Assurant, Inc. (AIZ) vs Kinsale Capital Group, Inc. (KNSL)
Assurant, Inc. and Kinsale Capital Group, Inc. are both Insurance Property & Casualty companies. Assurant, Inc. is the larger, with a market value of $12.9B against $7.8B — 1.7× the size. Assurant, Inc. trades at the lower P/E: 12.5× against 13.3×. Kinsale Capital Group, Inc. grew revenue faster over the last twelve months: 15.8% against 9.36%. Kinsale Capital Group, Inc. has the higher net margin (28.5% vs 7.84%) and the higher return on invested capital (22.1% vs 12.6%). Both pay a dividend; Assurant, Inc. yields more (1.67% vs 0.14%). Across the 23 metrics below, Kinsale Capital Group, Inc. leads on 14 and Assurant, Inc. on 9.
Valuation
Profitability
| Metric | AIZ | KNSL | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 78.12% | 36.47% | 41.16% |
| Operating margin | 10.70% | 36.33% | 15.09% |
| Net margin | 7.84% | 28.49% | 11.51% |
| Free cash flow margin | 12.30% | 50.14% | 17.59% |
| Return on equity | 18.19% | 30.27% | 18.19% |
| Return on assets | 2.95% | 9.49% | 3.74% |
| Return on invested capital | 12.55% | 22.12% | 12.06% |
Growth
Health
Dividend
Size
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