HBT Financial, Inc. (HBT) vs Westamerica Bancorporation (WABC)
HBT Financial, Inc. and Westamerica Bancorporation are both Banks Regional companies. HBT Financial, Inc. and Westamerica Bancorporation are of similar size ($1.4B and $1.3B). Westamerica Bancorporation trades at the lower P/E: 13.4× against 15.5×. HBT Financial, Inc. grew revenue faster over the last twelve months: 13.3% against −8.51%. Westamerica Bancorporation has the higher net margin (41.7% vs 23.4%) and the higher return on invested capital (13.6% vs 8.43%). Both pay a dividend; HBT Financial, Inc. yields more (3.99% vs 3.95%). Across the 20 metrics below, Westamerica Bancorporation leads on 12 and HBT Financial, Inc. on 8.
Valuation
Profitability
| Metric | HBT | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 80.95% | 94.83% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.44% | 41.71% | 18.66% |
| Free cash flow margin | 22.88% | 40.89% | 21.18% |
| Return on equity | 11.56% | 12.49% | 10.64% |
| Return on assets | 1.32% | 1.91% | 1.13% |
| Return on invested capital | 8.43% | 13.63% | 8.33% |
Growth
Health
Dividend
Size
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