City Holding Company (CHCO) vs First Commonwealth Financial Corporation (FCF)
City Holding Company and First Commonwealth Financial Corporation are both Banks Regional companies. City Holding Company and First Commonwealth Financial Corporation are of similar size ($2.1B and $2.0B). First Commonwealth Financial Corporation trades at the lower P/E: 12.8× against 15.5×. First Commonwealth Financial Corporation grew revenue faster over the last twelve months: 5.18% against 3.37%. City Holding Company has the higher net margin (32.8% vs 22.6%) and the higher return on invested capital (14.8% vs 8.76%). Both pay a dividend; First Commonwealth Financial Corporation yields more (4.04% vs 2.85%). Across the 20 metrics below, First Commonwealth Financial Corporation leads on 13 and City Holding Company on 7.
Valuation
Profitability
| Metric | CHCO | FCF | Banks Regional median |
|---|---|---|---|
| Gross margin | 80.00% | 73.47% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 32.75% | 22.62% | 18.66% |
| Free cash flow margin | 34.74% | 23.97% | 21.18% |
| Return on equity | 16.76% | 10.91% | 10.64% |
| Return on assets | 1.97% | 1.38% | 1.13% |
| Return on invested capital | 14.81% | 8.76% | 8.33% |
Growth
Health
Dividend
Size
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