Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

Consumer Portfolio Services, Inc. (CPSS) vs Medallion Financial Corp. (MFIN)

Consumer Portfolio Services, Inc. and Medallion Financial Corp. are both Credit Services companies. Medallion Financial Corp. is the larger, with a market value of $271.6M against $202.0M — 1.3× the size. Medallion Financial Corp. trades at the lower P/E: 8.5× against 9.7×. Consumer Portfolio Services, Inc. grew revenue faster over the last twelve months: 6.87% against 5.59%. Medallion Financial Corp. has the higher net margin (9.25% vs 4.79%) and the higher return on invested capital (7.06% vs 4.09%). Both pay a dividend; Medallion Financial Corp. yields more (3.38% vs 3.33%). Across the 22 metrics below, Medallion Financial Corp. leads on 13 and Consumer Portfolio Services, Inc. on 9.

Valuation

Metric CPSS MFIN Credit Services median
P/E 9.66 8.54 9.64
P/S 0.46 0.80 0.87
P/B 0.65 0.55 1.16
Price to free cash flow 0.59 1.59 2.99
EV/EBITDA 14.15 n/m 9.58
EV/Sales 8.94 1.03 2.32
Earnings yield 10.36% 11.71% 6.72%
Free cash flow yield 168.98% 62.79% 12.33%

Profitability

Metric CPSS MFIN Credit Services median
Gross margin 100.00% 70.72% 77.13%
Operating margin 60.04% 0.00% 0.34%
Net margin 4.79% 9.25% 9.25%
Free cash flow margin 77.39% 49.97% 13.03%
Return on equity 6.94% 6.23% 8.49%
Return on assets 0.53% 1.07% 2.29%
Return on invested capital 4.09% 7.06% 4.09%

Growth

Metric CPSS MFIN Credit Services median
Revenue growth (TTM) 6.87% 5.59% 4.62%
EPS growth (last fiscal year) 1.27% 17.11% —
Revenue growth, 5-year CAGR 9.89% 20.51% 9.13%
Net income growth, 5-year CAGR (2.27%) 0.00% 0.00%

Health

Metric CPSS MFIN Credit Services median
Debt to equity 12.56 0.57 0.68
Current ratio 5.67 1.22 1.55
Net debt to EBITDA 12.24 0.00 0.13

Dividend

Metric CPSS MFIN Credit Services median
Dividend yield 3.33% 3.38% 3.34%
Payout ratio 0.00 0.15 0.00

Size

Metric CPSS MFIN Credit Services median
Market cap 201.97m 271.62m 872.19m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack