Friday 6 November 2026 Export OZK’s income statement to Excel — free account

Bank OZK

OZK Financial Banks Regional

Bank OZK’s revenue for fiscal 2025 (year ended December 2025) was $2.8 billion, up 1.15% from fiscal 2024.

Revenue: −5.02%
EPS: −6.25%
Free cash flow: +47.6%
Total debt: +58.9%

Quarter to September 2026, against a year earlier

51.15 0.64 −1.24%

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Market cap: $5.6B
P/E: 8.6×
Fwd P/E: 8.6×
Dividend yield: 3.71%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

Bank OZK (OZK) P/B ratio

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As of 5 November 2026, Bank OZK (OZK) trades at a P/B ratio of 1.0×. Over the past ten years it has ranged from 0.5× (April 2020) to 3.6× (December 2015); the current reading is higher than 31% of that period. That is below the Banks Regional industry median of 1.2× and below the Financial sector median of 1.3×.

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<iframe src="https://stockrow.com/embed/OZK/pb-ratio" width="100%" height="360" style="border:0" loading="lazy" title="Bank OZK P/B ratio, 10 years"></iframe>
<p style="font-size:12px">Source: <a href="https://stockrow.com/OZK/metrics/pb-ratio">Bank OZK (OZK) P/B ratio — stockrow.com</a></p>

Period	P/B ratio	Change
FY2025	0.9×	(4.93%)
FY2024	0.9×	(20.52%)
FY2023	1.2×	9.21%
FY2022	1.1×	(18.61%)
FY2021	1.3×	41.09%
FY2020	0.9×	(0.13%)
FY2019	0.9×	21.72%
FY2018	0.8×	(55.61%)
FY2017	1.8×	(11.32%)
FY2016	2.0×	(32.41%)

Period	P/B ratio	Change
Sep 2026	0.9×	(10.36%)
Jun 2026	1.0×	10.93%
Mar 2026	0.9×	(2.72%)
Dec 2025	0.9×	(10.31%)
43 more quarters	Free account

Against its own ten years

Low 0.5× High 3.6×

Ten-year median 1.1×

Current reading's percentile 34

Company	P/B ratio
OZK Bank OZK	1.0×
ASB Associated Banc-Corp compare	1.1×
AUB Atlantic Union Bankshares Corporation compare	1.1×
EBC Eastern Bankshares, Inc. compare	1.2×
ABCB Ameris Bancorp compare	1.3×
HOMB Home BancShares, Inc. compare	1.3×
HWC Hancock Whitney Corporation compare	1.4×
IFS Intercorp Financial Services Inc. compare	1.4×
AX AXOS FINANCIAL, INC compare	1.6×
Banks Regional industry median	1.2×
Financial sector median	1.3×
Market median	1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

Bank OZK (OZK) P/B ratio

P/B ratio, daily

Annual newest first

Quarterly newest first

Against its own ten years

P/B ratio against peers

What P/B ratio is

More on OZK

P/B ratio, daily

Annual newest first

Quarterly newest first

Against its own ten years

P/B ratio against peers

What P/B ratio is

More on OZK

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