TROOPS, Inc. (TROO) vs X Financial Sponsored ADR (XYF)
TROOPS, Inc. and X Financial Sponsored ADR are both Credit Services companies. TROOPS, Inc. is the larger, with a market value of $219.9M against $119.1M — 1.8× the size. TROOPS, Inc. has negative trailing earnings, so its P/E is not meaningful; X Financial Sponsored ADR trades at 2.4×. X Financial Sponsored ADR grew revenue faster over the last twelve months: −20.1% against −23.0%. X Financial Sponsored ADR has the higher net margin (10.3% vs −115.9%) and the higher return on invested capital (7.47% vs 0.00%). Across the 15 metrics below, X Financial Sponsored ADR leads on 13 and TROOPS, Inc. on 2.
Valuation
Profitability
| Metric | TROO | XYF | Credit Services median |
|---|---|---|---|
| Gross margin | (10.20%) | 65.54% | 77.13% |
| Operating margin | 0.00% | 13.22% | 0.34% |
| Net margin | (115.89%) | 10.30% | 9.25% |
| Free cash flow margin | 0.00% | 0.00% | 13.03% |
| Return on equity | 0.00% | 7.66% | 8.49% |
| Return on assets | 0.00% | 4.60% | 2.29% |
| Return on invested capital | 0.00% | 7.47% | 4.09% |
Growth
Health
Dividend
Size
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