Chubb Limited (CB) vs W.R. Berkley Corporation (WRB)

Chubb Limited and W.R. Berkley Corporation are both Insurance Property & Casualty companies. Chubb Limited is the larger, with a market value of $142.0B against $28.6B — 5.0× the size. Chubb Limited trades at the lower P/E: 12.9× against 16.2×. Chubb Limited grew revenue faster over the last twelve months: 5.70% against 1.45%. Chubb Limited has the higher net margin (18.2% vs 12.5%) and the lower return on invested capital (9.43% vs 14.9%). Both pay a dividend; Chubb Limited yields more (1.07% vs 0.25%). Across the 21 metrics below, Chubb Limited leads on 12 and W.R. Berkley Corporation on 9.

Valuation

Metric CB WRB Insurance Property & Casualty median
P/E 12.90 16.20 12.17
P/S 2.32 2.01 1.26
P/B 1.82 3.11 1.85
Price to free cash flow 8.04 9.77 8.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.75% 6.17% 8.20%
Free cash flow yield 12.44% 10.23% 11.86%

Profitability

Metric CB WRB Insurance Property & Casualty median
Gross margin 29.69% 47.25% 37.39%
Operating margin 23.77% 16.58% 14.67%
Net margin 18.15% 12.53% 10.16%
Free cash flow margin 28.79% 20.59% 18.60%
Return on equity 14.37% 19.18% 16.59%
Return on assets 4.06% 4.17% 3.38%
Return on invested capital 9.43% 14.89% 9.43%

Growth

Metric CB WRB Insurance Property & Casualty median
Revenue growth (TTM) 5.70% 1.45% 5.70%
EPS growth (last fiscal year) 13.13% 2.06% 39.61%
Revenue growth, 5-year CAGR 10.54% 12.67% 9.23%
Net income growth, 5-year CAGR 23.89% 27.38% 10.09%

Health

Metric CB WRB Insurance Property & Casualty median
Debt to equity 0.28 0.30 0.25
Current ratio 0.24 0.30 0.49
Net debt to EBITDA 1.31 0.13 0.08

Dividend

Metric CB WRB Insurance Property & Casualty median
Dividend yield 1.07% 0.25% 1.56%
Payout ratio 0.14 0.04 0.15

Size

Metric CB WRB Insurance Property & Casualty median
Market cap 141.99b 28.60b 2.64b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack