The Bancorp, Inc. TBBK
- Market cap
- $2.0B
- P/E
- 9.4×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3.88 | 4.41 | 7.64 | 7.66 | 3.36 | 13.26 | 16.59 | 25.13 | 29.92 | 40.51 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 8.20 | 10.55 | 12.00 | 13.73 | 14.47 | 33.36 | 32.69 | 42.46 | 61.17 | 81.65 |
High Price
|
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| 589 | 538 | 589 | 612 | 635 | 650 | 717 | 757 | 771 | 733 |
Employees
|
|||
| 0 | 0 | 1 | 0 | 0 | 1 | 1 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| 145 | 214 | 302 | 284 | 295 | 327 | 414 | 622 | 709 | 880 |
Revenue
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|||
| 91.53% | 92.82% | 91.02% | 86.51% | 94.61% | 96.56% | 85.64% | 74.99% | 75.27% | 80.01% |
Gross Margin
|
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| (69) | 40 | 120 | 72 | 108 | 144 | 178 | 257 | 292 | 303 |
EBT
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| (48.02%) | 18.91% | 39.69% | 25.55% | 36.66% | 44.11% | 42.98% | 41.31% | 41.20% | 34.45% |
EBT Margin
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| (57) | 17 | 88 | 51 | 81 | 110 | 130 | 192 | 218 | 228 |
Net Income
|
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| 15 | 17 | 21 | 26 | 20 | 7 | 5 | 4 | 2 | (3) |
Depreciation
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| 3.25 | 3.84 | 5.36 | 5.00 | 5.14 | 5.72 | 7.32 | 11.40 | 14.17 | 19.22 |
Revenue/Sh
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| (2.17) | 0.39 | 1.57 | 0.91 | 1.39 | 1.93 | 2.30 | 3.53 | 4.35 | 4.99 |
Earnings/Sh
|
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| (3.63) | (0.50) | (3.09) | 1.18 | 2.10 | 1.47 | 2.12 | 3.43 | 4.19 | 5.79 |
Cash Flow/Sh
|
|||
| (0.17) | 0.01 | (0.04) | (0.04) | (0.06) | (0.03) | (0.09) | (0.23) | (0.13) | (0.20) |
Capex/Sh
|
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| (3.80) | (0.50) | (3.13) | 1.14 | 2.04 | 1.44 | 2.02 | 3.20 | 4.06 | 5.59 |
Free CF/Sh
|
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| 6.71 | 5.82 | 7.22 | 8.54 | 10.11 | 11.41 | 12.27 | 14.81 | 15.78 | 15.07 |
Book Value/Sh
|
|||
| 45 | 56 | 56 | 57 | 57 | 57 | 57 | 55 | 50 | 46 |
Shares
|
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| 0.00 | 25.56 | 5.04 | 14.25 | 9.82 | 13.18 | 12.70 | 10.87 | 12.10 | 13.53 |
PE Ratio
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|||
| 2.48 | 2.60 | 1.49 | 2.60 | 2.66 | 4.43 | 4.01 | 3.36 | 3.72 | 3.51 |
PS Ratio
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| 1.20 | 1.71 | 1.10 | 1.52 | 1.35 | 2.22 | 2.39 | 2.59 | 3.34 | 4.48 |
PB Ratio
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| (2.51) | (1.40) | (0.17) | (0.54) | 2.00 | 3.05 | 2.16 | 1.93 | 3.09 | 3.64 |
EV/Sales
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| 2.14 | 10.77 | 0.29 | (2.37) | 5.05 | 12.11 | 7.80 | 6.90 | 10.76 | 12.51 |
EV/FCF
|
|||
| (162) | (28) | (174) | 67 | 121 | 84 | 120 | 187 | 210 | 265 |
Op' Cash Flow
|
|||
| (7) | 0 | (2) | (2) | (4) | (2) | (5) | (13) | (7) | (9) |
Capex
|
|||
| (169) | (28) | (176) | 65 | 117 | 82 | 114 | 174 | 203 | 256 |
FCF
|
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| (1,349) | (1,453) | (1,187) | (1,099) | (649) | (239) | (56) | 61 | (842) | (1,019) |
Working Cap'
|
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| 277 | 56 | 55 | 54 | 152 | 152 | 122 | 148 | 124 | 223 |
Total Debt
|
|||
| (723) | (853) | (499) | (890) | (194) | (450) | (766) | (890) | (446) | 111 |
Net Debt
|
|||
| 299 | 324 | 407 | 484 | 581 | 652 | 694 | 807 | 790 | 690 |
Sh' Equity
|
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| (2.01%) | 0.45% | 1.94% | 1.02% | 1.34% | 1.69% | 1.77% | 2.46% | 2.65% | 2.52% |
ROA
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| 0.00% | 0.00% | 0.00% | 0.00% | 17.46% | 44.55% | 0.00% | 0.00% | 53.18% | 23.66% |
ROIC
|
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| (31.18%) | 6.96% | 24.26% | 11.57% | 15.03% | 17.94% | 19.34% | 25.62% | 27.24% | 30.85% |
ROE
|
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The Bancorp, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| SRCE 1st Source Corporation | $2.1B | 12.4× | Compare |
| CHCO City Holding Company | $2.0B | 15.5× | Compare |
| FCF First Commonwealth Financial Corporation | $2.1B | 12.8× | Compare |
| BLX Bladex Inc. | $1.9B | 9.0× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| OFG OFG Bancorp | $2.2B | 10.2× | Compare |
| EFSC Enterprise Financial Services Corporation | $2.2B | 12.0× | Compare |
| NWBI Northwest Bancshares, Inc. | $2.2B | 14.6× | Compare |
| INTR Inter & Co. Inc. | $2.2B | 7.7× | Compare |
The Bancorp, Inc. (TBBK) key facts
- The Bancorp, Inc. (TBBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- The Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $879.7 million, up 24.1% from fiscal 2024.
- Net income was $228.2 million, or $4.99 per share (basic), a net margin of 25.9%.
- As of September 25, 2026, TBBK traded at $50.58, a market capitalization of $2.0 billion.
- At that price the stock trades at 9.4× trailing-twelve-month earnings and 2.5× sales.
- Return on equity was 30.9% and debt-to-equity 0.30.
The Bancorp, Inc. (TBBK) Latest News
15 Sep
The Bancorp, Inc. (TBBK) is presented as a small-cap stock worth investigating while two other stocks are recommended to avoid based on their outlook and performance metrics. Stock recommendation directly influences near-term investor sentiment and trading activity for TBBK.
11 Sep
Chime completes a $590M deal that may reshape its banking model and partnership structure with The Bancorp. The deal carries potential to alter Chime's banking arrangements and directly affect The Bancorp's revenue and client relationship.
9 Sep
The Bancorp stock fell 21 percent in one day. A 21 percent single-day decline indicates major negative developments that will likely alter investor sentiment and company trajectory.
4 Sep
The Bancorp advances Apex 2030 through ongoing organizational alignment. Organizational alignment for Apex 2030 supports strategic execution with moderate effects on operations.
2 Sep
The Bancorp Inc. fintech operations show accelerating recovery momentum. Fintech comeback momentum points to major strategic growth for TBBK.
25 Aug
Pathward faces a credit scare challenging its recovery efforts, with potential ripple effects for The Bancorp, Inc. (TBBK) in competitive positioning and market sentiment. Credit scare at Pathward may moderately affect TBBK's operations and investor outlook without fundamentally altering its trajectory.
7 Aug
Bancorp (TBBK) released its Q2 2026 earnings call transcript covering financial results, performance metrics and management commentary on operations. Quarterly earnings calls typically provide performance updates and guidance that moderately influence near-term stock sentiment and valuation.
31 Jul
The Bancorp (TBBK) shares may be 50% undervalued, driven by planned buybacks and updated company guidance. Buybacks and positive guidance point to major upside potential that could shift TBBK valuation and investor interest.
The Bancorp, Inc. held its Q2 2026 earnings call covering quarterly financial results, performance metrics, and forward outlook. Earnings call delivers core financial metrics and guidance that drive valuation and trading activity.
The Bancorp Inc (TBBK) reported Q2 2026 earnings with EPS rising 14.2% to $1. EPS growth of 14.2% points to improved profitability that may influence near-term valuation.
Bancorp Q2 earnings call covered revenue, net income, deposit growth, loan portfolio updates and management outlook for TBBK operations. Quarterly earnings data typically moves near-term sentiment and valuation without altering long-term strategy.
30 Jul
The Bancorp reported 2Q 2026 EPS of $1.45, ROA of 2.51%, and ROE of 34.7%. Results reflect strong loan and fintech fee growth plus gains in credit quality and cost efficiencies. Record profitability metrics and growth drivers point to major upside in valuation and investor sentiment.
The Bancorp (TBBK) Q2 earnings feature key metrics that outline the company's financial performance and operational results. Q2 earnings metrics offer moderate insight into financial trends but lack transformative strategic or regulatory developments.
The Bancorp (TBBK) Q2 earnings surpass estimates. Q2 earnings beat signals stronger than expected financial results for TBBK.
The Bancorp (NASDAQ:TBBK) reported sales below analyst estimates for Q2 CY2026. Missing quarterly sales estimates can moderately pressure near-term stock performance and investor views on operations.
Elmer Bancorp, Inc. announced its second quarter 2026 financial results. Quarterly earnings releases deliver core financial data that can shift near-term investor sentiment and valuation for the company.
The Bancorp (TBBK) reports earnings tomorrow. Earnings reports can moderately influence TBBK stock performance and investor sentiment.
20 Jul
Analyst upgrades Bancorp (TBBK) stock, labeling it a potential bargain. Analyst upgrade may lift short-term sentiment and valuation for TBBK without altering core operations.
17 Jul
Oregon Bancorp announced quarterly earnings. Quarterly earnings release can moderately affect short-term stock performance and investor sentiment.
9 Jul
The Bancorp Inc. (TBBK) shares rose sharply today on positive developments affecting the company's outlook. Stock surge reflects moderately positive developments likely to influence near-term sentiment without fundamentally altering long-term trajectory.
20 May
TBBK exhibits explosive upside potential based on three key factors. Three factors point to noticeable gains in TBBK valuation and sentiment.
1 May
The Bancorp, Inc. (TBBK) reported strong Q1 results with revenue and EPS beating expectations, prompting an increased full-year earnings guidance and a reassessment of its attractive valuation metrics. Strong Q1 beats and raised earnings guidance boost TBBK's financial outlook and investor sentiment significantly.
30 Apr
Elmer Bancorp, Inc. announced first quarter 2026 financial results. Quarterly earnings announcements significantly affect financial performance metrics and investor sentiment for The Bancorp, Inc.
27 Apr
The Bancorp, Inc. (TBBK) released Q1 earnings call highlights, covering financial performance, strategic updates, and forward guidance. Q1 earnings call highlights disclose financial results and outlook that significantly impact TBBK's trajectory and investor sentiment.
25 Apr
The Bancorp, Inc. (TBBK) reported strong EPS growth and strategic initiatives in its Q1 2026 earnings call highlights. Strong EPS growth and strategic initiatives signal significant positive shifts in financial performance and investor sentiment for TBBK.
The Bancorp, Inc. (TBBK) Q1 fintech lending growth spurs strategic shift despite revenue decline. Fintech lending expansion prompts strategic changes offsetting revenue drop with moderate financial and positioning effects.
24 Apr
Bancorp (TBBK) released Q1 2026 earnings call transcript detailing quarterly financial results, prepaid card segment growth, net interest income, deposit balances, and management outlook on economic conditions. Q1 2026 earnings reveal key financial metrics and strategic updates that could significantly sway investor sentiment and stock trajectory.
The Bancorp, Inc. (TBBK) Q1 2026 earnings call summary highlights first-quarter financial results, operational updates, and forward-looking guidance. Earnings call summaries reveal quarterly financial performance and strategic outlook that significantly influence stock trajectory and investor sentiment.
23 Apr
The Bancorp (TBBK) Q1 earnings key metrics compared to analyst estimates. Q1 earnings comparisons to estimates significantly impact TBBK's stock price, investor sentiment, and financial trajectory.
The Bancorp, Inc. (TBBK) reported first-quarter earnings that surpassed analyst estimates, driven by strong revenue growth in prepaid card services and commercial lending. Q1 earnings topping estimates highlights robust financial performance and operational strength, likely driving positive investor sentiment and stock price gains.