Chubb Limited

CB Financial Insurance Property & Casualty

Chubb Limited’s revenue for fiscal 2025 (year ended December 2025) was $59.4 billion, up 6.54% from fiscal 2024. In the quarter to June 2026, revenue grew 6.61%, EPS was flat, free cash flow grew 5.04% and total debt rose 19.1%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for ten.

350.15 3.99 +1.15%
Market cap
$133.6B
P/E
12.3×
Fwd P/E
12.5×
Dividend yield
1.14%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total sells 50.23
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell 3 2 — 4 4 — 2 1 1 1 — —
Insider Ownership 0.77%

Capital & Financial Ratios $m

Market Cap 133,550.00
Revenue 61,802.00
Net Income 11,509.00
Free Cash Flow 15,376.00
Net Debt 18,730.00
Current Ratio 0.25
Debt/Equity 0.27
P/E ratio 12.27
Fwd P/E 12.50
P/S ratio 2.20
P/B ratio 1.68
Past 5Y EPS Growth 26.94% (at or above 15%: strong)
This Y EPS Growth 13.46%
Next Y EPS Growth 4.16%
Next Y revenue growth (16.66%) (below 0%: weak)
Next 5Y EPS Growth 8.73%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 34.42%
10-year low 10-year high
P/S against its own 10 years 88.57%
10-year low 10-year high
P/B against its own 10 years 92.29%
10-year low 10-year high

Dividends

Payout Ratio 0.14
Annual Dividend Rate 3.98
Annual Dividend Yield 1.14%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 4.00
0.97
1.02
1.02
2025 3.82
0.91
0.97
0.97
0.97
2024 3.59
0.86
0.91
0.91
0.91
2023 3.41
0.83
0.86
0.86
0.86
2022 3.29
0.80
0.83
0.83
0.83
2021 3.18
0.78
0.80
0.80
0.80
2020 3.09
0.75
0.78
0.78
0.78
2019 2.98
0.73
0.75
0.75
0.75
2018 2.90
0.71
0.73
0.73
0.73
2017 2.82
0.69
0.71
0.71
0.71
2016 2.74
0.67
0.69
0.69
0.69
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 2,621 2,549 2,470 2,753
Receivables 33,611 34,492 36,568 39,685
Inventory — — — —
Other — — — —
36,232 37,041 39,038 42,438
2023 2024 2025 Q'26
Payables 140,928 150,565 160,409 167,356
ST’ Debt 4,293 3,531 4,823 4,031
Other — — — —
145,221 154,096 165,232 171,387

Compound Annual Growth %

10y 5y 3y
Sales 12.08% 10.54% 11.29%
Cash Flow 12.74% 5.55% 4.42%
Earnings 13.79% 23.89% 25.26%
Book Value 10.60% 6.06% 16.45%

Revenue $m

Mar Jun Sep Dec Year
’26 14,773 15,816 — — —
’25 13,353 14,836 16,148 15,065 59,402
’24 12,894 13,835 14,849 14,175 55,753
’23 11,057 11,833 13,853 12,992 49,735
’22 9,631 9,901 12,122 11,443 43,097
’21 9,971 9,664 10,845 10,389 40,869
’20 7,697 8,985 9,464 9,848 35,994
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 3,947 3,730 — — —
’25 1,566 3,551 3,639 4,060 12,816
’24 3,220 4,079 4,318 4,565 16,182
’23 2,251 2,515 4,680 3,186 12,632
’22 2,444 2,722 3,434 2,658 11,258
’21 2,105 3,122 3,322 2,602 11,151
’20 1,712 1,985 3,544 2,544 9,785
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 3,947 3,730 — — —
’25 1,566 3,551 3,639 4,060 12,816
’24 3,220 4,079 4,318 4,565 16,182
’23 2,251 2,515 4,680 3,186 12,632
’22 2,444 2,722 3,434 2,658 11,258
’21 2,105 3,122 3,322 2,602 11,151
’20 1,712 1,985 3,544 2,544 9,785
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 5.88 7.30 — — —
’25 3.29 7.35 6.99 8.10 25.68
’24 5.23 5.46 5.70 6.33 22.70
’23 4.53 4.32 4.95 8.03 21.80
’22 4.59 2.86 1.94 3.13 12.55
’21 5.07 5.06 4.18 4.95 19.27
’20 0.55 (0.73) 2.63 5.34 7.79
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 106.82 127.15 119.54 124.45 87.35 144.00 173.78 183.40 222.86 252.16

