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Saturday 17 October 2026 Export CPSS’s income statement to Excel — free account

Consumer Portfolio Services, Inc.

CPSS Financial Credit Services

Consumer Portfolio Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $434.5 million, up 10.4% from fiscal 2024. In the quarter to June 2026, revenue grew 10.6%, EPS grew 31.8%, free cash flow grew 94.9% and total debt rose 18.1%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

9.11 0.06 −0.65%
Market cap
$200.9M
P/E
9.2×
Fwd P/E
6.8×
Dividend yield
—
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Consumer Portfolio Services, Inc. (CPSS) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Consumer Portfolio Services, Inc. (CPSS) trades at a P/E ratio of 9.2×. Over the past ten years it has ranged from 0.0× (December 2018) to 83.2× (July 2018); the current reading is higher than 78% of that period. That is in line with the Credit Services industry median of 9.4× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 10.5× (13.12%)
FY2024 12.1× 189.39%
FY2023 4.2× 98.05%
FY2022 2.1× (62.16%)
FY2021 5.6× 25.96%
FY2020 4.4× (68.55%)
FY2019 14.0× 217.22%
FY2018 4.4× (85.14%)
FY2017 29.8× 605.30%
FY2016 4.2× 9.85%

Quarterly newest first

Period P/E ratio Change
Jun 2026 9.7× 15.41%
Mar 2026 8.4× (19.85%)
Dec 2025 10.5× 24.96%
Sep 2025 8.4× (23.19%)
42 more quarters

Against its own ten years

Low 0.0× High 83.2×
Ten-year median 5.0×
Current reading's percentile 76

P/E ratio against peers

Company P/E ratio
SUIG Sui Group Holdings Limited compare n/m
FOA Finance of America Companies Inc. compare n/m
TROO TROOPS, Inc. compare n/m
XYF X Financial Sponsored ADR compare 2.3×
HTT High Templar Tech Limited - Sponsored ADR compare 3.5×
RM Regional Management Corp. compare 6.8×
MFIN Medallion Financial Corp. compare 8.0×
CPSS Consumer Portfolio Services, Inc. 9.2×
PMTS CPI Card Group Inc. compare 20.7×
Credit Services industry median 9.4×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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