Beacon Financial Corporation BBT

28.19 0.19 0.68% as of 25 Sep
Market cap
$2.4B
P/E
15.4×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.27
Total sells 0.54
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 4 — — — — — — — — — —
Sell — — — — 1 — — — — — — —
Insider Ownership 1.51%

Capital & Financial Ratios

Market Cap 2,350.00
Revenue 1,199.20
Net Income 159.79
Free Cash Flow 215.86
Net Debt (327.51)
Current Ratio 1.00
Debt/Equity 0.35
P/E ratio 15.44
P/S ratio 1.97
P/B ratio 0.93
Past 5Y EPS Growth (6.08%)
This Y EPS Growth 87.77%
Next Y EPS Growth 9.22%
Next 5Y EPS Growth 20.48%
in millions of $

Dividends

Payout Ratio 0.29
Annual Dividend Rate 0.72
Annual Dividend Yield 3.22%
total individual payouts
2027 Powerpack
2026 Powerpack
2025 0.89
0.18
0.18
0.18
2024 0.72
0.18
0.18
0.18
0.18
2023 0.72
0.18
0.18
0.18
0.18
2022 0.54
0.12
0.12
0.12
0.18
2021 0.48
0.12
0.12
0.12
0.12
2020 0.72
0.24
0.24
0.12
0.12
2019 2.63
0.41
0.23
0.23
0.41
0.23
0.45
0.45
0.23
2018 2.40
0.33
0.22
0.05
0.22
0.38
0.22
0.41
0.22
0.41
2017 2.10
0.30
0.21
0.21
0.30
0.21
0.33
0.21
0.33
2016 1.75
0.20
0.27
0.20
0.28
0.20
0.30
0.30
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 1,222 544 2,042 1,216
Receivables — — — —
Inventory — — — —
Other — — — —
10,159 10,198 19,818 18,800
2023 2024 2025 Q'26
Payables 10,633 8,902 19,515 18,486
ST’ Debt — — — —
Other — — — —
10,893 9,103 19,830 18,732
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 11.35% 13.14% 24.61%
Cash Flow 10.03% (0.28%) 26.55%
Earnings 6.19% 0.00% (0.82%)
Book Value 10.90% 16.01% 37.79%

Revenue

Mar Jun Sep Dec Year
’26 316 320 — — —
’25 159 160 229 335 883
’24 119 174 166 195 654
’23 149 163 165 132 609
’22 96 104 120 137 456
’21 114 107 153 97 472
’20 122 121 118 115 476
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (14) 64 — — —
’25 8 34 15 167 224
’24 7 35 20 43 105
’23 41 28 35 12 117
’22 13 (3) 78 23 111
’21 24 40 19 2 85
’20 35 142 18 33 228
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (16) 61 — — —
’25 9 32 12 159 212
’24 7 34 18 41 100
’23 40 28 35 0 104
’22 13 (3) 78 22 109
’21 21 41 (334) 2 (270)
’20 32 141 16 32 220
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.55 0.77 — — —
’25 0.21 0.25 (0.64) 1.14 1.03
’24 (0.47) 0.57 0.23 0.46 0.77
’23 0.63 0.55 0.45 (0.03) 0.85
’22 0.42 0.50 0.42 0.69 2.02
’21 0.26 0.43 1.31 0.42 2.39
’20 (0.40) (10.93) 0.42 0.30 (10.60)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
24.71 32.85 25.77 26.02 8.55 16.35 23.62 18.07 20.50 22.27

