The Bancorp, Inc. TBBK

50.58 0.59 1.18% as of 25 Sep
Market cap
$2.0B
P/E
9.4×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 1.25
Total sells 1.23
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 2 — — 4 — — 1 — — — —
Sell — — — — — 1 2 — — — 1 —
Insider Ownership 7.48%

Capital & Financial Ratios

Market Cap 2,040.00
Revenue 836.77
Net Income 231.94
Free Cash Flow 232.48
Net Debt 134.17
Current Ratio 0.88
Debt/Equity 0.30
P/E ratio 9.38
P/S ratio 2.51
P/B ratio 2.97
Past 5Y EPS Growth 36.68%
This Y EPS Growth 21.68%
Next Y EPS Growth 33.63%
Next 5Y EPS Growth 23.24%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 1,038 570 113 80
Receivables — — — —
Inventory — — — —
Other — — — —
6,742 6,904 7,346 7,248
2023 2024 2025 Q'26
Payables 6,681 7,746 8,165 7,476
ST’ Debt — — — —
Other — — — —
6,681 7,746 8,364 8,220
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 15.05% 24.39% 28.56%
Cash Flow 0.00% 17.04% 30.36%
Earnings 32.75% 23.30% 20.57%
Book Value 7.98% 3.49% (0.20%)

Revenue

Mar Jun Sep Dec Year
’26 202 205 — — —
’25 223 227 217 213 880
’24 165 168 172 204 709
’23 151 156 156 159 622
’22 81 90 107 136 414
’21 81 83 80 83 327
’20 68 72 77 78 295
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 85 35 — — —
’25 95 51 152 (32) 265
’24 75 17 51 67 210
’23 43 29 53 61 187
’22 18 21 28 51 120
’21 20 14 38 13 84
’20 (507) (47) 644 31 121
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 84 34 — — —
’25 92 50 151 (37) 256
’24 74 16 49 65 203
’23 39 24 50 61 174
’22 17 20 26 51 114
’21 19 13 38 12 82
’20 (508) (47) 644 28 117
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.41 1.45 — — —
’25 1.19 1.27 1.18 1.28 4.92
’24 1.06 1.05 1.04 1.15 4.29
’23 0.88 0.89 0.92 0.81 3.49
’22 0.50 0.53 0.54 0.71 2.27
’21 0.44 0.50 0.48 0.46 1.88
’20 0.22 0.35 0.40 0.41 1.37
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
3.88 4.41 7.64 7.66 3.36 13.26 16.59 25.13 29.92 40.51

Analyst estimates 2026–2028

Powerpack
Low Price
8.20 10.55 12.00 13.73 14.47 33.36 32.69 42.46 61.17 81.65
High Price
589 538 589 612 635 650 717 757 771 733
Employees
0 0 1 0 0 1 1 1 1 1
Revenue/Emp
145 214 302 284 295 327 414 622 709 880
Revenue
91.53% 92.82% 91.02% 86.51% 94.61% 96.56% 85.64% 74.99% 75.27% 80.01%
Gross Margin
(69) 40 120 72 108 144 178 257 292 303
EBT
(48.02%) 18.91% 39.69% 25.55% 36.66% 44.11% 42.98% 41.31% 41.20% 34.45%
EBT Margin
(57) 17 88 51 81 110 130 192 218 228
Net Income
15 17 21 26 20 7 5 4 2 (3)
Depreciation
3.25 3.84 5.36 5.00 5.14 5.72 7.32 11.40 14.17 19.22
Revenue/Sh
(2.17) 0.39 1.57 0.91 1.39 1.93 2.30 3.53 4.35 4.99
Earnings/Sh
(3.63) (0.50) (3.09) 1.18 2.10 1.47 2.12 3.43 4.19 5.79
Cash Flow/Sh
(0.17) 0.01 (0.04) (0.04) (0.06) (0.03) (0.09) (0.23) (0.13) (0.20)
Capex/Sh
(3.80) (0.50) (3.13) 1.14 2.04 1.44 2.02 3.20 4.06 5.59
Free CF/Sh
6.71 5.82 7.22 8.54 10.11 11.41 12.27 14.81 15.78 15.07
Book Value/Sh
45 56 56 57 57 57 57 55 50 46
Shares
0.00 25.56 5.04 14.25 9.82 13.18 12.70 10.87 12.10 13.53
PE Ratio
2.48 2.60 1.49 2.60 2.66 4.43 4.01 3.36 3.72 3.51
PS Ratio
1.20 1.71 1.10 1.52 1.35 2.22 2.39 2.59 3.34 4.48
PB Ratio
(2.51) (1.40) (0.17) (0.54) 2.00 3.05 2.16 1.93 3.09 3.64
EV/Sales
2.14 10.77 0.29 (2.37) 5.05 12.11 7.80 6.90 10.76 12.51
EV/FCF
(162) (28) (174) 67 121 84 120 187 210 265
Op' Cash Flow
(7) 0 (2) (2) (4) (2) (5) (13) (7) (9)
Capex
(169) (28) (176) 65 117 82 114 174 203 256
FCF
(1,349) (1,453) (1,187) (1,099) (649) (239) (56) 61 (842) (1,019)
Working Cap'
277 56 55 54 152 152 122 148 124 223
Total Debt
(723) (853) (499) (890) (194) (450) (766) (890) (446) 111
Net Debt
299 324 407 484 581 652 694 807 790 690
Sh' Equity
(2.01%) 0.45% 1.94% 1.02% 1.34% 1.69% 1.77% 2.46% 2.65% 2.52%
ROA
0.00% 0.00% 0.00% 0.00% 17.46% 44.55% 0.00% 0.00% 53.18% 23.66%
ROIC
(31.18%) 6.96% 24.26% 11.57% 15.03% 17.94% 19.34% 25.62% 27.24% 30.85%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

The Bancorp, Inc. (TBBK) key facts

  • The Bancorp, Inc. (TBBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • The Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $879.7 million, up 24.1% from fiscal 2024.
  • Net income was $228.2 million, or $4.99 per share (basic), a net margin of 25.9%.
  • As of September 25, 2026, TBBK traded at $50.58, a market capitalization of $2.0 billion.
  • At that price the stock trades at 9.4× trailing-twelve-month earnings and 2.5× sales.
  • Return on equity was 30.9% and debt-to-equity 0.30.

Source: company filings (standardised) and stockrow calculations.

The Bancorp, Inc. (TBBK) Latest News

News by impact score

Fine-tune

15 Sep

3

The Bancorp, Inc. (TBBK) is presented as a small-cap stock worth investigating while two other stocks are recommended to avoid based on their outlook and performance metrics. Stock recommendation directly influences near-term investor sentiment and trading activity for TBBK.

11 Sep

4

Chime completes a $590M deal that may reshape its banking model and partnership structure with The Bancorp. The deal carries potential to alter Chime's banking arrangements and directly affect The Bancorp's revenue and client relationship.

9 Sep

4

The Bancorp stock fell 21 percent in one day. A 21 percent single-day decline indicates major negative developments that will likely alter investor sentiment and company trajectory.

4 Sep

3

The Bancorp advances Apex 2030 through ongoing organizational alignment. Organizational alignment for Apex 2030 supports strategic execution with moderate effects on operations.

2 Sep

4

The Bancorp Inc. fintech operations show accelerating recovery momentum. Fintech comeback momentum points to major strategic growth for TBBK.

25 Aug

3

Pathward faces a credit scare challenging its recovery efforts, with potential ripple effects for The Bancorp, Inc. (TBBK) in competitive positioning and market sentiment. Credit scare at Pathward may moderately affect TBBK's operations and investor outlook without fundamentally altering its trajectory.

7 Aug

3 transcript

Bancorp (TBBK) released its Q2 2026 earnings call transcript covering financial results, performance metrics and management commentary on operations. Quarterly earnings calls typically provide performance updates and guidance that moderately influence near-term stock sentiment and valuation.

31 Jul

4

The Bancorp (TBBK) shares may be 50% undervalued, driven by planned buybacks and updated company guidance. Buybacks and positive guidance point to major upside potential that could shift TBBK valuation and investor interest.

4 transcript

The Bancorp, Inc. held its Q2 2026 earnings call covering quarterly financial results, performance metrics, and forward outlook. Earnings call delivers core financial metrics and guidance that drive valuation and trading activity.

3

The Bancorp Inc (TBBK) reported Q2 2026 earnings with EPS rising 14.2% to $1. EPS growth of 14.2% points to improved profitability that may influence near-term valuation.

