City Holding Company

CHCO Financial Banks Regional

City Holding Company’s revenue for fiscal 2025 (year ended December 2025) was $399.0 million, up 5.06% from fiscal 2024.

Revenue
+1.16%
EPS
+1.24%
Free cash flow
−0.06%
Total debt
0.00%

Quarter to September 2026, against a year earlier

141.70 2.84 −1.96%
Market cap
$2.0B
P/E
15.5×
Fwd P/E
15.2×
Dividend yield
2.55%
F-score
9/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

City Holding Company (CHCO) Return on invested capital

Alert me on Return on invested capital

City Holding Company's return on invested capital over the twelve months to 30 September 2026 was 14.0%, up 0.8 percentage points from fiscal 2025 (13.1%). Over the past ten years it has ranged from 11.1% (fiscal 2016) to 149.5% (fiscal 2021); the current reading is higher than 36% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 13.1% (0.64)
FY2024 13.8% (1.15)
FY2023 14.9% (6.18)
FY2022 21.1% (128.43)
FY2021 149.5% 109.20
FY2020 40.3% 26.65
FY2019 13.7% 1.56
FY2018 12.1% 0.57
FY2017 11.6% 0.46
FY2016 11.1% (2.62)

Against its own ten years

Low 11.1% High 149.5%
Ten-year median 13.7%
Current reading's percentile 36

Return on invested capital against peers

Company Return on invested capital
TBBK The Bancorp, Inc. compare 23.9%
HAPN Happen Inc. compare 21.1%
OFG OFG Bancorp compare 14.8%
CHCO City Holding Company 14.0%
SRCE 1st Source Corporation compare 10.8%
FCF First Commonwealth Financial Corporation compare 8.93%
GABC German American Bancorp, Inc. compare 8.62%
OCFC OceanFirst Financial Corp. compare 1.77%
DCOM Dime Community Bancshares, Inc. compare 0.00%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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