City Holding Company
CHCO Financial Banks Regional
City Holding Company’s revenue for fiscal 2025 (year ended December 2025) was $399.0 million, up 5.06% from fiscal 2024.
- Revenue
- +1.16%
- EPS
- +1.24%
- Free cash flow
- −0.06%
- Total debt
- 0.00%
Quarter to September 2026, against a year earlier
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City Holding Company (CHCO) Net margin
City Holding Company's net margin over the twelve months to 30 June 2026 was 32.8%, up 0.1 percentage points from fiscal 2025 (32.7%). Over the past ten years it has ranged from 26.0% (fiscal 2017) to 38.6% (fiscal 2022); the current reading is higher than 55% of that period. That is above the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.
Net margin, annual
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Annual newest first
| Period | Net margin | Change (points) |
|---|---|---|
| FY2025 | 32.7% | 1.86 |
| FY2024 | 30.8% | (2.61) |
| FY2023 | 33.5% | (5.18) |
| FY2022 | 38.6% | 1.52 |
| FY2021 | 37.1% | 2.77 |
| FY2020 | 34.3% | 1.08 |
| FY2019 | 33.3% | 2.37 |
| FY2018 | 30.9% | 4.88 |
| FY2017 | 26.0% | (1.29) |
| FY2016 | 27.3% | (0.54) |
Quarterly newest first
| Period | Net margin | Change (points) |
|---|---|---|
| Jun 2026 | 32.7% | 0.78 |
| Mar 2026 | 32.0% | (0.22) |
| Dec 2025 | 32.2% | (1.92) |
| Sep 2025 | 34.1% | 0.96 |
| 42 more quarters | Free account |
Against its own ten years
Net margin against peers
| Company | Net margin |
|---|---|
| CHCO City Holding Company | 32.8% |
| TBBK The Bancorp, Inc. compare | 30.1% |
| SRCE 1st Source Corporation compare | 28.7% |
| GABC German American Bancorp, Inc. compare | 28.2% |
| OFG OFG Bancorp compare | 24.7% |
| FCF First Commonwealth Financial Corporation compare | 23.1% |
| DCOM Dime Community Bancshares, Inc. compare | 17.5% |
| HAPN Happen Inc. compare | 15.0% |
| OCFC OceanFirst Financial Corp. compare | 6.38% |
| Banks Regional industry median | 18.8% |
| Financial sector median | 14.3% |
| Market median | 1.06% |
What Net margin is
Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.
Net Income Allotted to Shareholders ÷ Revenue
More on CHCO
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement