Encore Capital Group Inc ECPG
98.41
0.83
0.85%
as of 25 Sep
- Market cap
- $2.1B
- P/E
- 7.2×
Follow ECPG
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
4.89 | 0.00 | 0.00 | 6.33 | 5.35 | 5.78 | 6.58 | 5.80 | 13.13 | 9.82 |
P/S ratio |
0.71 | 0.87 | 1.00 | 0.85 | 1.16 | 0.82 | 0.79 | 0.49 | 0.92 | 0.73 |
P/FCF ratio |
7.67 | 6.22 | 7.93 | 7.36 | 6.22 | 4.52 | 3.53 | 5.58 | 11.40 | 7.62 |
P/Operating CF |
75.12 | 48.44 | 33.19 | 21.34 | 20.55 | 19.47 | 23.09 | 9.97 | 25.89 | 16.69 |
P/B ratio |
1.29 | 1.49 | 1.30 | 1.01 | 1.58 | 1.00 | 1.08 | 0.81 | 1.91 | 1.36 |
Price to Tangible BV |
2.87 | 4.39 | 3.70 | 3.32 | 6.51 | 3.91 | 7.81 | 0.00 | 0.00 | 0.00 |
EV/Sales |
2.89 | 3.50 | 3.58 | 2.82 | 2.90 | 2.88 | 3.17 | 2.94 | 3.64 | 3.31 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
33.34 | 29.54 | 28.63 | 18.73 | 15.44 | 13.80 | 18.08 | 21.41 | 34.93 | 26.15 |
EV/FCF |
31.03 | 25.16 | 28.46 | 24.38 | 15.55 | 15.94 | 14.13 | 33.51 | 45.20 | 34.54 |
Quick Ratio |
0.68 | 0.86 | 0.83 | 0.73 | 0.83 | 0.88 | 0.86 | 0.55 | 0.74 | 0.64 |
Current Ratio |
0.68 | 0.86 | 0.83 | 0.73 | 0.83 | 0.88 | 0.86 | 0.55 | 0.74 | 0.64 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
74.93% | 76.68% | 71.66% | 64.30% | 65.04% | 67.46% | 71.55% | 75.36% | 76.76% | 76.45% |
Debt/Equity |
4.10 | 4.79 | 3.54 | 2.46 | 2.53 | 2.69 | 3.43 | 4.26 | 6.03 | 5.09 |
Asset Turnover |
0.35 | 0.28 | 0.27 | 0.31 | 0.34 | 0.31 | 0.29 | 0.30 | 0.29 | 0.26 |
Operating CF/Net income |
0.60 | (1.12) | (0.74) | 1.08 | 0.86 | 1.48 | 1.46 | 1.61 | 1.49 | 1.70 |
Capex/Depreciation |
0.40 | 0.18 | 0.00 | (0.97) | (0.04) | (0.81) | 1.32 | (1.64) | (0.70) | (0.91) |
| 29.45% | (16.34%) | (19.52%) | 16.45% | 29.17% | 18.87% | 18.20% | 16.65% | 14.81% | 13.25% | |
| 5.07% | (2.96%) | (4.52%) | 4.27% | 7.41% | 4.33% | 3.52% | 2.54% | 2.04% | 1.95% | |
ROIC |
4.36% | (1.14%) | (2.46%) | 5.00% | 6.83% | 4.10% | 2.89% | 2.36% | 2.15% | 1.12% |
Return on Tangible Assets |
2,985.40% | (296.79%) | (285.23%) | 326.48% | 438.94% | 210.67% | 189.74% | (772.11%) | 2,285.86% | (618.70%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
79.37% | 95.79% | 90.32% | 74.15% | 69.86% | 78.31% | 81.90% | 85.48% | 85.58% | 91.04% |
Intangible Assets out of Total Assets |
0.10 | 0.11 | 0.13 | 0.18 | 0.19 | 0.19 | 0.18 | 0.19 | 0.21 | 0.21 |
Share Based Compensation of Revenue |
1.03% | 1.06% | 1.13% | 1.10% | 1.14% | 1.10% | 0.90% | 0.95% | 0.88% | 1.23% |
Graham Net Nets |
(3.33) | (3.35) | (2.90) | (2.67) | (1.73) | (2.82) | (3.35) | (5.49) | (3.40) | (3.95) |
Graham Number |
102.51 | 0.00 | 0.00 | 92.54 | 101.37 | 76.73 | 63.01 | 51.36 | 39.82 | 37.93 |
Earnings Yield |
20.44% | (12.16%) | (16.83%) | 15.79% | 18.69% | 17.30% | 15.19% | 17.23% | 7.62% | 10.19% |
Free Cash Flow Yield |
13.03% | 16.08% | 12.61% | 13.59% | 16.08% | 22.12% | 28.37% | 17.93% | 8.77% | 13.12% |
Revenue per Share |
76.13 | 55.14 | 51.66 | 57.92 | 53.59 | 47.77 | 44.78 | 48.11 | 45.70 | 40.03 |
Operating CF per Share |
6.59 | 6.54 | 6.46 | 8.73 | 10.06 | 9.96 | 7.84 | 6.60 | 4.77 | 5.07 |
Capex per Share |
0.49 | 1.14 | 0.04 | (2.02) | (0.07) | (1.10) | 2.19 | (2.38) | (1.08) | (1.23) |
Free Cash Flow per Share |
7.08 | 7.68 | 6.50 | 6.70 | 9.99 | 8.85 | 10.03 | 4.21 | 3.68 | 3.84 |
Cash per Share |
6.75 | 8.37 | 6.69 | 5.96 | 6.29 | 6.02 | 6.16 | 5.56 | 8.17 | 5.82 |
Shareholders Equity per Share |
42.04 | 32.14 | 39.57 | 48.86 | 39.34 | 38.82 | 32.86 | 28.95 | 22.02 | 21.46 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
42.04 | 32.14 | 39.57 | 48.86 | 39.34 | 38.82 | 32.86 | 28.95 | 22.02 | 21.46 |
Free Cash Flow |
164.58 | 183.35 | 153.92 | 161.84 | 300.84 | 278.26 | 313.07 | 119.32 | 95.69 | 98.66 |
Working Capital |
(73.48) | (33.68) | (31.56) | (54.30) | (39.94) | (26.74) | (31.58) | (130.53) | (72.63) | (84.63) |
Capital Expenditures |
11.38 | 27.18 | 0.93 | (48.84) | (2.21) | (34.60) | 68.34 | (67.47) | (28.13) | (31.67) |
Net Current Asset Value |
(4,206.27) | (3,822.53) | (3,535.58) | (3,184.82) | (3,233.22) | (3,455.26) | (3,692.21) | (3,654.77) | (3,706.64) | (2,968.97) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
(0.01) | (0.02) | 0.00 | 0.03 | 0.00 | 0.02 | (0.05) | 0.05 | 0.02 | 0.03 |
Net Profit Margin |
14.52% | (10.58%) | (16.89%) | 13.91% | 21.73% | 14.11% | 12.01% | 8.51% | 7.01% | 7.44% |
Price to Operating Income |
3.76 | 0.00 | 0.00 | 3.78 | 4.29 | 4.33 | 5.48 | 4.25 | 8.31 | 13.11 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.35 | 1.88 | 2.87 | 0.44 | 0.42 | 0.34 | 0.43 | 0.36 | 0.52 | 0.48 |
Cash ROIC |
1.39% | 1.63% | 1.11% | 2.29% | 4.19% | 3.96% | 2.64% | 1.60% | 1.12% | 1.66% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
231.90 | 211.74 | 194.07 | 213.90 | 222.75 | 219.92 | 255.93 | 286.36 | 259.59 | 262.50 |
Average Assets |
5,064.76 | 4,710.11 | 4,569.42 | 4,558.24 | 4,736.32 | 4,887.24 | 4,770.91 | 4,561.29 | 4,080.60 | 3,922.66 |
Average Common Equity |
872.04 | 851.93 | 1,058.08 | 1,182.44 | 1,202.67 | 1,122.74 | 922.55 | 695.81 | 561.85 | 577.75 |
Columns are period end dates