Medallion Financial Corp. (MFIN) vs TROOPS, Inc. (TROO)
Medallion Financial Corp. and TROOPS, Inc. are both Credit Services companies. Medallion Financial Corp. is the larger, with a market value of $271.6M against $219.9M — 1.2× the size. TROOPS, Inc. has negative trailing earnings, so its P/E is not meaningful; Medallion Financial Corp. trades at 8.5×. Medallion Financial Corp. grew revenue faster over the last twelve months: 5.59% against −23.0%. Medallion Financial Corp. has the higher net margin (9.25% vs −115.9%) and the higher return on invested capital (7.06% vs 0.00%). Across the 15 metrics below, Medallion Financial Corp. leads on 13 and TROOPS, Inc. on 2.
Valuation
Profitability
| Metric | MFIN | TROO | Credit Services median |
|---|---|---|---|
| Gross margin | 70.72% | (10.20%) | 77.13% |
| Operating margin | 0.00% | 0.00% | 0.34% |
| Net margin | 9.25% | (115.89%) | 9.25% |
| Free cash flow margin | 49.97% | 0.00% | 13.03% |
| Return on equity | 6.23% | 0.00% | 8.49% |
| Return on assets | 1.07% | 0.00% | 2.29% |
| Return on invested capital | 7.06% | 0.00% | 4.09% |
Growth
Health
Dividend
Size
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