stockrowFirst Commonwealth Financial Corporation
First Commonwealth Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $729.5 million, up 4.26% from fiscal 2024.
- Revenue
- +0.78%
- EPS
- +37.5%
- Free cash flow
- −98.5%
- Total debt
- −53.6%
Quarter to September 2026, against a year earlier
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First Commonwealth Financial Corporation (FCF) Gross margin
First Commonwealth Financial Corporation's gross margin over the twelve months to 30 September 2026 was 74.3%, up 2.6 percentage points from fiscal 2025 (71.7%). Over the past ten years it has ranged from 68.3% (fiscal 2024) to 96.2% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 71.7% | 3.35 |
| FY2024 | 68.3% | (8.64) |
| FY2023 | 77.0% | (18.89) |
| FY2022 | 95.9% | (0.32) |
| FY2021 | 96.2% | 4.50 |
| FY2020 | 91.7% | 5.17 |
| FY2019 | 86.5% | (2.98) |
| FY2018 | 89.5% | (3.93) |
| FY2017 | 93.4% | 0.00 |
| FY2016 | 93.4% | (0.70) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 75.7% | 0.83 |
| Jun 2026 | 74.8% | 1.38 |
| Mar 2026 | 73.5% | 0.35 |
| Dec 2025 | 73.1% | 0.61 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| TBBK The Bancorp, Inc. compare | 84.6% |
| OFG OFG Bancorp compare | 81.7% |
| CHCO City Holding Company compare | 80.0% |
| GABC German American Bancorp, Inc. compare | 76.8% |
| SRCE 1st Source Corporation compare | 75.3% |
| HAPN Happen Inc. compare | 74.5% |
| FCF First Commonwealth Financial Corporation | 74.3% |
| DCOM Dime Community Bancshares, Inc. compare | 66.9% |
| OCFC OceanFirst Financial Corp. compare | 58.9% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
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- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
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- Piotroski F-score
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