City Holding Company (CHCO) vs The Bancorp, Inc. (TBBK)

City Holding Company and The Bancorp, Inc. are both Banks Regional companies. City Holding Company and The Bancorp, Inc. are of similar size ($2.0B and $2.0B). The Bancorp, Inc. trades at the lower P/E: 9.4× against 15.5×. City Holding Company grew revenue faster over the last twelve months: 3.37% against 1.28%. City Holding Company has the higher net margin (32.8% vs 27.7%) and the lower return on invested capital (14.8% vs 22.9%). Across the 19 metrics below, The Bancorp, Inc. leads on 14 and City Holding Company on 5.

Valuation

Metric CHCO TBBK Banks Regional median
P/E 15.52 9.38 12.15
P/S 4.95 2.51 2.37
P/B 2.46 2.97 1.21
Price to free cash flow 14.25 9.02 10.80
EV/EBITDA n/m n/m —
EV/Sales 4.66 2.67 2.27
Earnings yield 6.44% 10.66% 8.11%
Free cash flow yield 7.02% 11.09% 8.98%

Profitability

Metric CHCO TBBK Banks Regional median
Gross margin 80.00% 80.32% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 32.75% 27.72% 18.66%
Free cash flow margin 34.74% 27.78% 21.18%
Return on equity 16.76% 29.63% 10.64%
Return on assets 1.97% 2.57% 1.13%
Return on invested capital 14.81% 22.91% 8.33%

Growth

Metric CHCO TBBK Banks Regional median
Revenue growth (TTM) 3.37% 1.28% 6.61%
EPS growth (last fiscal year) 13.18% 14.69% —
Revenue growth, 5-year CAGR 8.86% 24.39% 12.30%
Net income growth, 5-year CAGR 7.81% 23.30% 9.71%

Health

Metric CHCO TBBK Banks Regional median
Debt to equity 0.19 0.30 0.22
Current ratio 0.83 0.88 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric CHCO TBBK Banks Regional median
Dividend yield 2.85% — 3.75%
Payout ratio 0.33 0.00 0.27

Size

Metric CHCO TBBK Banks Regional median
Market cap 1.97b 2.04b 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack