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Riverview Bancorp Inc

RVSB Financial Banks Regional

Riverview Bancorp Inc’s revenue for fiscal 2026 (year ended March 2026) was $64.7 million, down 11.6% from fiscal 2025. In the quarter to June 2026, revenue grew 6.30%, EPS grew 33.3%, free cash flow grew 342.4% and total debt fell 65.6%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

5.99 0.02 +0.34%
Market cap
$119.1M
P/E
0.0×
Fwd P/E
17.7×
Dividend yield
1.34%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.15
Total sells 0.08
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — 1 — 1 1 — 5 — 1 5 5 —
Sell — — — — — — — — 1 — — —
Insider Ownership 6.54%

Capital & Financial Ratios $m

Market Cap 119.12
Revenue 65.93
Net Income (3.87)
Free Cash Flow 13.97
Net Debt (56.91)
Current Ratio 0.93
Debt/Equity 0.31
P/E ratio 0.00
Fwd P/E 17.70
P/S ratio 1.85
P/B ratio 0.84
Past 5Y EPS Growth —
This Y EPS Growth 33.33% (at or above 15%: strong)
Next Y EPS Growth 32.14% (at or above 15%: strong)
Next Y revenue growth (6.56%) (below 0%: weak)
Next 5Y EPS Growth 20.26% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 36.82%
10-year low 10-year high
P/B against its own 10 years 40.58%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate 0.08
Annual Dividend Yield 1.34%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.08
0.02
0.02
0.02
0.02
2025 0.08
0.02
0.02
0.02
0.02
2024 0.16
0.06
0.06
0.02
0.02
2023 0.24
0.06
0.06
0.06
0.06
2022 0.23
0.06
0.06
0.06
0.06
2021 0.21
0.05
0.05
0.05
0.06
2020 0.20
0.05
0.05
0.05
0.05
2019 0.17
0.04
0.04
0.05
0.05
2018 0.13
0.03
0.03
0.04
0.04
2017 0.09
0.02
0.02
0.02
0.02
2016 0.06
0.02
0.02
0.02
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2024 2025 2026 Q'26
Cash 24 29 117 102
Receivables — — — —
Inventory — — — —
Other — — — —
1,037 1,081 1,198 1,185
2024 2025 2026 Q'26
Payables 1,232 1,232 1,254 1,262
ST’ Debt — — — —
Other — — — —
1,248 1,247 1,272 1,280

Compound Annual Growth %

10y 5y 3y
Sales 4.85% 1.73% (1.55%)
Cash Flow 0.84% (13.00%) (3.92%)
Earnings 0.00% 0.00% 0.00%
Book Value 3.01% (0.80%) (2.11%)

Revenue $m

Jun Sep Dec Mar Year
’26 20 — — — —
’26 19 19 19 7 65
’25 18 19 18 18 73
’24 17 17 17 15 67
’23 16 17 17 17 68
’22 16 16 16 15 63
’21 15 15 15 15 59
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Jun Sep Dec Mar Year
’26 2 — — — —
’26 (1) 17 (1) (4) 12
’25 5 1 2 0 8
’24 9 1 10 (8) 13
’23 4 5 6 (1) 14
’22 1 7 2 6 16
’21 6 2 9 8 24
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Jun Sep Dec Mar Year
’26 2 — — — —
’26 (1) 16 (1) (4) 11
’25 5 (1) 2 0 6
’24 7 0 10 (10) 7
’23 4 4 3 (2) 9
’22 1 10 0 6 17
’21 5 1 8 8 21
Fiscal quarters ending in the months shown.

EPS $

Jun Sep Dec Mar Year
’26 0.08 — — — —
’26 0.06 0.05 0.07 (0.39) (0.21)
’25 0.05 0.07 0.06 0.05 0.23
’24 0.13 0.12 0.07 (0.14) 0.18
’23 0.21 0.24 0.24 0.14 0.83
’22 0.26 0.29 0.25 0.19 0.98
’21 0.02 0.11 0.18 0.15 0.47
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to March

Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Trend 2027e 2028e 2029e
Price, $
Price, $ Low 6.46 5.46 6.81 3.77 5.03 6.08 4.17 3.30 4.74 4.95

Analyst estimates 2027–2029

Powerpack
High 9.54 9.99 8.70 8.32 8.22 8.05 7.95 6.51 6.59 6.22
People
People Employees 260 258 250 252 232 224 229 226 238 243
Revenue/emp, $m 0.18 0.22 0.24 0.25 0.26 0.28 0.30 0.30 0.31 0.27
Income, $m
Income, $m Revenue 46 56 61 63 59 63 68 67 73 65
Gross margin, % 95.90 95.80 95.38 92.42 94.23 96.48 94.02 72.35 69.11 66.55
EBT 11 18 22 21 13 28 24 5 6 (6)
EBT margin, % 23.64 32.16 36.76 32.74 22.64 45.19 34.89 6.89 8.52 (9.01)
Net income 7 10 17 16 10 22 18 4 5 (4)
Depreciation 3 3 3 3 3 4 3 3 3 3
Per share, $
Per share, $ Revenue 2.03 2.48 2.70 2.77 2.67 2.82 3.14 3.16 3.48 3.11
Earnings 0.33 0.45 0.76 0.70 0.47 0.98 0.84 0.18 0.23 (0.21)
Cash flow 0.80 0.53 0.89 0.70 1.08 0.74 0.63 0.60 0.39 0.58
Capex (0.01) (0.03) 0.00 (0.13) (0.16) 0.01 (0.23) (0.27) (0.12) (0.03)
Free cash flow 0.79 0.50 0.89 0.57 0.92 0.75 0.40 0.34 0.27 0.54
Book value 4.95 5.19 5.89 6.55 6.80 7.08 7.17 7.36 7.60 6.99
Shares, m 22 23 23 23 22 22 22 21 21 21
Valuation, ×
Valuation, × P/E 21.67 19.70 9.62 7.16 15.07 7.63 6.43 26.06 24.57 0.00
P/S 3.52 3.65 2.75 1.81 2.60 2.68 1.70 1.48 1.63 1.77
P/B 1.44 1.75 1.26 0.76 1.02 1.07 0.74 0.64 0.74 0.79
EV/Sales 2.50 3.26 3.76 1.60 (1.38) (0.72) 3.63 2.89 2.67 0.67
EV/FCF 6.43 16.18 11.41 7.71 (3.98) (2.70) 28.38 27.02 34.59 3.80
Cash, $m
Cash, $m Operating cash flow 18 12 20 16 24 16 14 13 8 12
Capex 0 (1) 0 (3) (4) 0 (5) (6) (3) (1)
Free cash flow 18 11 20 13 21 17 9 7 6 11
Balance, $m
Balance, $m Working capital (145) (150) (44) (57) (173) (331) (260) (211) (166) (74)
Total debt 29 29 86 29 29 29 153 117 106 45
Net debt (47) (22) 62 (13) (237) (213) 131 94 76 (72)
Shareholders’ equity 111 117 133 149 152 157 155 156 160 146
Returns, %
Returns, % ROA 0.72 0.90 1.50 1.35 0.77 1.33 1.09 0.24 0.32 (0.29)
ROIC 10.46 11.83 7.18 9.48 0.00 0.00 5.18 1.15 1.65 (4.92)
ROE 6.75 8.98 13.81 11.17 6.97 14.13 11.56 2.44 3.11 (2.84)
Negative figures in brackets.

All 10 years →

Fiscal years to Mar 2026 · latest quarter Jun 2026

Charts ten years each

Riverview Bancorp Inc vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
MGYR Magyar Bancorp, Inc. $128.4M 10.4× 10.6× +9.88% (above 0%: growing) +25.00% (above 0%: growing) +84.11% (above 0%: growing) 63.70% 0.00% Compare
BOTJ Bank of the James Financial Group, Inc. $122.6M 10.6× 9.7× +6.68% (above 0%: growing) +18.33% (above 0%: growing) −90.59% (below 0%: shrinking) 81.91% 0.00% Compare
RVSB Riverview Bancorp Inc $119.1M — (loss-making) 17.7× +6.30% (above 0%: growing) +33.33% (above 0%: growing) +342.43% (above 0%: growing) 75.12% 0.00%
BSBK Bogota Financial Corporation $116.5M 43.4× 29.2× −5.42% (below 0%: shrinking) +200.00% (above 0%: growing) +11.78% (above 0%: growing) 43.91% 0.00% Compare
WSBK Winchester Bancorp, Inc. $116.0M 26.4× — +16.83% (above 0%: growing) — −44.14% (below 0%: shrinking) 52.64% 0.00% Compare
OPHC OptimumBank Holdings, Inc. $113.0M 5.6× 6.5× +38.96% (above 0%: growing) +29.03% (above 0%: growing) +67.40% (above 0%: growing) 70.97% 0.00% Compare
PROV Provident Financial Holdings, Inc. $112.9M 17.4× 13.1× +1.58% (above 0%: growing) +40.00% (above 0%: growing) +52.70% (above 0%: growing) 69.62% 0.00% Compare
UNB Union Bankshares, Inc. $112.6M 8.8× — +8.47% (above 0%: growing) +15.09% (above 0%: growing) +1,783.20% (above 0%: growing) 63.79% 0.00% Compare
SFBC Sound Financial Bancorp, Inc. $111.8M 13.9× — +1.50% (above 0%: growing) +22.50% (above 0%: growing) +132.05% (above 0%: growing) 67.71% 0.00% Compare
Median of peers $114.5M 12.3× 10.6× +7.58% +25.00% +60.05% 65.75% 0.00%

All 323 Banks Regional stocks →

Riverview Bancorp Inc (RVSB) key facts

  • Concern: Riverview Bancorp Inc’s revenue for fiscal 2026 (year ended March 2026) was $64.7 million, down 11.6% from fiscal 2025.
  • Concern: Riverview Bancorp Inc reported a net loss of $4.3 million, or a loss of $0.21 per share, for fiscal 2026.
  • Riverview Bancorp Inc (RVSB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, RVSB traded at $5.99, a market capitalization of $119.1 million.
  • Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 1.9× sales.
  • Riverview Bancorp Inc pays an annual dividend of $0.08 per share, a yield of 1.34%.
  • Return on equity was −2.84% and debt-to-equity 0.31.
  • Its Piotroski F-score is 5 out of 9 for fiscal 2026.

Source: company filings (standardised) and stockrow calculations.

Riverview Bancorp Inc (RVSB) Latest News

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stockrow.com/RVSB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com