Assurant, Inc. (AIZ) vs Markel Group Inc. (MKL)

Assurant, Inc. and Markel Group Inc. are both Insurance Property & Casualty companies. Markel Group Inc. is the larger, with a market value of $23.9B against $15.1B — 1.6× the size. Markel Group Inc. trades at the lower P/E: 13.8× against 14.2×. Assurant, Inc. grew revenue faster over the last twelve months: 9.43% against −0.64%. Markel Group Inc. has the higher net margin (11.1% vs 7.74%) and the higher return on invested capital (8.25% vs 0.00%). Across the 20 metrics below, Markel Group Inc. leads on 11 and Assurant, Inc. on 9.

Valuation

Metric AIZ MKL Insurance Property & Casualty median
P/E 14.23 13.79 12.17
P/S 1.10 1.50 1.26
P/B 2.52 1.31 1.85
Price to free cash flow 9.11 13.42 8.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.03% 7.25% 8.20%
Free cash flow yield 10.98% 7.45% 11.86%

Profitability

Metric AIZ MKL Insurance Property & Casualty median
Gross margin 78.07% 50.23% 37.39%
Operating margin 10.61% 15.31% 14.67%
Net margin 7.74% 11.13% 10.16%
Free cash flow margin 0.00% 11.19% 18.60%
Return on equity 18.12% 9.81% 16.59%
Return on assets 2.95% 2.57% 3.38%
Return on invested capital 0.00% 8.25% 9.43%

Growth

Metric AIZ MKL Insurance Property & Casualty median
Revenue growth (TTM) 9.43% (0.64%) 5.70%
EPS growth (last fiscal year) 17.08% (15.10%) 39.61%
Revenue growth, 5-year CAGR 5.95% 11.25% 9.23%
Net income growth, 5-year CAGR 15.43% 21.14% 10.09%

Health

Metric AIZ MKL Insurance Property & Casualty median
Debt to equity 0.37 0.24 0.25
Current ratio 0.66 0.59 0.49
Net debt to EBITDA 0.26 (0.09) 0.08

Dividend

Metric AIZ MKL Insurance Property & Casualty median
Dividend yield 1.15% — 1.56%
Payout ratio 0.17 — 0.15

Size

Metric AIZ MKL Insurance Property & Casualty median
Market cap 15.14b 23.85b 2.64b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack