City Holding Company
CHCO Financial Banks Regional
City Holding Company’s revenue for fiscal 2025 (year ended December 2025) was $399.0 million, up 5.06% from fiscal 2024.
- Revenue
- +1.16%
- EPS
- +1.24%
- Free cash flow
- −0.06%
- Total debt
- 0.00%
Quarter to September 2026, against a year earlier
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City Holding Company (CHCO) Return on invested capital
City Holding Company's return on invested capital over the twelve months to 30 September 2026 was 14.0%, up 0.8 percentage points from fiscal 2025 (13.1%). Over the past ten years it has ranged from 11.1% (fiscal 2016) to 149.5% (fiscal 2021); the current reading is higher than 36% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 13.1% | (0.64) |
| FY2024 | 13.8% | (1.15) |
| FY2023 | 14.9% | (6.18) |
| FY2022 | 21.1% | (128.43) |
| FY2021 | 149.5% | 109.20 |
| FY2020 | 40.3% | 26.65 |
| FY2019 | 13.7% | 1.56 |
| FY2018 | 12.1% | 0.57 |
| FY2017 | 11.6% | 0.46 |
| FY2016 | 11.1% | (2.62) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| TBBK The Bancorp, Inc. compare | 23.9% |
| HAPN Happen Inc. compare | 21.1% |
| OFG OFG Bancorp compare | 14.8% |
| CHCO City Holding Company | 14.0% |
| SRCE 1st Source Corporation compare | 10.8% |
| FCF First Commonwealth Financial Corporation compare | 8.93% |
| GABC German American Bancorp, Inc. compare | 8.62% |
| OCFC OceanFirst Financial Corp. compare | 1.77% |
| DCOM Dime Community Bancshares, Inc. compare | 0.00% |
| Banks Regional industry median | 8.45% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on CHCO
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement