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Wednesday 4 November 2026 Export CB’s income statement to Excel — free account

Chubb Limited

CB Financial Insurance Property & Casualty

Chubb Limited’s revenue for fiscal 2025 (year ended December 2025) was $59.4 billion, up 6.54% from fiscal 2024.

Revenue
+0.29%
EPS
+3.55%
Free cash flow
+66.8%
Total debt
+6.30%

Quarter to September 2026, against a year earlier

374.06 7.52 +2.05%
Market cap
$140.1B
P/E
12.7×
Fwd P/E
13.0×
Dividend yield
1.09%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

Insider Decisions last twelve months

Sold, $m 50.11
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell 2 — 4 4 — 2 1 1 1 — 2 —
Insider Ownership 1.25%

Capital & Financial Ratios $m

Size
Market Cap 140,050.00
Revenue ttm 61,849.00
Net income ttm 11,138.00
Free cash flow ttm 17,808.00
Net debt Q 18,873.00
Valuation
P/E 12.73
Forward P/E 13.00
Price / sales 2.28
Forward P/S Powerpack
Price / FCF 7.94
Price / book 1.80
Financial health
Current ratio Q 0.24
Debt / equity Q 0.28
Interest coverage Q 17.73
Growth
Revenue growth Q +0.29% (above 0%: growing)
Operating income growth Q −11.61% (below 0%: shrinking)
EPS, this year +17.85% (at or above 15%: strong)
EPS, next year A +1.29%
Revenue, next year A −17.24% (below 0%: weak)
EPS, past 5 yrs +26.94% (at or above 15%: strong)
EPS, next 5 yrs A +9.06%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 39.30%
10-year low 10-year high
P/S against its own 10 years 94.97%
10-year low 10-year high
P/B against its own 10 years 96.99%
10-year low 10-year high

Dividends raised every year since 2017

Yield
1.09%
Annual rate
3.98
Payout ratio
13.9%
Growth, 2017–25
+3.87%/yr
  1. 2.82 ’17
  2. 2.90 ’18 +3
  3. 2.98 ’19 +3
  4. 3.09 ’20 +4
  5. 3.18 ’21 +3
  6. 3.29 ’22 +3
  7. 3.41 ’23 +4
  8. 3.59 ’24 +5
  9. 3.82 ’25 +6
  10. 4.00 ’26e +5
paid forecast change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 2,621 2,549 2,470 3,010
Receivables 33,611 34,492 36,568 39,105
Inventory — — — —
Other — — — —
36,232 37,041 39,038 42,115
2023 2024 2025 Q'26
Payables 140,928 150,565 160,409 171,199
ST’ Debt 4,293 3,531 4,823 3,893
Other — — — —
145,221 154,096 165,232 175,092

Compound Annual Growth %

10y 5y 3y
Sales 12.08% 10.54% 11.29%
Cash Flow 12.74% 5.55% 4.42%
Earnings 13.79% 23.89% 25.26%
Book Value 10.60% 6.06% 16.45%

Earnings Trends EPS, adjusted, against the consensus

Q3 FY26 Estimate 6.53 Actual 7.66

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q4 FY25 6.60 7.52 Beat by 0.92
Q1 FY26 6.48 6.82 Beat by 0.34
Q2 FY26 6.63 7.26 Beat by 0.63
Q3 FY26 6.53 7.66 Beat by 1.13
Q4 FY26 7.26 — Reports 2 February 2027

EPS $

Mar Jun Sep Dec Year
’26 5.88 7.30 7.30 — —
’25 3.29 7.35 6.99 8.10 25.68
’24 5.23 5.46 5.70 6.33 22.70
’23 4.53 4.32 4.95 8.03 21.80
’22 4.59 2.86 1.94 3.13 12.55
’21 5.07 5.06 4.18 4.95 19.27
’20 0.55 (0.73) 2.63 5.34 7.79
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 14,773 15,816 16,195 — —
’25 13,353 14,836 16,148 15,065 59,402
’24 12,894 13,835 14,849 14,175 55,753
’23 11,057 11,833 13,853 12,992 49,735
’22 9,631 9,901 12,122 11,443 43,097
’21 9,971 9,664 10,845 10,389 40,869
’20 7,697 8,985 9,464 9,848 35,994
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 3,947 3,730 6,071 — —
’25 1,566 3,551 3,639 4,060 12,816
’24 3,220 4,079 4,318 4,565 16,182
’23 2,251 2,515 4,680 3,186 12,632
’22 2,444 2,722 3,434 2,658 11,258
’21 2,105 3,122 3,322 2,602 11,151
’20 1,712 1,985 3,544 2,544 9,785
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 3,947 3,730 6,071 — —
’25 1,566 3,551 3,639 4,060 12,816
’24 3,220 4,079 4,318 4,565 16,182
’23 2,251 2,515 4,680 3,186 12,632
’22 2,444 2,722 3,434 2,658 11,258
’21 2,105 3,122 3,322 2,602 11,151
’20 1,712 1,985 3,544 2,544 9,785
Fiscal quarters ending in the months shown.

Valuation

The price implies the dividend a share growing 26.4% a year for ten years. It grew 3.6% a year over the last ten.

Implied
26.4%
10 years, reported
3.6%
Open the model

Target Price Range

Analyst price targets

Recommendation Rating

2.4
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 31,469 32,243 32,717 34,186 35,994 40,869 43,097 49,735 55,753 59,402 61,849 +7.3% 49,162 51,209 53,402 (3.5%)
Gross margin, % 28.36 22.74 24.90 25.05 19.32 27.75 25.23 27.64 28.55 29.28 29.69 +0.9 pt
EBT 4,950 3,722 4,657 5,249 4,162 9,794 6,485 9,526 11,455 13,044 13,789 +11.4%
EBT margin, % 15.73 11.54 14.23 15.35 11.56 23.96 15.05 19.15 20.55 21.96 22.29 +6.2 pt
Net income 4,135 3,861 3,962 4,454 3,533 8,525 5,246 9,015 9,640 10,622 11,138 +11.1%
Per share, $
Per share, $ Revenue 68.04 69.02 70.57 74.98 79.70 92.89 102.67 121.06 137.94 149.40 160.42 +9.1%
Earnings 8.87 8.19 8.49 9.71 7.79 19.27 12.55 21.97 22.94 25.93 28.79 +12.7%
Cash flow 11.44 9.64 11.82 13.91 21.67 25.35 26.82 30.75 40.04 32.23 46.19 +12.2%
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 n/m
Free cash flow 11.44 9.64 11.82 13.91 21.67 25.35 26.82 30.75 40.04 32.23 46.19 +12.2%
Book value 104.37 109.54 108.52 121.36 131.62 135.72 120.35 155.02 169.21 200.65 203.63 +7.5%
Shares, m 463 467 464 456 452 440 420 411 404 398 390 (1.7%)
Valuation, ×
Valuation, × P/E 14.95 17.35 15.27 16.05 19.76 10.02 17.52 10.33 12.07 12.02 12.73 14.5
P/S 1.94 2.06 1.83 2.08 1.93 2.08 2.15 1.88 2.00 2.09 2.28 2.0
P/B 1.26 1.30 1.19 1.28 1.17 1.42 1.83 1.47 1.63 1.56 1.80 1.4
EV/Sales 2.37 2.47 2.22 2.50 2.33 2.47 2.48 2.17 2.28 2.39 — 2.4
EV/FCF 14.07 17.68 13.24 13.50 8.59 9.04 9.49 8.56 7.85 11.09 — 11.3
Cash, $m
Cash, $m Operating cash flow 5,292 4,503 5,480 6,342 9,785 11,151 11,258 12,632 16,182 12,816 17,808 +10.3%
Capex — — — — — — — — — — — —
Free cash flow 5,292 4,503 5,480 6,342 9,785 11,151 11,258 12,632 16,182 12,816 17,808 +10.3%
Balance, $m
Balance, $m Working capital (72,798) (76,147) (75,224) (78,566) (85,227) (91,931) (93,477) (108,989) (117,055) (126,194) (132,977) +6.3%
Net debt 13,528 13,126 12,674 14,628 14,517 15,763 14,169 14,707 15,361 18,081 18,873 +3.3%
Shareholders’ equity 48,275 51,172 50,312 55,331 59,441 59,714 50,519 63,691 68,394 79,779 78,512 +5.7%
Returns, %
Returns, % ROA 3.16 2.36 2.37 2.58 1.92 4.36 2.63 4.20 3.89 3.97 4.06 +0.8 pt
ROIC 6.12 4.51 5.32 5.20 3.95 8.52 6.86 8.18 9.13 8.87 9.43 +2.8 pt
ROE 10.68 7.76 7.81 8.43 6.16 14.31 9.52 15.81 14.04 13.92 14.37 +3.2 pt
People
People Employees 31,000 31,000 32,700 33,000 31,000 31,000 34,000 40,000 43,000 45,000 — +4.2%
Revenue/emp, $m 1.02 1.04 1.00 1.04 1.16 1.32 1.27 1.24 1.30 1.32 — +3.0%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 2 Nov 2026

Business profile

Updated

Chubb Limited is a Swiss-incorporated holding company headquartered in Zurich, Switzerland. It is a global insurance and reinsurance organization led by Chairman and Chief Executive Officer Evan G. Greenberg. The group operates in 54 countries and territories and provides property and casualty (P&C) insurance, accident and health (A&H) insurance, reinsurance, and life insurance.

In plain English, Chubb sells protection against specified financial losses. Businesses buy cover for property damage, liability claims, cyber incidents, employee benefits, construction, marine, environmental and other risks. Individuals buy cover for homes, automobiles, valuables, personal liability, travel, personal accident, supplemental health, and life-related needs. Other insurers buy reinsurance, which transfers part of the risks they have insured to Chubb.

Chubb Limited vs peers in Insurance Property & Casualty (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CB Chubb Limited $140.1B 12.7× 13.0× +0.29% (above 0%: growing) +3.55% (above 0%: growing) +66.83% (above 0%: growing) 27.50% 22.33%
PGR The Progressive Corporation $133.1B 11.5× 12.4× −3.61% (below 0%: shrinking) −1.80% (below 0%: shrinking) −12.25% (below 0%: shrinking) 100.00% 100.00% Compare
TRV The Travelers Companies, Inc. $81.0B 10.2× 10.9× −0.47% (below 0%: shrinking) +9.92% (above 0%: growing) −7.92% (below 0%: shrinking) 47.74% 20.04% Compare
ALL The Allstate Corporation $66.1B 5.2× 6.9× +11.80% (above 0%: growing) +61.07% (above 0%: growing) +38.26% (above 0%: growing) 46.58% 22.83% Compare
CINF Cincinnati Financial Corporation $28.3B 10.7× 11.6× −18.22% (below 0%: shrinking) −58.41% (below 0%: shrinking) −29.04% (below 0%: shrinking) 18.81% 18.54% Compare
WRB W.R. Berkley Corporation $27.9B 15.8× 15.1× −0.78% (below 0%: shrinking) −10.85% (below 0%: shrinking) +6.14% (above 0%: growing) 46.55% 16.21% Compare
MKL Markel Group Inc. $23.2B 13.1× 12.3× −11.22% (below 0%: shrinking) −63.36% (below 0%: shrinking) −27.15% (below 0%: shrinking) 46.51% 9.88% Compare
L Loews Corporation $22.5B 15.0× 16.0× +1.88% (above 0%: growing) −35.23% (below 0%: shrinking) +24.71% (above 0%: growing) 50.68% 8.53% Compare
AIZ Assurant, Inc. $14.6B 14.0× 14.0× +9.37% (above 0%: growing) +30.00% (above 0%: growing) +99.03% (above 0%: growing) 78.34% 11.73% Compare
Median of peers $28.1B 12.3× 12.4× −0.62% −6.32% −0.89% 47.16% 17.38%

All 46 Insurance Property & Casualty stocks →

From the latest earnings call

Updated

  • CEO Evan Greenberg said Chubb reduced property and financial-lines exposure as competition spread into casualty insurance, where pricing in many areas lagged loss costs.
  • CFO Peter Enns said Chubb expected fixed-income investment income to keep growing, while CEO Evan Greenberg expected North America commercial growth to improve.

Pay and ownership Proxy statement filed 3 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 33.18m 58.47m 219.13
2024 30.14m 55.36m 191.46
2023 27.66m 35.70m 154.54
2022 25.15m 44.16m 148.35
2021 23.18m 42.03m 127.88
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Read the proxy statement

Chubb Limited (CB) Latest News

29 Oct

Impact 4 · · Simply Wall St.

28 Oct

Impact 3 · · Zacks

27 Oct

Impact 3 · · Zacks

23 Oct

Impact 4 · · lifeinsuranceinternational.com

21 Oct

Impact 4 · · The Motley Fool
Impact 4 · · MarketBeat
Impact 4 · · Moby transcript
Impact 3 · · StockStory
Impact 3 · · The Motley Fool transcript
Impact 3 · · Zacks
Impact 3 · · Zacks

20 Oct

Impact 4 · · Simply Wall St.
Impact 4 · · Simply Wall St.
Impact 4 · · Simply Wall St.
Impact 4 · · Investing.com
Impact 4 · · PR Newswire earnings
Impact 3 · · Simply Wall St.
Impact 3 · · StockStory
Impact 3 · · Zacks
Impact 3 · · Zacks

19 Oct

Impact 3 · · StockStory

16 Oct

Impact 3 · · Zacks
Impact 3 · · Zacks

15 Oct

Impact 3 · · Zacks

14 Oct

Impact 3 · · Simply Wall St.

13 Oct

Impact 3 · · Zacks

12 Oct

Impact 3 · · Zacks
Impact 3 · · Zacks

11 Oct

Impact 3 · · PR Newswire

9 Oct

Impact 3 · · Zacks

CB metrics, ten years each

stockrow.com/CB · Data as of Nov 2, 2026 · For information only; not investment advice. · © 2026 stockrow.com