Banc of California, Inc.

BANC Financial Banks Regional

Banc of California, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, down 3.76% from fiscal 2024.

Revenue
+1.56%
EPS
+38.0%
Free cash flow
+158.5%
Total debt
−39.5%

Quarter to September 2026, against a year earlier

18.03 0.53 −2.86%
Market cap
$2.9B
P/E
0.0×
Fwd P/E
−67.8×
Dividend yield
2.55%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Banc of California, Inc. (BANC) Gross margin

Alert me on Gross margin

Banc of California, Inc.'s gross margin over the twelve months to 30 September 2026 was 57.9%, down 3.7 percentage points from fiscal 2025 (61.6%). Over the past ten years it has ranged from 19.6% (fiscal 2023) to 95.9% (fiscal 2021); the current reading is higher than 27% of that period. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 61.6% 8.47
FY2024 53.1% 33.45
FY2023 19.6% (64.08)
FY2022 83.7% (12.23)
FY2021 95.9% 17.27
FY2020 78.7% 14.12
FY2019 64.6% (4.84)
FY2018 69.4% (11.02)
FY2017 80.4% (6.89)
FY2016 87.3% 0.23

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 64.1% 54.99
Jun 2026 9.09% (55.72)
Mar 2026 64.8% 0.92
Dec 2025 63.9% 2.25
43 more quarters

Against its own ten years

Low 19.6% High 95.9%
Ten-year median 78.7%
Current reading's percentile 21

Gross margin against peers

Company Gross margin
NBTB NBT Bancorp Inc. compare 78.9%
FHB First Hawaiian, Inc. compare 78.4%
FBNC First Bancorp compare 75.7%
BOH Bank of Hawaii Corporation compare 72.3%
FBK FB Financial Corporation compare 67.9%
PFS Provident Financial Services, Inc compare 64.8%
CUBI Customers Bancorp, Inc compare 60.4%
BANC Banc of California, Inc. 57.9%
CLBK Columbia Financial compare 53.3%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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