AMERISAFE, Inc. AMSF
23.51
(0.32)
(1.34%)
as of 25 Sep
- Market cap
- $441.7M
- P/E
- 9.5×
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Growth Flags
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
15.49 | 17.71 | 14.46 | 18.01 | 15.83 | 12.79 | 13.70 | 15.20 | 24.81 | 15.45 |
P/S ratio |
2.30 | 3.18 | 2.93 | 3.41 | 3.29 | 3.26 | 3.43 | 2.88 | 3.05 | 3.04 |
P/FCF ratio |
81.71 | 42.10 | 30.73 | 38.48 | 28.35 | 17.73 | 16.34 | 11.21 | 8.79 | 10.70 |
P/Operating CF |
68.62 | 90.78 | 226.87 | (127.61) | 121.64 | 88.41 | 77.76 | 39.56 | 40.24 | 38.43 |
P/B ratio |
2.90 | 3.82 | 3.08 | 3.16 | 2.61 | 2.52 | 2.95 | 2.66 | 2.69 | 2.64 |
Price to Tangible BV |
2.90 | 3.82 | 3.08 | 3.16 | 2.61 | 2.52 | 2.95 | 2.66 | 2.69 | 2.64 |
EV/Sales |
2.10 | 3.04 | 2.81 | 3.20 | 3.07 | 3.08 | 3.31 | 2.78 | 2.91 | 2.89 |
EV/EBITDA |
11.09 | 13.11 | 10.53 | 12.46 | 10.86 | 9.01 | 9.81 | 10.55 | 11.21 | 8.80 |
EV/Operating CF |
60.26 | 38.81 | 28.86 | 33.45 | 25.54 | 16.50 | 15.57 | 10.67 | 8.34 | 10.03 |
EV/FCF |
74.77 | 40.21 | 29.41 | 36.13 | 26.42 | 16.74 | 15.77 | 10.79 | 8.37 | 10.18 |
Quick Ratio |
0.40 | 0.36 | 0.35 | 0.35 | 0.35 | 0.33 | 0.30 | 0.30 | 0.32 | 0.33 |
Current Ratio |
0.40 | 0.36 | 0.35 | 0.35 | 0.35 | 0.33 | 0.30 | 0.30 | 0.32 | 0.33 |
Net Debt/EBITDA |
(1.03) | (0.62) | (0.47) | (0.81) | (0.79) | (0.53) | (0.35) | (0.41) | (0.57) | (0.45) |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.28 | 0.26 | 0.25 | 0.22 | 0.22 | 0.23 | 0.25 | 0.25 | 0.25 | 0.26 |
Operating CF/Net income |
0.23 | 0.44 | 0.48 | 0.51 | 0.58 | 0.73 | 0.85 | 1.37 | 2.83 | 1.47 |
Capex/Depreciation |
(1.65) | (0.33) | (0.12) | (0.26) | (0.13) | (0.10) | (0.11) | (0.10) | (0.03) | (0.09) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 18.53% | 20.17% | 20.37% | 15.51% | 15.69% | 19.93% | 22.07% | 17.15% | 10.49% | 17.11% | |
| 4.12% | 4.64% | 4.97% | 4.16% | 4.58% | 5.84% | 6.16% | 4.72% | 3.04% | 5.16% | |
ROIC |
19.39% | 20.23% | 19.06% | 16.52% | 15.11% | 17.72% | 18.68% | 14.82% | 13.90% | 17.75% |
Return on Tangible Assets |
(9.75%) | (10.34%) | (11.13%) | (9.77%) | (10.88%) | (13.54%) | (13.35%) | (10.06%) | (6.71%) | (11.92%) |
Average Days of Receivables |
309.53 | 306.70 | 312.63 | 306.37 | 302.78 | 282.30 | 250.19 | 265.22 | 257.17 | 245.39 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
11.28% | 11.05% | 9.88% | 9.91% | 9.39% | 9.24% | 8.45% | 7.98% | 8.13% | 7.34% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.92% | 0.95% | 0.51% | 0.84% | 0.73% | 0.97% | 0.63% | 0.55% | 0.54% | 0.40% |
Graham Net Nets |
(0.75) | (0.61) | (0.71) | (0.64) | (0.64) | (0.64) | (0.60) | (0.73) | (0.67) | (0.61) |
Graham Number |
27.20 | 29.72 | 33.42 | 32.82 | 39.75 | 47.94 | 49.23 | 42.31 | 34.69 | 46.82 |
Earnings Yield |
6.46% | 5.65% | 6.91% | 5.55% | 6.32% | 7.82% | 7.30% | 6.58% | 4.03% | 6.47% |
