Consumer Portfolio Services, Inc. (CPSS) vs TROOPS, Inc. (TROO)
- Consumer Portfolio Services, Inc. CPSS 10.18 +3.04%
- TROOPS, Inc. TROO 1.85 +6.32%
Consumer Portfolio Services, Inc. and TROOPS, Inc. are both Credit Services companies. Consumer Portfolio Services, Inc. and TROOPS, Inc. are of similar size ($215.9M and $212.6M). TROOPS, Inc. has negative trailing earnings, so its P/E is not meaningful; Consumer Portfolio Services, Inc. trades at 9.1×. Consumer Portfolio Services, Inc. grew revenue faster over the last twelve months: 10.4% against −23.0%. Consumer Portfolio Services, Inc. has the higher net margin (4.99% vs −115.9%) and the higher return on invested capital (3.92% vs 0.00%). Across the 16 metrics below, Consumer Portfolio Services, Inc. leads on 12 and TROOPS, Inc. on 4.
Valuation
Profitability
| Metric | CPSS | TROO | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | (10.20%) | 76.61% |
| Operating margin | 60.11% | 0.00% | 0.34% |
| Net margin | 4.99% | (115.89%) | 8.35% |
| Free cash flow margin | 75.54% | 0.00% | 8.73% |
| Return on equity | 7.50% | 0.00% | 9.05% |
| Return on assets | 0.55% | 0.00% | 1.94% |
| Return on invested capital | 3.92% | 0.00% | 4.56% |
Growth
Health
Dividend
Size
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