free cash flow |
|---|---|
| SLM SLM Corporation compare | n/m |
| UPST Upstart Holdings, Inc. compare | n/m |
| ATLC Atlanticus Holdings Corporation compare | 1.4× |
| BFH Bread Financial Holdings, Inc. compare | 1.8× |
| JCAP Jefferson Capital, Inc. compare | 5.2× |
| AGM Federal Agricultural Mortgage Corporation compare | 6.9× |
| WU The Western Union Company compare | 7.8× |
| EZPW EZCORP, Inc. compare | 12.9× |
| ECPG Encore Capital Group Inc | 14.3× |
| Credit Services industry median | 2.5× |
| Financial sector median | 9.7× |
| Market median | 14.1× |
What Price to free cash flow is
Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.
Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))
More on ECPG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement