Pricing Log in Create free account

Assurant, Inc. (AIZ) vs CNA Financial Corporation (CNA)

Assurant, Inc. and CNA Financial Corporation are both Insurance Property & Casualty companies. Assurant, Inc. is the larger, with a market value of $15.1B against $13.0B — 1.2× the size. CNA Financial Corporation trades at the lower P/E: 12.6× against 14.2×. Assurant, Inc. grew revenue faster over the last twelve months: 9.43% against 2.05%. Assurant, Inc. has the higher net margin (7.74% vs 6.80%) and the lower return on invested capital (0.00% vs 6.92%). Both pay a dividend; CNA Financial Corporation yields more (2.96% vs 1.15%). Across the 21 metrics below, CNA Financial Corporation leads on 12 and Assurant, Inc. on 9.

Valuation

Metric AIZ CNA Insurance Property & Casualty median
P/E 14.23 12.65 12.17
P/S 1.10 0.86 1.26
P/B 2.52 1.27 1.85
Price to free cash flow 9.11 5.91 8.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.03% 7.91% 8.20%
Free cash flow yield 10.98% 16.91% 11.86%

Profitability

Metric AIZ CNA Insurance Property & Casualty median
Gross margin 78.07% 41.66% 37.39%
Operating margin 10.61% 9.38% 14.67%
Net margin 7.74% 6.80% 10.16%
Free cash flow margin 0.00% 14.50% 18.60%
Return on equity 18.12% 9.56% 16.59%
Return on assets 2.95% 1.50% 3.38%
Return on invested capital 0.00% 6.92% 9.43%

Growth

Metric AIZ CNA Insurance Property & Casualty median
Revenue growth (TTM) 9.43% 2.05% 5.70%
EPS growth (last fiscal year) 17.08% 33.24% 39.61%
Revenue growth, 5-year CAGR 5.95% 6.76% 9.23%
Net income growth, 5-year CAGR 15.43% 13.12% 10.09%

Health

Metric AIZ CNA Insurance Property & Casualty median
Debt to equity 0.37 0.29 0.25
Current ratio 0.66 0.22 0.49
Net debt to EBITDA 0.26 1.57 0.08

Dividend

Metric AIZ CNA Insurance Property & Casualty median
Dividend yield 1.15% 2.96% 1.56%
Payout ratio 0.17 0.37 0.15

Size

Metric AIZ CNA Insurance Property & Casualty median
Market cap 15.14b 13.02b 2.64b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack