Bogota Financial Corporation BSBK
- Market cap
- $115.0M
- P/E
- 43.4×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | 6.07 | 8.75 | 9.95 | 6.66 | 6.40 | 6.59 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| — | — | — | — | 11.97 | 11.10 | 11.55 | 11.75 | 8.66 | 9.50 |
High Price
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| — | — | 48 | — | 45 | 75 | 63 | 70 | 65 | 57 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| 14 | 15 | 14 | 24 | 24 | 30 | 31 | 38 | 43 | 45 |
Revenue
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|||
| 0.00% | 0.00% | 0.00% | 49.45% | 60.30% | 80.41% | 76.90% | 41.94% | 27.61% | 38.50% |
Gross Margin
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| 6 | 7 | 6 | 3 | 3 | 9 | 9 | 0 | (3) | 2 |
EBT
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| 44.32% | 44.97% | 39.93% | 13.84% | 10.28% | 31.78% | 30.16% | 1.25% | (5.90%) | 4.63% |
EBT Margin
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| 4 | 4 | 0 | 2 | 2 | 8 | 7 | 1 | (2) | 2 |
Net Income
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| — | — | — | 1 | 1 | 0 | 0 | 1 | 1 | 1 |
Depreciation
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| 1.08 | 1.15 | 1.10 | 1.87 | 2.00 | 2.15 | 2.32 | 2.98 | 3.38 | 3.54 |
Revenue/Sh
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| 0.30 | 0.31 | 0.33 | 0.18 | 0.17 | 0.55 | 0.51 | 0.05 | (0.17) | 0.17 |
Earnings/Sh
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| 0.00 | 0.45 | 0.33 | 0.20 | 0.48 | 0.43 | 0.80 | 0.11 | (0.20) | 0.25 |
Cash Flow/Sh
|
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| 0.00 | 0.00 | 0.00 | (0.01) | (0.14) | (0.11) | (0.02) | (0.02) | 0.90 | (0.01) |
Capex/Sh
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| 0.00 | 0.45 | 0.33 | 0.19 | 0.33 | 0.33 | 0.78 | 0.09 | 0.70 | 0.25 |
Free CF/Sh
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| 5.09 | 5.40 | 5.73 | 5.93 | 10.56 | 10.75 | 10.29 | 10.64 | 10.75 | 11.15 |
Book Value/Sh
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| 13 | 13 | 13 | 13 | 12 | 14 | 14 | 13 | 13 | 13 |
Shares
|
|||
| 193.17 | 193.17 | 193.17 | 193.17 | 63.64 | 18.51 | 22.70 | 141.52 | 0.00 | 49.71 |
PE Ratio
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| 0.00 | 0.00 | 0.00 | 0.00 | 4.45 | 4.73 | 4.89 | 2.74 | 2.22 | 2.38 |
PS Ratio
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| 0.00 | 0.00 | 0.00 | 0.00 | 0.84 | 0.95 | 1.10 | 0.77 | 0.70 | 0.76 |
PB Ratio
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| 0.00 | 0.00 | 0.00 | 0.00 | 5.43 | 3.85 | 5.74 | 5.48 | 4.57 | 3.46 |
EV/Sales
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| 0.00 | 0.00 | 0.00 | 0.00 | 32.62 | 25.24 | 17.00 | 188.24 | 22.11 | 49.44 |
EV/FCF
|
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| — | 6 | 4 | 3 | 6 | 6 | 11 | 1 | (3) | 3 |
Op' Cash Flow
|
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| — | 0 | (1) | 0 | (2) | (1) | 0 | 0 | 11 | 0 |
Capex
|
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| — | 6 | 4 | 2 | 4 | 5 | 11 | 1 | 9 | 3 |
FCF
|
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| — | — | — | 169 | 139 | 76 | (21) | 81 | 96 | 15 |
Working Cap'
|
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| 75 | 157 | 15 | 97 | 104 | 79 | 43 | 130 | 153 | 84 |
Total Debt
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| 75 | 157 | 15 | (31) | 24 | (26) | 26 | 105 | 101 | 48 |
Net Debt
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| 64 | 68 | 72 | 75 | 128 | 148 | 140 | 137 | 137 | 141 |
Sh' Equity
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| 0.60% | 0.62% | 1.29% | 0.63% | 0.27% | 0.95% | 0.77% | 0.07% | (0.23%) | 0.22% |
ROA
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| 0.00% | 0.00% | 0.00% | 4.64% | 1.03% | 5.03% | 3.57% | 0.12% | (0.67%) | 0.69% |
ROIC
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| 5.74% | 5.88% | 5.88% | 3.29% | 2.03% | 5.45% | 4.79% | 0.46% | (1.58%) | 1.50% |
ROE
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Bogota Financial Corporation peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| PROV Provident Financial Holdings, Inc. | $114.5M | 17.7× | Compare |
| WSBK Winchester Bancorp, Inc. | $113.8M | — | Compare |
| UNB Union Bankshares, Inc. | $116.2M | 9.0× | Compare |
| OPHC OptimumBank Holdings, Inc. | $117.0M | 5.6× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| RVSB Riverview Bancorp Inc | $117.7M | 0.0× | Compare |
| SFBC Sound Financial Bancorp, Inc. | $118.1M | 13.7× | Compare |
| BYFC Broadway Financial Corporation | $110.5M | 0.0× | Compare |
| PNBK Patriot National Bancorp Inc. | $109.8M | 0.0× | Compare |
Bogota Financial Corporation (BSBK) key facts
- Bogota Financial Corporation (BSBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Bogota Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $44.8 million, up 3.90% from fiscal 2024.
- Net income was $2.1 million, or $0.17 per share (basic), a net margin of 4.67%.
- As of September 25, 2026, BSBK traded at $9.12, a market capitalization of $115.0 million.
- At that price the stock trades at 43.4× trailing-twelve-month earnings and 2.6× sales.
- Return on equity was 1.50% and debt-to-equity 0.36.
Bogota Financial Corporation (BSBK) Latest News
30 Jul
Bogota Financial Corp. reported its financial results for the six months ended June 30, 2026. Half-year earnings results deliver updated financial metrics that can shift near-term investor sentiment and valuation.
1 Jun
Bogota Savings Bank and GSL Savings Bank to merge. Merger expands Bogota Savings Bank operations and market reach.
6 May
Bogota Financial Corp. reported financial results for the three months ended March 31, 2026. Quarterly financial results directly impact stock performance, investor sentiment, and future trajectory.
13 Feb
Bogota Financial Corporation (BSBK) reported its financial results for the three and twelve months ending December 31, 2025. The report highlighted key metrics, including net income, earnings per share, and overall financial performance compared to previous periods. Management provided insights into operational strategies and market conditions affecting the company's performance. The results reflect the company's ongoing efforts to navigate economic challenges and capitalize on growth opportunities. Financial results indicate moderate changes in performance that could influence investor sentiment and operational strategies.
25 Jan
Bogota Financial Corporation (NASDAQ: BSBK) has faced a challenging three-year period, resulting in unprofitable outcomes for investors. The company's financial performance has been under scrutiny, with various factors contributing to its struggles in the market. Investors have expressed concerns over the lack of growth and profitability, leading to a decline in stock value and overall investor sentiment. The company's ongoing unprofitability and investor concerns are expected to moderately influence its financial performance and market positioning.
5 Nov
Bogota Financial Corporation (BSBK) is facing challenges regarding its profitability return, which has led to long-term bearish narratives about the company. Despite these concerns, BSBK is working to improve its financial performance and address investor skepticism. The company's strategies and operational adjustments are aimed at reversing negative perceptions and enhancing its market position. Challenges in profitability return may moderately influence investor sentiment and financial performance.
BSBK reports net loss for Q3 2023 and decreased net income for nine months. Decreased net income and challenges with interest rates may moderately influence financial performance.
3 Nov
Bogota Financial Corporation reported a net loss of US$147.0k in the third quarter of 2024, with a loss per share of US$0.012, which worsened from the previous year. Revenue also decreased by 6.3% compared to the same period in 2023. The significant increase in net loss and deterioration in earnings per share indicate a potentially major impact on Bogota Financial Corporation's future performance.
Bogota Financial Corporation (BSBK) reported its financial results for the three and nine months ending September 30, 2025. The report highlighted key metrics, including net income, total assets, and loan growth, reflecting the company's performance during this period. Management provided insights into operational strategies and market conditions affecting results, indicating a focus on enhancing shareholder value and navigating economic challenges. The financial results indicate moderate performance changes that could influence investor sentiment and operational strategies.
20 Aug
Bogota Financial Corporation reported earnings for the second quarter of 2025, achieving an earnings per share (EPS) of US$0.018, a notable improvement compared to a loss of US$0.034 in the same quarter of 2024. This positive shift indicates a recovery in the company's financial performance over the year. The improvement in EPS suggests a moderately noticeable influence on financial performance and market sentiment.
12 Aug
Bogota Financial Corporation has adopted a sixth repurchase program, which has received regulatory approval. This initiative is aimed at enhancing shareholder value by allowing the company to buy back its own shares from the market. The repurchase program is expected to moderately influence financial performance and market sentiment.
31 Jul
Bogota Financial Corporation (BSBK) reported its financial results for the three and six months ending June 30, 2025, highlighting key performance metrics and trends in revenue and expenses. The report indicates growth in net income and assets, reflecting the company's strategic initiatives and market conditions. Management provided insights into operational efficiencies and future outlook, emphasizing commitment to shareholder value and sustainable growth. The financial results indicate moderate growth and operational improvements that may influence investor sentiment and performance.
Bogota Financial Corp. reported a net loss for the three and six months ended June 30, 2024, compared to net income for the same periods in 2023. Total assets increased, while cash and cash equivalents decreased. The company saw growth in commercial lending and deposits, with a focus on strategic planning and value delivery to shareholders and customers. The article discusses the impact of financial results and strategic planning on the company's future performance.
24 Jul
Bogota Financial Corporation (NASDAQ: BSBK) shareholders have experienced a 27% loss over the past three years, reflecting a significant decline in the stock's value. This downturn raises concerns about the company's financial health and future performance, potentially impacting investor sentiment and market confidence. A 27% loss over three years indicates moderate financial challenges that could affect investor confidence and market positioning.
30 Apr
Bogota Financial Corp. reported a net income of $731,000 for Q1 2025, a significant turnaround from a net loss of $441,000 in Q1 2024. The improvement was driven by reduced deposit costs and increased yields on loans and securities, resulting in a $942,000 rise in net interest income. Total assets decreased by 4.3% to $930.2 million, primarily due to declines in cash, loans, and securities. Total deposits also fell by 1.4% to $633.0 million. The company completed its share repurchase program, buying back 238,258 shares for $1.7 million. CEO Kevin Pace expressed optimism about long-term goals and the positive effects of recent balance sheet restructuring. The reported financial turnaround and strategic restructuring indicate a moderately noticeable influence on future performance.
Bogota Financial Corp. reported a net loss for the three months ended March 31, 2024, with total assets increasing and interest rates impacting funding costs. The article highlights potential impact on financial performance and strategic planning, but the overall effect is expected to be somewhat limited.
23 Jan
Investors in Bogota Financial Corporation (NASDAQ: BSBK) have experienced losses over the past five years, with the stock price declining significantly. The company's performance has not met expectations, leading to dissatisfaction among shareholders. Despite efforts to improve, the financial outlook remains challenging, raising concerns about future growth and profitability. The decline in stock price and investor dissatisfaction indicate a moderately noticeable influence on the company's financial performance and market sentiment.
6 Jan
Bogota Financial Corp. announces sale-leaseback transaction and balance sheet restructure. The sale-leaseback transaction and balance sheet restructure may moderately influence key areas like financial performance and competitive positioning.
1 Nov
Bogota Financial Corp. issued a correction to its financial results for the three and nine months ended September 30, 2024, revealing an understatement of interest expense on deposits by $300,000. The corrected results show increased interest expenses and a net loss of $367,000 for the three months and $1.2 million for the nine months. The company also reported a 4.2% increase in total assets to $978.9 million, driven by securities purchases, and a 0.6% increase in total deposits. The bank's strategy focuses on core deposits and commercial lending, with plans to enhance technology offerings. The company completed its third stock repurchase program and began a fourth, repurchasing 163,790 shares at a cost of $1.2 million. The correction of financial results and strategic initiatives may moderately influence Bogota Financial Corp.'s market performance and investor sentiment.
Bogota Financial Corp. reported a net loss for the three and nine months ended September 30, 2024, with total assets increasing and total deposits slightly rising. The company focused on core deposits and commercial lending, with a growth strategy in place. The article discusses the financial performance and strategic initiatives of Bogota Financial Corp., which could moderately influence its future trajectory.
Bogota Financial Corp. reported a net loss for the three months ended September 30, 2023, compared to a net income for the same period in 2022. Total assets decreased, while cash and cash equivalents increased. The company continues to focus on delivering excellent services to customers. The financial results and strategic moves mentioned are expected to moderately influence the company's future performance.
4 Aug
Bogota Financial Corporation reported a net loss of US$432.5k in the second quarter of 2024, with a loss per share of US$0.034 compared to a profit of US$856.6k and US$0.065 per share in the same period last year. The financial results show a moderately noticeable influence on the company's performance, with a significant decrease in revenue and a shift from profit to loss.
24 Apr
Bogota Financial Corp. receives regulatory approval for fifth stock repurchase program. The approval of the stock repurchase program may moderately influence the company's financial performance and market sentiment.
9 Feb
Bogota Financial Corporation reported a significant decrease in revenue, net income, and profit margin for FY 2023, with EPS dropping to US$0.05 from US$0.51 in FY 2022. The substantial decline in key financial metrics like revenue and profit margin is likely to have a significant impact on the company's future performance and market sentiment.
6 Feb
Bogota Financial Corp. reported a net loss for the three and twelve months ended December 31, 2023, with a decrease in total assets and deposits. The financial results are expected to moderately impact the company's performance and financial position.
29 Nov
Joseph Coccaro retiring as CEO of Bogota Financial Corp., Kevin Pace named as successor. CEO transition and leadership change expected to have a significant impact on the future and performance of Bogota Financial Corporation.
28 Jul
Bogota Financial Corp. reported a decrease in net income for the three and six months ended June 30, 2023 compared to the same periods in 2022. The decrease in net income may moderately influence the company's financial performance.
24 May
Bogota Financial Corp. receives regulatory approval for fourth stock repurchase program. The approval of the stock repurchase program may moderately influence the company's financial performance and market sentiment.
28 Apr
Bogota Financial Corp. reported a decrease in net income for the three months ended March 31, 2023 compared to the same period in 2022. The decrease in net income and other financial metrics may moderately influence the company's future performance.