First Mid Bancshares, Inc. (FMBH) vs Westamerica Bancorporation (WABC)
First Mid Bancshares, Inc. and Westamerica Bancorporation are both Banks Regional companies. First Mid Bancshares, Inc. and Westamerica Bancorporation are of similar size ($1.4B and $1.3B). First Mid Bancshares, Inc. trades at the lower P/E: 12.3× against 13.4×. First Mid Bancshares, Inc. grew revenue faster over the last twelve months: 10.4% against −8.51%. Westamerica Bancorporation has the higher net margin (41.7% vs 19.8%) and the higher return on invested capital (13.6% vs 9.74%). Both pay a dividend; Westamerica Bancorporation yields more (3.95% vs 3.04%). Across the 20 metrics below, First Mid Bancshares, Inc. leads on 13 and Westamerica Bancorporation on 7.
Valuation
Profitability
| Metric | FMBH | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 75.52% | 94.83% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.76% | 41.71% | 18.66% |
| Free cash flow margin | 25.00% | 40.89% | 21.18% |
| Return on equity | 10.05% | 12.49% | 10.64% |
| Return on assets | 1.19% | 1.91% | 1.13% |
| Return on invested capital | 9.74% | 13.63% | 8.33% |
Growth
Health
Dividend
Size
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