Pricing Log in Create free account
Saturday 17 October 2026 Export TROO’s income statement to Excel — free account

TROOPS, Inc.

TROO Financial Credit Services

1.65 0.04 +2.48%
Market cap
$196.7M
P/E
0.0×
Fwd P/E
—
Dividend yield
—
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 196.68
Revenue 7.56
Net Income (41.32)
Free Cash Flow (4.89)
Net Debt (4.02)
Current Ratio 0.92
Debt/Equity 0.00
P/E ratio 0.00
Fwd P/E —
P/S ratio 0.00
P/B ratio 0.00
Past 5Y EPS Growth —
This Y EPS Growth —
Next Y EPS Growth —
Next Y revenue growth —
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2019 Powerpack
2018 Powerpack
2017 Powerpack
special payouts not included in total or ratios

Assets vs Liabilities $m

2022 2023 2024 2025
Cash 3 3 5 4
Receivables 9 8 14 10
Inventory — — — —
Other 0 0 0 1
12 11 20 15
2022 2023 2024 2025
Payables — — 2 1
ST’ Debt 0 2 2 —
Other 0 0 0 0
2 5 6 17

Compound Annual Growth %

10y 5y 3y
Sales 24.43% 31.83% 64.01%
Cash Flow 0.00% (48.30%) 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value (4.52%) (7.04%) (7.63%)

Revenue $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 17
’24 — — — — 10
’23 — — — — 4
’22 — — — — 4
’21 — — — — 4
’20 — — — — 4
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 1
’24 — — — — 2
’23 — — — — (7)
’22 — — — — 0
’21 — — — — 12
’20 — — — — 22
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — 1 1
’24 — — — 2 2
’23 — — — (7) (7)
’22 — — — (1) (1)
’21 — 19 — 12 12
’20 — — — 22 22
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — (0.23)
’24 — — — — (0.13)
’23 — — — — (0.02)
’22 — — — — 0.00
’21 — — — — (0.08)
’20 — — — — (0.69)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 1.36 0.90 0.80 0.77 0.72 1.30 0.98 1.92 0.73 0.49

Analyst estimates 2026–2028

Powerpack
High 6.40 3.95 1.74 1.30 4.21 29.00 6.13 4.99 4.89 3.40
People
People Employees 11 10 8 11 14 19 19 19 42 47
Revenue/emp, $m 0.46 0.01 0.20 0.47 0.31 0.19 0.20 0.19 0.24 0.36
Income, $m
Income, $m Revenue 5 0 2 5 4 4 4 4 10 17
Gross margin, % 3.99 (2,533.33) (66.77) 53.45 (24.83) 9.77 21.21 21.74 19.27 9.15
EBT (5) (9) (14) (1) (68) (9) 0 (2) (13) (29)
EBT margin, % (105.78) (17,947.06) (877.34) (10.42) (1,589.38) (231.85) (10.37) (52.09) (132.89) (172.01)
Net income (5) (9) (14) (1) (68) (8) 0 (2) (13) (28)
Depreciation 1 1 2 2 5 2 2 2 2 2
Per share, $
Per share, $ Revenue 0.68 0.00 0.05 0.06 0.04 0.04 0.04 0.04 0.10 0.14
Earnings (0.68) (0.99) (0.35) (0.24) (0.69) (0.08) 0.00 (0.02) (0.13) (0.23)
Cash flow (0.15) (0.70) (1.03) 0.04 0.22 0.12 0.00 (0.06) 0.02 0.01
Capex 0.00 0.00 (0.07) 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free cash flow (0.15) (0.70) (1.10) 0.04 0.22 0.12 (0.01) (0.07) 0.02 0.01
Book value 11.68 7.39 4.79 1.51 0.72 0.62 0.61 0.60 0.67 0.41
Shares, m 7 11 35 79 98 102 102 102 102 121
Valuation, ×
Valuation, × P/E 1.91 0.60 2.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00
P/S 0.08 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
P/B 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Sales 0.00 0.00 (0.15) 0.21 0.34 (0.42) (0.38) (0.23) 1.29 1.44
EV/FCF (0.19) 0.25 0.28 (0.03) (0.15) (0.06) (0.06) (0.07) 1.55 (2.23)
Cash, $m
Cash, $m Operating cash flow (1) (8) (36) 3 22 12 0 (7) 2 1
Capex — — (2) 0 0 0 0 0 0 0
Free cash flow (1) (8) (39) 3 22 12 (1) (7) 2 1
Balance, $m
Balance, $m Working capital (1) 2 67 40 18 4 9 6 14 (1)
Total debt 0 3 1 7 6 0 0 2 2 —
Net debt 0 (2) (14) 1 3 (3) (3) (1) (4) (4)
Shareholders’ equity 87 84 168 120 71 63 62 61 68 49
Returns, %
Returns, % ROA (5.39) (11.29) (8.55) (11.74) (59.10) (10.49) (0.49) (2.46) (17.94) (37.65)
ROIC (2.85) (6.99) (5.79) (0.38) (56.88) (9.30) (0.56) (1.90) (5.54) (41.01)
ROE (6.14) (13.15) (9.82) (13.48) (71.35) (12.64) (0.55) (2.80) (20.82) (47.59)
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Dec 2013

Charts ten years each

TROOPS, Inc. vs peers in Credit Services (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
RM Regional Management Corp. $318.0M 6.8× 6.4× +6.71% (above 0%: growing) −14.95% (below 0%: shrinking) +1.86% (above 0%: growing) 100.00% 19.97% Compare
PMTS CPI Card Group Inc. $297.9M 20.7× 9.0× +14.97% (above 0%: growing) +260.00% (above 0%: growing) +4,762.29% (above 0%: growing) 32.50% 7.95% Compare
FOA Finance of America Companies Inc. $279.1M — (loss-making) — (loss-making) −64.77% (below 0%: shrinking) n/m −89.96% (below 0%: shrinking) 100.00% (69.79%) Compare
MFIN Medallion Financial Corp. $256.9M 8.0× 8.6× +2.54% (above 0%: growing) −34.69% (below 0%: shrinking) +176.13% (above 0%: growing) 69.47% 0.00% Compare
CPSS Consumer Portfolio Services, Inc. $200.9M 9.2× 6.8× +10.59% (above 0%: growing) +31.82% (above 0%: growing) +94.93% (above 0%: growing) 100.00% 60.37% Compare
HTT High Templar Tech Limited - Sponsored ADR $199.4M 3.5× — (loss-making) −90.80% (below 0%: shrinking) n/m +347.70% (above 0%: growing) 20.72% (2,664.81%) Compare
TROO TROOPS, Inc. $196.7M — (loss-making) — +10.79% (above 0%: growing) +101.54% (above 0%: growing) −94.20% (below 0%: shrinking) 23.83% 0.00%
XYF X Financial Sponsored ADR $116.8M 2.3× — −53.85% (below 0%: shrinking) −89.20% (below 0%: shrinking) +194.87% (above 0%: growing) 57.63% 19.62% Compare
SUIG Sui Group Holdings Limited $104.5M — (loss-making) — (loss-making) −61.71% (below 0%: shrinking) n/m −651.07% (below 0%: shrinking) 100.00% (5,439.12%) Compare
Median of peers $228.9M 7.4× 7.7× −25.65% −14.95% +135.53% 84.74% 3.98%

All 55 Credit Services stocks →

TROOPS, Inc. (TROO) key facts

  • TROOPS, Inc. (TROO) is a Credit Services company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, TROO traded at $1.65, a market capitalization of $196.7 million.
  • Return on equity was −47.6% and debt-to-equity 0.00.
  • Its Piotroski F-score is 4 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

TROOPS, Inc. (TROO) Latest News

No news at this impact. Lower the threshold for more.
stockrow.com/TROO · Data as of Dec 31, 2013 · For information only; not investment advice. · © 2026 stockrow.com