Free Cash Flow Yield |
1.22% | 2.38% | 3.25% | 2.60% | 3.53% | 5.64% | 6.12% | 8.92% | 11.37% | 9.35% |
Revenue per Share |
16.72 | 16.20 | 16.02 | 15.32 | 16.34 | 17.60 | 19.24 | 19.67 | 19.58 | 20.76 |
Operating CF per Share |
0.58 | 1.27 | 1.56 | 1.47 | 1.96 | 3.29 | 4.10 | 5.12 | 6.83 | 5.98 |
Capex per Share |
(0.11) | (0.04) | (0.03) | (0.11) | (0.07) | (0.05) | (0.05) | (0.06) | (0.02) | (0.09) |
Free Cash Flow per Share |
0.47 | 1.22 | 1.53 | 1.36 | 1.90 | 3.24 | 4.04 | 5.06 | 6.80 | 5.89 |
Cash per Share |
3.26 | 2.31 | 2.02 | 3.20 | 3.66 | 3.20 | 2.28 | 2.10 | 2.90 | 3.08 |
Shareholders Equity per Share |
13.26 | 13.49 | 15.27 | 16.50 | 20.66 | 22.75 | 22.35 | 21.33 | 22.20 | 23.87 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
13.26 | 13.49 | 15.27 | 16.50 | 20.66 | 22.75 | 22.35 | 21.33 | 22.20 | 23.87 |
Free Cash Flow |
8.92 | 23.35 | 29.29 | 26.11 | 36.71 | 62.48 | 77.81 | 97.15 | 130.33 | 112.57 |
Working Capital |
(490.83) | (541.79) | (564.61) | (576.52) | (610.84) | (645.90) | (700.89) | (718.28) | (694.63) | (659.86) |
Capital Expenditures |
(2.15) | (0.84) | (0.55) | (2.09) | (1.27) | (0.92) | (1.02) | (1.12) | (0.48) | (1.64) |
Net Current Asset Value |
(547.98) | (596.73) | (635.20) | (642.99) | (670.60) | (707.72) | (765.01) | (791.34) | (772.89) | (737.10) |
EV/EBIT |
11.33 | 13.60 | 11.13 | 13.94 | 12.21 | 9.78 | 10.62 | 11.97 | 13.26 | 10.16 |
Capex to Sales |
0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Profit Margin |
14.86% | 17.94% | 20.24% | 18.86% | 20.81% | 25.51% | 25.03% | 18.96% | 12.32% | 19.63% |
Price to Operating Income |
12.39 | 14.23 | 11.63 | 14.85 | 13.10 | 10.36 | 11.00 | 12.43 | 13.94 | 10.68 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.18 | 0.43 | 0.70 | 1.11 | 1.53 | 1.49 | 1.52 | 1.88 | 2.45 | 2.63 |
Cash ROIC |
1.20% | 6.07% | 7.09% | 5.53% | 6.71% | 11.43% | 15.29% | 20.44% | 25.92% | 20.89% |
Accounts Receivable Turnover |
1.20 | 1.18 | 1.20 | 1.16 | 1.20 | 1.31 | 1.40 | 1.40 | 1.41 | 1.46 |
Accounts Payable Turnover |
0.27 | 0.24 | 0.23 | 0.22 | 0.22 | 0.20 | 0.22 | 0.25 | 0.26 | 0.26 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
1,347.18 | 1,498.89 | 1,586.88 | 1,633.48 | 1,664.74 | 1,760.04 | 1,630.24 | 1,450.15 | 1,410.88 | 1,412.00 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
264.36 | 261.25 | 255.11 | 254.73 | 262.32 | 258.21 | 264.18 | 269.43 | 265.52 | 271.56 |
Average Payables |
833.65 | 855.82 | 875.75 | 914.51 | 956.93 | 984.40 | 1,015.84 | 1,023.83 | 1,000.01 | 975.25 |
Average Assets |
1,144.17 | 1,193.48 | 1,249.22 | 1,336.00 | 1,436.79 | 1,481.88 | 1,504.42 | 1,517.08 | 1,518.55 | 1,510.45 |
Average Common Equity |
254.47 | 274.90 | 304.94 | 358.38 | 419.07 | 434.52 | 419.99 | 417.59 | 440.79 | 455.07 |
Columns are period end dates