3 transcript

Bancorp Q2 earnings call covered revenue, net income, deposit growth, loan portfolio updates and management outlook for TBBK operations. Quarterly earnings data typically moves near-term sentiment and valuation without altering long-term strategy.

30 Jul

4

The Bancorp reported 2Q 2026 EPS of $1.45, ROA of 2.51%, and ROE of 34.7%. Results reflect strong loan and fintech fee growth plus gains in credit quality and cost efficiencies. Record profitability metrics and growth drivers point to major upside in valuation and investor sentiment.

3

The Bancorp (TBBK) Q2 earnings feature key metrics that outline the company's financial performance and operational results. Q2 earnings metrics offer moderate insight into financial trends but lack transformative strategic or regulatory developments.

3

The Bancorp (TBBK) Q2 earnings surpass estimates. Q2 earnings beat signals stronger than expected financial results for TBBK.

3

The Bancorp (NASDAQ:TBBK) reported sales below analyst estimates for Q2 CY2026. Missing quarterly sales estimates can moderately pressure near-term stock performance and investor views on operations.

3

Elmer Bancorp, Inc. announced its second quarter 2026 financial results. Quarterly earnings releases deliver core financial data that can shift near-term investor sentiment and valuation for the company.

3

The Bancorp (TBBK) reports earnings tomorrow. Earnings reports can moderately influence TBBK stock performance and investor sentiment.

20 Jul

3

Analyst upgrades Bancorp (TBBK) stock, labeling it a potential bargain. Analyst upgrade may lift short-term sentiment and valuation for TBBK without altering core operations.

17 Jul

3

Oregon Bancorp announced quarterly earnings. Quarterly earnings release can moderately affect short-term stock performance and investor sentiment.

9 Jul

3

The Bancorp Inc. (TBBK) shares rose sharply today on positive developments affecting the company's outlook. Stock surge reflects moderately positive developments likely to influence near-term sentiment without fundamentally altering long-term trajectory.

20 May

3

TBBK exhibits explosive upside potential based on three key factors. Three factors point to noticeable gains in TBBK valuation and sentiment.

1 May

4

The Bancorp, Inc. (TBBK) reported strong Q1 results with revenue and EPS beating expectations, prompting an increased full-year earnings guidance and a reassessment of its attractive valuation metrics. Strong Q1 beats and raised earnings guidance boost TBBK's financial outlook and investor sentiment significantly.

30 Apr

4

Elmer Bancorp, Inc. announced first quarter 2026 financial results. Quarterly earnings announcements significantly affect financial performance metrics and investor sentiment for The Bancorp, Inc.

27 Apr

4

The Bancorp, Inc. (TBBK) released Q1 earnings call highlights, covering financial performance, strategic updates, and forward guidance. Q1 earnings call highlights disclose financial results and outlook that significantly impact TBBK's trajectory and investor sentiment.

25 Apr

4

The Bancorp, Inc. (TBBK) reported strong EPS growth and strategic initiatives in its Q1 2026 earnings call highlights. Strong EPS growth and strategic initiatives signal significant positive shifts in financial performance and investor sentiment for TBBK.

3

The Bancorp, Inc. (TBBK) Q1 fintech lending growth spurs strategic shift despite revenue decline. Fintech lending expansion prompts strategic changes offsetting revenue drop with moderate financial and positioning effects.

24 Apr

4 transcript

Bancorp (TBBK) released Q1 2026 earnings call transcript detailing quarterly financial results, prepaid card segment growth, net interest income, deposit balances, and management outlook on economic conditions. Q1 2026 earnings reveal key financial metrics and strategic updates that could significantly sway investor sentiment and stock trajectory.

4

The Bancorp, Inc. (TBBK) Q1 2026 earnings call summary highlights first-quarter financial results, operational updates, and forward-looking guidance. Earnings call summaries reveal quarterly financial performance and strategic outlook that significantly influence stock trajectory and investor sentiment.

23 Apr

4

The Bancorp (TBBK) Q1 earnings key metrics compared to analyst estimates. Q1 earnings comparisons to estimates significantly impact TBBK's stock price, investor sentiment, and financial trajectory.

4

The Bancorp, Inc. (TBBK) reported first-quarter earnings that surpassed analyst estimates, driven by strong revenue growth in prepaid card services and commercial lending. Q1 earnings topping estimates highlights robust financial performance and operational strength, likely driving positive investor sentiment and stock price gains.

stockrow.com/TBBK · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com