Chubb Limited (CB) vs Loews Corporation (L)

Chubb Limited and Loews Corporation are both Insurance Property & Casualty companies. Chubb Limited is the larger, with a market value of $136.1B against $22.2B — 6.1× the size. Chubb Limited trades at the lower P/E: 12.6× against 13.5×. Chubb Limited grew revenue faster over the last twelve months: 8.02% against 3.50%. Chubb Limited has the higher net margin (18.1% vs 9.02%) and the higher return on invested capital (9.52% vs 6.03%). Both pay a dividend; Chubb Limited yields more (1.11% vs 0.23%). Across the 21 metrics below, Chubb Limited leads on 16 and Loews Corporation on 5.

Valuation

Metric CB L Insurance Property & Casualty median
P/E 12.60 13.53 10.75
P/S 2.25 1.21 1.21
P/B 1.72 1.13 1.99
Price to free cash flow 9.06 12.85 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.94% 7.39% 9.08%
Free cash flow yield 11.04% 7.78% 12.11%

Profitability

Metric CB L Insurance Property & Casualty median
Gross margin 31.02% 54.39% 41.16%
Operating margin 24.55% 14.69% 15.09%
Net margin 18.10% 9.02% 11.51%
Free cash flow margin 24.88% 9.45% 17.46%
Return on equity 14.41% 8.78% 17.34%
Return on assets 4.12% 1.96% 3.74%
Return on invested capital 9.52% 6.03% 12.06%

Growth

Metric CB L Insurance Property & Casualty median
Revenue growth (TTM) 8.02% 3.50% 8.02%
EPS growth (last fiscal year) 13.13% 24.34% 39.61%
Revenue growth, 5-year CAGR 10.54% 7.96% 9.23%
Net income growth, 5-year CAGR 23.89% 0.00% 10.09%

Health

Metric CB L Insurance Property & Casualty median
Debt to equity 0.27 0.45 0.25
Current ratio 0.25 0.25 0.42
Net debt to EBITDA 1.31 2.88 0.08

Dividend

Metric CB L Insurance Property & Casualty median
Dividend yield 1.11% 0.23% 1.50%
Payout ratio 0.14 0.03 0.14

Size

Metric CB L Insurance Property & Casualty median
Market cap 136.11b 22.24b 2.67b

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