City Holding Company
CHCO Financial Banks Regional
City Holding Company’s revenue for fiscal 2025 (year ended December 2025) was $399.0 million, up 5.06% from fiscal 2024.
- Revenue
- +1.16%
- EPS
- +1.24%
- Free cash flow
- −0.06%
- Total debt
- 0.00%
Quarter to September 2026, against a year earlier
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City Holding Company (CHCO) Gross margin
City Holding Company's gross margin over the twelve months to 30 June 2026 was 80.0%, up 1.3 percentage points from fiscal 2025 (78.7%). Over the past ten years it has ranged from 77.3% (fiscal 2024) to 96.3% (fiscal 2022); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 78.7% | 1.44 |
| FY2024 | 77.3% | (7.48) |
| FY2023 | 84.8% | (11.53) |
| FY2022 | 96.3% | 0.52 |
| FY2021 | 95.8% | 4.84 |
| FY2020 | 91.0% | 4.60 |
| FY2019 | 86.4% | (2.20) |
| FY2018 | 88.6% | (3.31) |
| FY2017 | 91.9% | (1.22) |
| FY2016 | 93.1% | (0.83) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Jun 2026 | 80.7% | 0.20 |
| Mar 2026 | 80.5% | 1.26 |
| Dec 2025 | 79.3% | (0.20) |
| Sep 2025 | 79.5% | 0.89 |
| 42 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| TBBK The Bancorp, Inc. compare | 84.6% |
| OFG OFG Bancorp compare | 81.7% |
| CHCO City Holding Company | 80.0% |
| GABC German American Bancorp, Inc. compare | 76.8% |
| SRCE 1st Source Corporation compare | 75.3% |
| HAPN Happen Inc. compare | 74.5% |
| FCF First Commonwealth Financial Corporation compare | 74.3% |
| DCOM Dime Community Bancshares, Inc. compare | 66.9% |
| OCFC OceanFirst Financial Corp. compare | 58.9% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on CHCO
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement