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Friday 6 November 2026 Export OZK’s income statement to Excel — free account

Bank OZK

OZK Financial Banks Regional

Bank OZK’s revenue for fiscal 2025 (year ended December 2025) was $2.8 billion, up 1.15% from fiscal 2024.

Revenue
−5.02%
EPS
−6.25%
Free cash flow
+47.6%
Total debt
+58.9%

Quarter to September 2026, against a year earlier

51.15 0.64 −1.24%
Market cap
$5.6B
P/E
8.6×
Fwd P/E
8.6×
Dividend yield
3.71%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Bank OZK (OZK) Debt to equity

Alert me on Debt to equity

Bank OZK's debt to equity at the end of the quarter to 30 September 2026 was 0.2×, up 0.1× from fiscal 2025 (0.1×). Over the past ten years it has ranged from 0.1× (fiscal 2025) to 0.3× (fiscal 2020) — the current reading is the lowest in ten years. That is above the Banks Regional industry median of 0.2× and in line with the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 0.1× (51.16%)
FY2024 0.2× (37.58%)
FY2023 0.2× 8.20%
FY2022 0.2× (9.34%)
FY2021 0.3× (1.33%)
FY2020 0.3× 53.14%
FY2019 0.2× 43.73%
FY2018 0.1× 10.75%
FY2017 0.1× (23.23%)
FY2016 0.1× (37.63%)

Quarterly newest first

Period Debt to equity Change
Sep 2026 0.2× 167.12%
Jun 2026 0.1× (44.10%)
Mar 2026 0.1× 74.87%
Dec 2025 0.1× (39.66%)
43 more quarters

Against its own ten years

Low 0.1× High 0.3×
Ten-year median 0.2×
Current reading's percentile 9

Debt to equity against peers

Company Debt to equity
EBC Eastern Bankshares, Inc. compare 0.0×
HWC Hancock Whitney Corporation compare 0.1×
HOMB Home BancShares, Inc. compare 0.1×
AUB Atlantic Union Bankshares Corporation compare 0.2×
OZK Bank OZK 0.2×
ABCB Ameris Bancorp compare 0.3×
AX AXOS FINANCIAL, INC compare 0.3×
IFS Intercorp Financial Services Inc. compare 0.6×
ASB Associated Banc-Corp compare 0.8×
Banks Regional industry median 0.2×
Financial sector median 0.2×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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