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Friday 6 November 2026
Export OFG’s income statement to Excel — free account
OFG Bancorp
OFG Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $903.9 million, up 3.48% from fiscal 2024.
- Revenue
- −1.39%
- EPS
- +14.5%
- Free cash flow
- +41.8%
- Total debt
- −12.1%
Quarter to September 2026, against a year earlier
50.76
0.75
−1.46%
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OFG Bancorp (OFG) Gross margin
OFG Bancorp's gross margin over the twelve months to 30 September 2026 was 81.7%, up 0.8 percentage points from fiscal 2025 (80.9%). Over the past ten years it has ranged from 80.9% (fiscal 2025) to 94.8% (fiscal 2022) — the current reading is the lowest in ten years. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 80.9% | (0.55) |
| FY2024 | 81.5% | (7.21) |
| FY2023 | 88.7% | (6.15) |
| FY2022 | 94.8% | 2.01 |
| FY2021 | 92.8% | 3.68 |
| FY2020 | 89.1% | 0.32 |
| FY2019 | 88.8% | (1.07) |
| FY2018 | 89.9% | (0.34) |
| FY2017 | 90.2% | 3.73 |
| FY2016 | 86.5% | 1.57 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 81.5% | (1.16) |
| Jun 2026 | 82.7% | 0.50 |
| Mar 2026 | 82.2% | 1.63 |
| Dec 2025 | 80.6% | 0.17 |
| 43 more quarters | Free account |
Against its own ten years
Low 80.9%
High 94.8%
Ten-year median
88.8%
Current reading's percentile
19
Gross margin against peers
| Company | Gross margin |
|---|---|
| OFG OFG Bancorp | 81.7% |
| CHCO City Holding Company compare | 80.0% |
| SRCE 1st Source Corporation compare | 75.3% |
| EFSC Enterprise Financial Services Corporation compare | 75.2% |
| NWBI Northwest Bancshares, Inc. compare | 75.1% |
| FCF First Commonwealth Financial Corporation compare | 74.3% |
| WAFD WaFd, Inc. compare | 57.5% |
| BBAR BBVA Banco Frances S.A. compare | 56.7% |
| MBIN Merchants Bancorp compare | 54.7% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on OFG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement