Pathward Financial, Inc. (CASH) vs Westamerica Bancorporation (WABC)
- Pathward Financial, Inc. CASH 72.93 +1.12%
- Westamerica Bancorporation WABC 61.28 +0.62%
Pathward Financial, Inc. and Westamerica Bancorporation are both Banks Regional companies. Pathward Financial, Inc. and Westamerica Bancorporation are of similar size ($1.5B and $1.4B). Pathward Financial, Inc. trades at the lower P/E: 9.1× against 13.5×. Pathward Financial, Inc. grew revenue faster over the last twelve months: −1.26% against −8.51%. Westamerica Bancorporation has the higher net margin (41.7% vs 21.0%) and the lower return on invested capital (13.6% vs 18.2%). Both pay a dividend; Westamerica Bancorporation yields more (3.07% vs 0.27%). Across the 19 metrics below, Pathward Financial, Inc. leads on 16 and Westamerica Bancorporation on 3.
Valuation
Profitability
| Metric | CASH | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 98.77% | 94.83% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.00% | 41.71% | 18.66% |
| Free cash flow margin | 80.46% | 40.89% | 21.11% |
| Return on equity | 21.03% | 12.49% | 10.65% |
| Return on assets | 2.41% | 1.91% | 1.13% |
| Return on invested capital | 18.19% | 13.63% | 8.35% |
Growth
Health
Dividend
Size
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