Assured Guaranty Ltd. (AGO) vs AMERISAFE, Inc. (AMSF)
Assured Guaranty Ltd. and AMERISAFE, Inc. are both Insurance Specialty companies. Assured Guaranty Ltd. is the larger, with a market value of $3.0B against $441.7M — 6.8× the size. Assured Guaranty Ltd. trades at the lower P/E: 9.3× against 9.5×. AMERISAFE, Inc. grew revenue faster over the last twelve months: 9.54% against −10.6%. Assured Guaranty Ltd. has the higher net margin (37.3% vs 14.0%) and the lower return on invested capital (3.91% vs 19.9%). Both pay a dividend; AMERISAFE, Inc. yields more (9.92% vs 1.36%). Across the 23 metrics below, Assured Guaranty Ltd. leads on 12 and AMERISAFE, Inc. on 11.
Valuation
Profitability
| Metric | AGO | AMSF | Insurance Specialty median |
|---|---|---|---|
| Gross margin | 99.04% | 28.37% | 73.81% |
| Operating margin | 46.38% | 17.46% | 17.70% |
| Net margin | 37.34% | 14.00% | 13.80% |
| Free cash flow margin | 34.47% | 5.75% | 34.47% |
| Return on equity | 6.21% | 18.23% | 12.01% |
| Return on assets | 2.84% | 4.12% | 4.12% |
| Return on invested capital | 3.91% | 19.85% | 8.77% |
Growth
Health
Dividend
Size
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