The Allstate Corporation (ALL) vs Chubb Limited (CB)

The Allstate Corporation and Chubb Limited are both Insurance Property & Casualty companies. Chubb Limited is the larger, with a market value of $142.0B against $67.4B — 2.1× the size. The Allstate Corporation trades at the lower P/E: 6.0× against 12.9×. Chubb Limited grew revenue faster over the last twelve months: 5.70% against 5.06%. Chubb Limited has the higher net margin (18.2% vs 16.4%) and the higher return on invested capital (9.43% vs 0.00%). Both pay a dividend; The Allstate Corporation yields more (1.59% vs 1.07%). Across the 21 metrics below, The Allstate Corporation leads on 12 and Chubb Limited on 9.

Valuation

Metric ALL CB Insurance Property & Casualty median
P/E 5.96 12.90 12.17
P/S 0.95 2.32 1.26
P/B 2.21 1.82 1.85
Price to free cash flow 5.26 8.04 8.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 16.78% 7.75% 8.20%
Free cash flow yield 18.99% 12.44% 11.86%

Profitability

Metric ALL CB Insurance Property & Casualty median
Gross margin 0.00% 29.69% 37.39%
Operating margin 0.00% 23.77% 14.67%
Net margin 16.41% 18.15% 10.16%
Free cash flow margin 18.13% 28.79% 18.60%
Return on equity 41.31% 14.37% 16.59%
Return on assets 9.28% 4.06% 3.38%
Return on invested capital 0.00% 9.43% 9.43%

Growth

Metric ALL CB Insurance Property & Casualty median
Revenue growth (TTM) 5.06% 5.70% 5.70%
EPS growth (last fiscal year) 124.01% 13.13% 39.61%
Revenue growth, 5-year CAGR 10.06% 10.54% 9.23%
Net income growth, 5-year CAGR 13.23% 23.89% 10.09%

Health

Metric ALL CB Insurance Property & Casualty median
Debt to equity 0.23 0.28 0.25
Current ratio 0.29 0.24 0.49
Net debt to EBITDA 0.55 1.31 0.08

Dividend

Metric ALL CB Insurance Property & Casualty median
Dividend yield 1.59% 1.07% 1.56%
Payout ratio 0.10 0.14 0.15

Size

Metric ALL CB Insurance Property & Casualty median
Market cap 67.44b 141.99b 2.64b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack