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Friday 6 November 2026
Export OZK’s income statement to Excel — free account
Bank OZK
Bank OZK’s revenue for fiscal 2025 (year ended December 2025) was $2.8 billion, up 1.15% from fiscal 2024.
- Revenue
- −5.02%
- EPS
- −6.25%
- Free cash flow
- +47.6%
- Total debt
- +58.9%
Quarter to September 2026, against a year earlier
51.15
0.64
−1.24%
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Bank OZK (OZK) Total debt
Bank OZK's total debt at the end of fiscal 2025 was $463.6M, down 47.5% from $883.0M in fiscal 2024. At the end of the quarter to 30 September 2026 it was $1.2B. Over the past ten years it has ranged from $322.2M (fiscal 2015) to $1.3B (fiscal 2023); the current reading is higher than 45% of that period. Bank OZK ranks 62nd of 321 Banks Regional companies by total debt.
Total debt, annual
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Annual newest first
| Period | Total debt | Change |
|---|---|---|
| FY2025 | $463.6M | (47.50%) |
| FY2024 | $883.0M | (30.73%) |
| FY2023 | $1.3B | 18.56% |
| FY2022 | $1.1B | (12.12%) |
| FY2021 | $1.2B | 11.69% |
| FY2020 | $1.1B | 57.63% |
| FY2019 | $695.0M | 58.19% |
| FY2018 | $439.3M | 20.69% |
| FY2017 | $364.0M | (4.87%) |
| FY2016 | $382.7M | 18.76% |
Quarterly newest first
| Period | Total debt | Change |
|---|---|---|
| Sep 2026 | $1.2B | 161.55% |
| Jun 2026 | $463.9M | (43.00%) |
| Mar 2026 | $813.9M | 75.56% |
| Dec 2025 | $463.6M | (39.27%) |
| 43 more quarters | Free account |
Against its own ten years
Low $322.2M
High $1.3B
Ten-year median
$695.0M
Current reading's percentile
45
Total debt against peers
| Company | Total debt |
|---|---|
| ASB Associated Banc-Corp compare | $4.6B |
| IFS Intercorp Financial Services Inc. compare | $2.2B |
| OZK Bank OZK | $1.2B |
| AX AXOS FINANCIAL, INC compare | $1.1B |
| ABCB Ameris Bancorp compare | $1.1B |
| AUB Atlantic Union Bankshares Corporation compare | $857.8M |
| HOMB Home BancShares, Inc. compare | $530.0M |
| EBC Eastern Bankshares, Inc. compare | $364.4M |
| HWC Hancock Whitney Corporation compare | $212.2M |
What Total debt is
Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.
Long Term Debt (Total) + Current Part of Debt
More on OZK
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement