stockrowConsumer Portfolio Services, Inc. (CPSS) vs Finance of America Companies Inc. (FOA)
- Consumer Portfolio Services, Inc. CPSS 10.18 +3.04%
- Finance of America Companies Inc. FOA 12.86 +0.23%
Consumer Portfolio Services, Inc. and Finance of America Companies Inc. are both Credit Services companies. Consumer Portfolio Services, Inc. and Finance of America Companies Inc. are of similar size ($222.1M and $215.9M). Finance of America Companies Inc. has negative trailing earnings, so its P/E is not meaningful; Consumer Portfolio Services, Inc. trades at 9.1×. Consumer Portfolio Services, Inc. grew revenue faster over the last twelve months: 10.4% against −42.3%. Consumer Portfolio Services, Inc. has the higher net margin (4.99% vs −0.10%) and the higher return on invested capital (3.92% vs −0.12%). Across the 17 metrics below, Consumer Portfolio Services, Inc. leads on 14 and Finance of America Companies Inc. on 3.
Valuation
Profitability
| Metric | CPSS | FOA | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 100.00% | 76.61% |
| Operating margin | 60.11% | (20.35%) | 0.34% |
| Net margin | 4.99% | (0.10%) | 8.35% |
| Free cash flow margin | 75.54% | (164.79%) | 8.73% |
| Return on equity | 7.50% | (0.08%) | 9.05% |
| Return on assets | 0.55% | 0.00% | 1.94% |
| Return on invested capital | 3.92% | (0.12%) | 4.56% |
Growth
Health
Dividend
Size
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