Analyst estimates 2026–2028

Powerpack
Low Price
37.35 40.00 44.25 33.72 33.04 29.16 31.78 31.52 32.36 30.50
High Price
1,731 1,992 1,917 1,917 1,505 1,319 1,310 1,340 1,238 2,050
Employees
0 0 0 0 0 0 0 0 1 0
Revenue/Emp
346 429 540 594 476 472 456 609 654 883
Revenue
86.09% 85.07% 79.69% 75.69% 80.47% 91.98% 90.65% 61.00% 54.30% 62.65%
Gross Margin
77 91 138 124 (533) 149 114 94 92 122
EBT
22.37% 21.24% 25.58% 20.89% (111.96%) 31.55% 24.95% 15.42% 14.02% 13.81%
EBT Margin
59 49 106 97 (533) 119 93 75 69 90
Net Income
15 5 (1) 11 568 15 19 1 4 (8)
Depreciation
11.18 10.88 11.74 12.05 9.47 9.59 10.01 6.90 7.35 10.10
Revenue/Sh
1.89 1.41 2.30 1.98 (10.60) 2.41 2.03 0.85 0.77 1.03
Earnings/Sh
3.17 1.98 4.83 2.26 4.53 1.72 2.43 1.32 1.18 2.57
Cash Flow/Sh
(0.29) (0.29) (0.20) (0.21) (0.14) (7.20) (0.03) (0.14) (0.06) (0.14)
Capex/Sh
2.88 1.69 4.63 2.05 4.39 (5.48) 2.40 1.18 1.12 2.43
Free CF/Sh
35.28 37.92 33.74 35.70 23.63 24.01 20.94 11.47 13.73 28.57
Book Value/Sh
31 39 46 49 50 49 46 88 89 87
Shares
19.39 24.86 11.73 16.61 0.00 11.70 14.67 15.51 36.16 27.26
PE Ratio
3.28 3.38 2.30 2.73 1.81 2.96 2.97 3.59 3.87 2.61
PS Ratio
1.04 1.00 0.82 0.94 0.72 1.18 1.42 2.16 2.07 0.92
PB Ratio
3.58 3.76 2.57 2.85 (0.41) (0.30) 1.70 1.99 5.36 1.19
EV/Sales
13.91 24.17 6.53 16.74 (0.88) 0.52 7.11 11.65 35.07 4.95
EV/FCF
98 78 222 112 228 85 111 117 105 224
Op' Cash Flow
(9) (11) (9) (11) (7) (354) (1) (12) (5) (12)
Capex
89 67 213 101 220 (270) 109 104 100 212
FCF
(951) (709) (866) (353) (698) (1,691) (1,379) (734) 1,095 (11)
Working Cap'
232 470 399 703 532 111 126 247 1,520 788
Total Debt
106 164 148 70 (1,054) (1,541) (579) (976) 976 (1,253)
Net Debt
1,093 1,496 1,553 1,759 1,188 1,182 954 1,012 1,222 2,496
Sh' Equity
0.69% 0.53% 0.88% 0.76% (4.09%) 0.97% 0.80% 0.62% 0.56% 0.51%
ROA
4.84% 4.62% 5.89% 5.20% (247.16%) 0.00% 20.47% 174.02% 2.73% 9.23%
ROIC
5.92% 4.32% 7.07% 5.97% (36.71%) 10.01% 8.66% 7.63% 6.15% 4.86%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Beacon Financial Corporation peers in Banks Regional

All 325 Banks Regional stocks →

Beacon Financial Corporation (BBT) key facts

  • Beacon Financial Corporation (BBT) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • Beacon Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $882.7 million, up 34.9% from fiscal 2024.
  • As of September 25, 2026, BBT traded at $28.19, a market capitalization of $2.4 billion.
  • Beacon Financial Corporation pays an annual dividend of $0.72 per share, a yield of 3.22%, with a payout ratio of 29.0%.
  • Return on equity was 4.86% and debt-to-equity 0.35.

Source: company filings (standardised) and stockrow calculations.

Beacon Financial Corporation (BBT) Latest News

News by impact score

Fine-tune

22 Sep

4

Brookline Bank and Berkshire Bank merged to form Beacon Financial. Sean Gray, Berkshire’s former president and COO (2018–2025), was named president and CEO of Beacon Bank and the holding company, effective Monday, replacing retiring Paul Perrault. Perrault, 74, will stay as a consultant for a year and receive $120,000 per month, with eligibility for a 2026 bonus and continued benefits. Gray joined Beacon’s boards and has led the merger’s systems integration and enterprise operations; he previously served as Berkshire’s interim CEO in 2020–2021. Beacon recently completed its core systems conversion and rebranding, and said merger cost savings reached about $52 million by July. The leadership change is framed as a milestone in executing the merger and pursuing disciplined growth; analysts say it resolves succession questions and strengthens the franchise. Gray's appointment, backed by merger‑integration experience, is likely to materially influence Beacon's execution, cost savings realization, and growth trajectory.

21 Sep

3

Beacon Financial Corporation (NYSE: BBT) announced the unanimous appointment of Sean A. Gray as Chief Executive Officer of the Company and Beacon Bank, effective September 21, 2026. Gray will also join the Boards of the Company and the Bank. The move follows the corporate succession process in anticipation of Paul A. Perrault’s retirement after a 50-year banking career; Perrault will remain as a consultant for one year to support a smooth transition. Gray, who has led merger integration as Chief Operating Officer and previously served as President and COO of Berkshire Bank, will oversee Beacon’s strategy amid merger-related benefits, asserting a focus on disciplined execution, growth and capital allocation while maintaining local decision-making and a relationship-driven franchise. The bank has about $22.3 billion in assets and more than 145 branches across New England and New York. Internal succession to a long-tenured executive provides continuity but could influence near-term execution and investor sentiment as leadership changes.

6 Aug

4 transcript

Beacon Financial Corp (BBT) posted a strong Q2 2026 earnings beat with improved margins. Strong earnings beat and margin gains signal major positive shifts in financial performance and investor outlook.

30 Jul

3

Beacon Financial Corporation held a Q2 2026 earnings call covering financial results and outlook. Quarterly earnings updates can moderately shift near-term investor sentiment and valuation.

29 Jul

3

Beacon Financial Corporation announced its second quarter financial results. Quarterly results disclosure reveals key performance metrics that shape near-term investor views and operational assessments.

16 Jun

3

Beacon Bank expands long-standing partnership with Baker Hill to upgrade digital platforms for small business and SBA lending. Partnership upgrade directly advances digital lending tools and competitive positioning in core SBA and small business segments.

1 May

3

Beacon Financial Corp (BBT) Q1 2026 earnings call highlights detail strategies for navigating operational and market challenges amid mixed financial results. Earnings call highlights on navigating challenges moderately affect BBT's financial performance and investor sentiment.

30 Apr

4 transcript

Beacon Financial Corporation (BBT) Q1 2026 earnings call transcript details quarterly financial results, management discussion, and forward-looking guidance. Q1 2026 earnings transcript discloses key financial metrics, operational updates, and strategic outlook directly impacting BBT's market performance and investor confidence.

3

Beacon Financial Corp. (BBT) Q1 2026 earnings call summary covers quarterly financial results, operational updates, and forward-looking guidance. Quarterly earnings summaries typically affect financial performance and market sentiment but are balanced by annual trends.

29 Apr

4

Beacon Financial Corporation (BBT) Q1 earnings feature key metrics compared against estimates. Q1 earnings metrics versus estimates signal major shifts in financial health, directly affecting investor sentiment and stock trajectory.

4

Beacon Financial Corporation (BBT) announced first quarter results. Q1 earnings announcements drive significant shifts in financial performance metrics and investor sentiment for Beacon Financial Corporation.

3

Beacon Financial Corporation (BBT) reported Q1 earnings and revenue below analyst estimates. Missing Q1 earnings and revenue estimates indicates weaker financial results with moderate impact on investor sentiment and stock performance.

28 Apr

3

Strategic Value Bank Partners opened an $11.6 million position in OceanFirst Financial ahead of its merger with Beacon Financial Corporation (BBT). Investment in merger target signals hedge fund confidence, moderately boosting BBT merger prospects and market sentiment.

27 Apr

4

Beacon Financial Corporation (BBT) valuation appears favorable as recent trading strength aligns with expected merger synergies. Merger synergies matching strong trading performance represent a major strategic development likely to significantly enhance BBT's trajectory and investor sentiment.

22 Apr

3

Beacon Financial Corporation (BBT) will report earnings next week, with Wall Street expecting growth. Upcoming earnings report with expected growth can moderately influence financial performance and investor sentiment.

21 Apr

4 transcript

Beacon Financial (BBT) Q4 2025 earnings call transcript released. Q4 earnings transcripts disclose financial results, guidance, and strategic updates that significantly influence BBT's market performance and investor sentiment.

23 Feb

4

Beacon Financial Corporation (BBT) announces the debut of Beacon Bank. Debuting a new bank constitutes a major strategic expansion into core banking operations for BBT.

13 Feb

3

Beacon Financial Corporation (BBT) has experienced notable share price momentum recently, prompting a reassessment of its valuation. Analysts are evaluating the factors contributing to this price movement, including market trends and company performance metrics. The analysis aims to provide insights into whether the current valuation reflects the company's growth potential and market position. Investors are advised to consider these factors when making decisions regarding BBT shares. Recent share price momentum indicates a moderately noticeable influence on the company's market performance and investor sentiment.

3 Feb

4

Beacon Financial Corporation (BBT) is being highlighted as a strong investment choice due to its robust financial performance, strategic initiatives, and positive market sentiment. Analysts point to the company's solid earnings growth, innovative product offerings, and effective management as key factors contributing to its favorable outlook. The overall market conditions and BBT's competitive positioning further enhance its attractiveness to investors. Significant strategic initiatives and positive financial performance are expected to influence the company's future trajectory.

29 Jan

4 transcript

Beacon Financial Corporation (BBT) reported strong operating performance in Q4 2025, highlighting robust financial results and strategic initiatives that contributed to growth. The earnings call emphasized key metrics, including revenue increases and improved profit margins, showcasing the company's resilience in a challenging market environment. Management outlined future plans aimed at sustaining this momentum and enhancing shareholder value. Strong operating performance and strategic initiatives are likely to significantly impact future growth and investor sentiment.

4

Beacon Financial Corp. (BBT) released Q4 2025 earnings call summary detailing quarterly financial results, performance highlights, and forward guidance. Q4 earnings call summary discloses critical financial metrics and strategic outlook shaping BBT's market performance and investor expectations.

3

Beacon Financial Corporation reported strengthened earnings while maintaining its dividend, despite rising credit costs. The company's financial performance reflects resilience amid increasing expenses related to credit, indicating a cautious but stable outlook for investors. Rising credit costs may moderately influence financial performance and investor sentiment.

28 Jan

4

Beacon Financial Corporation (BBT) reported Q4 earnings that exceeded analysts' expectations, showcasing strong financial performance and growth. The results reflect the company's effective strategies and operational efficiency, contributing to positive market sentiment. Investors reacted favorably to the news, indicating confidence in BBT's future prospects. Earnings surpassing estimates can significantly influence investor sentiment and the company's market trajectory.

4

Beacon Financial Corporation (BBT) reported its Q4 earnings, showcasing a notable increase in revenue and net income compared to the previous quarter. The company attributed this growth to improved operational efficiency and a strong performance in its investment portfolio. Additionally, BBT announced plans for strategic investments aimed at further enhancing its market position. Analysts expressed optimism regarding the company's future prospects, citing its solid financial foundation and growth initiatives. The significant increase in revenue and net income, along with strategic investment plans, indicates a likely positive shift in the company's trajectory.

4

Beacon Financial Corporation reported its fourth quarter results, highlighting key financial metrics and performance indicators. The company showed growth in revenue and net income compared to the previous quarter, driven by increased customer engagement and strategic initiatives. Management expressed optimism about future prospects and outlined plans for continued expansion and innovation in their services. The reported growth and strategic initiatives indicate a significant impact on future performance and investor sentiment.

3

Beacon Financial Corporation (BBT) reported its Q4 earnings, revealing key metrics that were compared against market estimates. The results highlighted significant aspects of the company's financial performance, including revenue and profit figures that either met or exceeded expectations. Analysts are analyzing these outcomes to gauge the company's future trajectory and market positioning. The earnings report indicates moderate influence on financial performance and market sentiment, but overall effects are expected to be balanced by other factors.

22 Jan

3

Valley National Bank (VLY) is projected to experience earnings growth, driven by strategic initiatives and market conditions. Analysts are optimistic about the bank's performance, suggesting potential benefits from improved loan demand and interest rates. Investors are encouraged to consider the stock as a viable option for growth, given the positive outlook and financial metrics. Earnings growth at Valley National may influence market sentiment and competitive positioning in the banking sector.

21 Jan

3

Beacon Financial Corporation (BBT) is set to report its earnings next week, with Wall Street anticipating growth in earnings. Analysts are closely monitoring the company's performance, which could influence market sentiment and investor expectations. Earnings growth expectations may moderately influence financial performance and market sentiment.

17 Dec

4

Beacon Financial Corporation (BBT) is identified as one of December 2025's top stocks estimated to be below intrinsic value, suggesting potential for growth and investment opportunities. Analysts highlight the company's strong fundamentals and market positioning, indicating that it may be undervalued compared to its true worth. This assessment could attract investor interest and influence market dynamics as the company continues to navigate its strategic initiatives. The identification of BBT as a top stock below intrinsic value suggests significant potential for future performance and investor sentiment.

8 Dec

3

Beacon Financial Corporation (BBT) is highlighted as one of three stocks currently priced below their estimated value, suggesting potential for growth and investment opportunities. The article emphasizes the company's financial health and market positioning, indicating that it may be undervalued compared to its peers. Investors are encouraged to consider BBT as a viable option for their portfolios, especially in light of its strong fundamentals and market trends. BBT's undervaluation may moderately influence investor sentiment and financial performance.

stockrow.com/BBT · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com