Saturday 17 October 2026 Export AIZ’s income statement to Excel — free account

Assurant, Inc.

AIZ Financial Insurance Property & Casualty

Assurant, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $12.8 billion, up 7.89% from fiscal 2024. In the quarter to June 2026, revenue grew 9.37%, EPS grew 30.0%, free cash flow grew 99.0% and total debt rose 5.93%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for five, operating cash flow growth for three.

283.31 1.44 +0.51%

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Market cap: $13.9B
P/E: 13.4×
Fwd P/E: 12.9×
Dividend yield: 1.24%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Insider Decisions trades per month

Total sells 10.96

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	2	—	3	1	—	1	—	—

Insider Ownership 1.17%

Capital & Financial Ratios $m

Market Cap 13,900.00

Revenue 13,456.20

Net Income 1,063.50

Free Cash Flow 1,655.60

Net Debt 509.40

Current Ratio 0.37

Debt/Equity 0.36

P/E ratio 13.41

Fwd P/E 12.90

P/S ratio 1.04

P/B ratio 2.30

Past 5Y EPS Growth 19.35%

This Y EPS Growth 14.00%

Next Y EPS Growth 3.67%

Next Y revenue growth 8.24%

Next 5Y EPS Growth 8.07%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 39.11%

10-year low 10-year high

P/S against its own 10 years 98.64%

10-year low 10-year high

P/B against its own 10 years 99.41%

10-year low 10-year high

Dividends

Payout Ratio 0.17

Annual Dividend Rate 3.52

Annual Dividend Yield 1.24%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	3.48	0.88 0.88 0.88
2025	3.28	0.80 0.80 0.80 0.88
2024	2.96	0.72 0.72 0.72 0.80
2023	2.82	0.70 0.70 0.70 0.72
2022	2.74	0.68 0.68 0.68 0.70
2021	2.66	0.66 0.66 0.66 0.68
2020	2.55	0.63 0.63 0.63 0.66
2019	2.43	0.60 0.60 0.60 0.63
2018	2.28	0.56 0.56 0.56 0.60
2017	2.15	0.53 0.53 0.53 0.56
2016	2.03	0.50 0.50 0.50 0.53

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	1,627	1,808	1,834	1,699
Receivables	8,915	9,634	8,461	8,359
Inventory	—	—	—	—
Other	—	—	—	—
	10,542	11,441	10,295	10,057

	2023	2024	2025	Q'26
Payables	25,810	26,994	26,805	26,870
ST’ Debt	—	—	—	—
Other	—	—	—	—
	26,352	27,553	27,445	27,493

Compound Annual Growth %

	10y	5y	3y
Sales	2.18%	5.95%	7.93%
Cash Flow	23.08%	6.44%	45.38%
Earnings	19.84%	15.43%	46.24%
Book Value	2.64%	(0.28%)	11.56%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	3,420	3,454	—	—	—
’25	3,074	3,158	3,232	3,350	12,814
’24	2,880	2,925	2,968	3,105	11,878
’23	2,643	2,732	2,774	2,983	11,132
’22	2,483	2,510	2,548	2,653	10,193
’21	2,433	2,542	2,638	2,575	10,188
’20	2,449	2,352	2,377	2,420	9,598

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	240	454	—	—	—
’25	392	266	505	671	1,834
’24	83	711	437	103	1,333
’23	260	185	331	363	1,138
’22	(501)	173	648	277	597
’21	(419)	948	(2)	255	782
’20	(124)	416	609	440	1,342

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	193	409	—	—	—
’25	339	206	442	612	1,598
’24	32	656	389	35	1,111
’23	211	136	280	308	936
’22	(542)	127	601	225	411
’21	(458)	902	(48)	199	594
’20	(144)	390	575	400	1,221

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	5.41	5.95	—	—	—
’25	2.83	4.56	5.17	4.41	16.93
’24	4.47	3.58	2.55	3.87	14.46
’23	2.12	2.90	3.54	3.42	11.95
’22	2.59	0.95	0.14	1.27	5.05
’21	2.64	3.32	14.83	2.14	22.83
’20	2.43	2.81	(0.58)	2.23	6.99

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	64.36	86.00	82.31	88.31	76.27	121.55	119.01	104.49	160.12	174.97	Analyst estimates 2026–2028 Powerpack
	High	94.40	106.99	111.43	134.25	142.61	172.22	194.12	172.95	230.55	243.76
People
People	Employees	14,700	14,750	14,750	14,200	14,100	15,600	13,700	13,600	14,200	14,800
	Revenue/emp, $m	0.51	0.43	0.55	0.67	0.68	0.65	0.74	0.82	0.84	0.87
Income, $m
Income, $m	Revenue	7,532	6,415	8,058	9,569	9,598	10,188	10,193	11,132	11,878	12,814
	Gross margin, %	75.99	70.84	70.93	75.07	76.29	78.39	76.85	77.35	76.71	77.15
	EBT	849	445	334	455	578	771	350	807	927	1,087
	EBT margin, %	11.27	6.93	4.14	4.75	6.02	7.57	3.43	7.25	7.81	8.49
	Net income	565	520	251	383	441	1,362	277	643	760	873
	Depreciation	(269)	12	70	126	142	172	182	196	224	250
Per share, $
Per share, $	Revenue	122.95	116.66	136.02	154.48	159.65	172.26	187.47	210.55	229.72	253.90
	Earnings	9.23	9.45	4.00	5.87	7.04	23.13	5.09	12.02	14.55	17.14
	Cash flow	1.77	9.65	11.09	22.82	22.32	13.22	10.98	21.53	25.78	36.34
	Capex	(1.39)	(0.65)	(1.40)	(1.78)	(2.02)	(3.17)	(3.43)	(3.83)	(4.28)	(4.67)
	Free cash flow	0.38	8.99	9.69	21.04	20.31	10.05	7.55	17.70	21.50	31.67
	Book value	66.90	77.86	86.66	91.73	99.06	92.39	77.77	90.97	98.77	116.34
	Shares, m	61	55	59	62	60	59	54	53	52	50
Valuation, ×
Valuation, ×	P/E	10.41	10.47	21.50	22.37	19.35	6.75	25.57	14.13	14.66	14.05
	P/S	0.77	0.85	0.66	0.85	0.85	0.90	0.68	0.81	0.93	0.95
	P/B	1.41	1.27	1.03	1.43	1.38	1.69	1.64	1.87	2.16	2.07
	EV/Sales	0.77	0.86	0.75	0.86	0.86	0.92	0.74	0.85	0.95	0.98
	EV/FCF	247.90	11.18	10.54	6.34	6.74	15.78	18.30	10.08	10.17	7.84
Cash, $m
Cash, $m	Operating cash flow	109	530	657	1,413	1,342	782	597	1,138	1,333	1,834
	Capex	(85)	(36)	(83)	(110)	(121)	(187)	(186)	(202)	(221)	(235)
	Free cash flow	23	495	574	1,303	1,221	594	411	936	1,111	1,598
Balance, $m
Balance, $m	Working capital	(11,175)	(11,751)	(18,549)	(19,603)	(13,599)	(14,660)	(15,450)	(15,810)	(16,112)	(17,150)
	Total debt	1,067	1,068	2,006	2,007	2,253	2,203	2,130	2,081	2,083	2,207
	Net debt	35	71	752	140	45	162	593	453	275	373
	Shareholders’ equity	4,098	4,282	5,134	5,682	5,955	5,464	4,229	4,810	5,107	5,872
Returns, %
Returns, %	ROA	1.89	1.69	0.65	0.85	0.95	3.45	0.83	1.90	2.19	2.43
	ROIC	12.83	6.38	3.54	6.63	6.02	8.57	4.54	9.58	10.77	10.88
	ROE	13.12	12.40	5.03	6.73	7.26	23.78	5.71	14.06	15.18	15.76

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CINF Cincinnati Financial Corporation	$25.7B	8.0×	19.7×	+31.59% (above 0%: growing)	+85.84% (above 0%: growing)	−5.29% (below 0%: shrinking)	37.46%	37.20%	Compare
MKL Markel Group Inc.	$22.6B	10.1×	12.8×	+12.67% (above 0%: growing)	+86.91% (above 0%: growing)	−15.25% (below 0%: shrinking)	62.92%	30.09%	Compare
L Loews Corporation	$22.2B	13.5×	16.0×	+3.93% (above 0%: growing)	+15.51% (above 0%: growing)	−18.81% (below 0%: shrinking)	54.18%	15.10%	Compare
AIZ Assurant, Inc.	$13.9B	13.4×	12.9×	+9.37% (above 0%: growing)	+30.00% (above 0%: growing)	+99.03% (above 0%: growing)	78.34%	11.73%
CNA CNA Financial Corporation	$12.8B	10.5×	10.9×	+3.01% (above 0%: growing)	+7.27% (above 0%: growing)	+16.91% (above 0%: growing)	43.35%	11.44%	Compare
AFG American Financial Group, Inc.	$12.1B	13.0×	11.3×	+5.51% (above 0%: growing)	+44.44% (above 0%: growing)	−68.13% (below 0%: shrinking)	23.15%	16.75%	Compare
ORI Old Republic International Corporation	$9.3B	8.5×	11.7×	+13.37% (above 0%: growing)	+61.45% (above 0%: growing)	+49.25% (above 0%: growing)	17.62%	17.62%	Compare
KNSL Kinsale Capital Group, Inc.	$8.1B	14.7×	15.2×	+16.75% (above 0%: growing)	+33.51% (above 0%: growing)	−5.14% (below 0%: shrinking)	40.91%	40.68%	Compare
THG The Hanover Insurance Group, Inc.	$8.0B	11.0×	10.4×	+4.34% (above 0%: growing)	+27.21% (above 0%: growing)	+2.20% (above 0%: growing)	44.24%	14.75%	Compare
Median of peers	$12.4B	10.8×	12.3×	+9.09%	+38.98%	−5.21%	42.13%	17.19%

All 45 Insurance Property & Casualty stocks →

Assurant, Inc. (AIZ) key facts

Strength: Assurant, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $12.8 billion, up 7.89% from fiscal 2024.
Strength: Net income was $872.7 million, or $17.14 per share (basic), a net margin of 6.75%.
Assurant, Inc. (AIZ) is an Insurance Property & Casualty company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, AIZ traded at $283.31, a market capitalization of $13.9 billion.
At that price the stock trades at 13.4× trailing-twelve-month earnings and 1.0× sales; its P/E is higher than 39% of its own readings over the past ten years.
Assurant, Inc. pays an annual dividend of $3.52 per share, a yield of 1.24%, with a payout ratio of 16.8%.
Return on equity was 15.8% and debt-to-equity 0.36.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.