Analyst estimates 2026–2028

Powerpack
High 133.89 156.00 157.50 162.44 167.74 197.92 223.05 231.37 302.05 315.08
People
People Employees 31,000 31,000 32,700 33,000 31,000 31,000 34,000 40,000 43,000 45,000
Revenue/emp, $m 1.02 1.04 1.00 1.04 1.16 1.32 1.27 1.24 1.30 1.32
Income, $m
Income, $m Revenue 31,469 32,243 32,717 34,186 35,994 40,869 43,097 49,735 55,753 59,402
Gross margin, % 28.36 22.74 24.90 25.05 19.32 27.75 25.23 27.64 28.55 29.28
EBT 4,950 3,722 4,657 5,249 4,162 9,794 6,485 9,526 11,455 13,044
EBT margin, % 15.73 11.54 14.23 15.35 11.56 23.96 15.05 19.15 20.55 21.96
Net income 4,135 3,861 3,962 4,454 3,533 8,525 5,246 9,015 9,640 10,622
Depreciation 2,315 954 931 700 657 619 474 162 (44) (108)
Per share, $
Per share, $ Revenue 68.04 69.02 70.57 74.98 79.70 92.89 102.67 121.06 137.94 149.40
Earnings 8.87 8.19 8.49 9.71 7.79 19.27 12.55 21.97 22.94 25.93
Cash flow 11.44 9.64 11.82 13.91 21.67 25.35 26.82 30.75 40.04 32.23
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free cash flow 11.44 9.64 11.82 13.91 21.67 25.35 26.82 30.75 40.04 32.23
Book value 104.37 109.54 108.52 121.36 131.62 135.72 120.35 155.02 169.21 200.65
Shares, m 463 467 464 456 452 440 420 411 404 398
Valuation, ×
Valuation, × P/E 14.95 17.35 15.27 16.05 19.76 10.02 17.52 10.33 12.07 12.02
P/S 1.94 2.06 1.83 2.08 1.93 2.08 2.15 1.88 2.00 2.09
P/B 1.26 1.30 1.19 1.28 1.17 1.42 1.83 1.47 1.63 1.56
EV/Sales 2.37 2.47 2.22 2.50 2.33 2.47 2.48 2.17 2.28 2.39
EV/FCF 14.07 17.68 13.24 13.50 8.59 9.04 9.49 8.56 7.85 11.09
Cash, $m
Cash, $m Operating cash flow 5,292 4,503 5,480 6,342 9,785 11,151 11,258 12,632 16,182 12,816
Capex — — — — — — — — — —
Free cash flow 5,292 4,503 5,480 6,342 9,785 11,151 11,258 12,632 16,182 12,816
Balance, $m
Balance, $m Working capital (72,798) (76,147) (75,224) (78,566) (85,227) (91,931) (93,477) (108,989) (117,055) (126,194)
Total debt 14,513 13,977 14,014 16,274 16,353 17,574 16,296 17,328 17,910 20,551
Net debt 13,528 13,126 12,674 14,628 14,517 15,763 14,169 14,707 15,361 18,081
Shareholders’ equity 48,275 51,172 50,312 55,331 59,441 59,714 50,519 63,691 68,394 79,779
Returns, %
Returns, % ROA 3.16 2.36 2.37 2.58 1.92 4.36 2.63 4.20 3.89 3.97
ROIC 6.12 4.51 5.32 5.20 3.95 8.52 6.86 8.18 9.13 8.87
ROE 10.68 7.76 7.81 8.43 6.16 14.31 9.52 15.81 14.04 13.92
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Chubb Limited vs peers in Insurance Property & Casualty (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CB Chubb Limited $133.1B 12.1× 12.5× +6.61% (above 0%: growing) −0.67% (below 0%: shrinking) +5.04% (above 0%: growing) 30.84% 24.23%
PGR The Progressive Corporation $128.0B 11.2× 12.6× +7.29% (above 0%: growing) +4.80% (above 0%: growing) −12.25% (below 0%: shrinking) 18.90% 18.90% Compare
TRV The Travelers Companies, Inc. $77.5B 9.8× 10.8× +0.31% (above 0%: growing) +57.01% (above 0%: growing) −18.13% (below 0%: shrinking) 51.27% 23.70% Compare
ALL The Allstate Corporation $58.8B 4.7× 8.0× +11.80% (above 0%: growing) +61.07% (above 0%: growing) +38.26% (above 0%: growing) 46.58% 22.83% Compare
WRB W.R. Berkley Corporation $27.1B 15.0× 14.2× +1.23% (above 0%: growing) +14.85% (above 0%: growing) +6.14% (above 0%: growing) 47.24% 16.33% Compare
CINF Cincinnati Financial Corporation $25.4B 7.7× 19.7× +31.59% (above 0%: growing) +85.84% (above 0%: growing) −5.29% (below 0%: shrinking) 37.46% 37.20% Compare
MKL Markel Group Inc. $22.2B 9.8× 12.8× +12.67% (above 0%: growing) +86.91% (above 0%: growing) −15.25% (below 0%: shrinking) 62.92% 30.09% Compare
L Loews Corporation $22.0B 13.3× 16.0× +3.93% (above 0%: growing) +15.51% (above 0%: growing) −18.81% (below 0%: shrinking) 54.18% 15.10% Compare
AIZ Assurant, Inc. $13.3B 12.8× 12.9× +9.37% (above 0%: growing) +30.00% (above 0%: growing) +99.03% (above 0%: growing) 78.34% 11.73% Compare
Median of peers $26.2B 10.5× 12.9× +8.33% +43.51% −8.77% 49.26% 20.87%

All 45 Insurance Property & Casualty stocks →

CB metrics, ten years each

Chubb Limited (CB) key facts

  • Strength: Chubb Limited’s revenue for fiscal 2025 (year ended December 2025) was $59.4 billion, up 6.54% from fiscal 2024.
  • Strength: Net income was $10.6 billion, or $25.93 per share (basic), a net margin of 17.4%.
  • Chubb Limited (CB) is an Insurance Property & Casualty company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 14, 2026, CB traded at $350.15, a market capitalization of $133.6 billion.
  • At that price the stock trades at 12.3× trailing-twelve-month earnings and 2.2× sales; its P/E is higher than 34% of its own readings over the past ten years.
  • Chubb Limited pays an annual dividend of $3.98 per share, a yield of 1.14%, with a payout ratio of 14.1%.
  • Return on equity was 13.9% and debt-to-equity 0.27.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Chubb Limited (CB) Latest News

stockrow.com/CB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com