stockrowBank OZK
Bank OZK’s revenue for fiscal 2025 (year ended December 2025) was $2.8 billion, up 1.15% from fiscal 2024.
- Revenue
- −5.02%
- EPS
- −6.25%
- Free cash flow
- +47.6%
- Total debt
- +58.9%
Quarter to September 2026, against a year earlier
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Bank OZK (OZK) Free cash flow
Bank OZK's free cash flow for fiscal 2025 was $731.7M, unchanged from fiscal 2024. Over the twelve months to 30 June 2026 it was $762.4M. Over the past ten years it has ranged from $184.4M (fiscal 2015) to $852.4M (fiscal 2023); the current reading is higher than 73% of that period. Bank OZK ranks 43rd of 323 Banks Regional companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $731.7M | (0.96%) |
| FY2024 | $738.8M | (13.32%) |
| FY2023 | $852.4M | 15.96% |
| FY2022 | $735.1M | 48.72% |
| FY2021 | $494.3M | (1.60%) |
| FY2020 | $502.3M | 54.11% |
| FY2019 | $326.0M | (47.30%) |
| FY2018 | $618.6M | 78.97% |
| FY2017 | $345.6M | 75.66% |
| FY2016 | $196.8M | 6.72% |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Jun 2026 | $189.0M | (10.85%) |
| Mar 2026 | $212.1M | 20.95% |
| Dec 2025 | $175.3M | (5.74%) |
| Sep 2025 | $186.0M | 45.24% |
| 42 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| ASB Associated Banc-Corp compare | $852.5M |
| OZK Bank OZK | $762.4M |
| HWC Hancock Whitney Corporation compare | $559.7M |
| AUB Atlantic Union Bankshares Corporation compare | $553.8M |
| ABCB Ameris Bancorp compare | $522.0M |
| IFS Intercorp Financial Services Inc. compare | $470.8M |
| HOMB Home BancShares, Inc. compare | $439.6M |
| AX AXOS FINANCIAL, INC compare | $417.3M |
| EBC Eastern Bankshares, Inc. compare | $385.4M |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on OZK
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement