Winchester Bancorp, Inc. WSBK

12.74 0.04 0.31% as of 25 Sep
Market cap
$113.8M
P/E
—
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.15
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — 5 — — — —
Sell — — — — — — — — — — — —
Insider Ownership 59.54%

Capital & Financial Ratios

Market Cap 113.80
Revenue 51.65
Net Income 4.42
Free Cash Flow 5.26
Net Debt 98.11
Current Ratio 1.15
Debt/Equity 1.31
P/E ratio —
P/S ratio 2.21
P/B ratio 0.95
Past 5Y EPS Growth —
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities

2023 2024 2025 2026
Cash — 46 55 60
Receivables — — — —
Inventory — — — —
Other — — — —
— 731 810 935
2023 2024 2025 2026
Payables — 635 679 809
ST’ Debt — — — —
Other — — — —
— 641 685 815
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — — —
Cash Flow — — —
Earnings — — —
Book Value — — —

Revenue

Sep Dec Mar Jun Year
’26 — — — — —
’26 12 13 13 14 52
’25 11 11 11 12 45
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Sep Dec Mar Jun Year
’26 — — — — —
’26 1 2 1 1 5
’25 0 0 1 2 2
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Sep Dec Mar Jun Year
’26 — — — — —
’26 1 1 1 1 5
’25 0 0 1 2 2
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.13 — 0.11 0.12 —
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029
— — — — — — — — 8.76 10.36

Analyst estimates 2027–2029

Powerpack
Low Price
— — — — — — — — 10.46 13.39
High Price
— — — — — — — — 79 79
Employees
— — — — — — — 0 1 1
Revenue/Emp
— — — — — — — 37 45 52
Revenue
— — — — — — — 44.08% 43.40% 50.85%
Gross Margin
— — — — — — — 1 (2) 6
EBT
— — — — — — — 2.06% (3.44%) 11.07%
EBT Margin
— — — — — — — 1 (1) 4
Net Income
— — — — — — — 1 1 1
Depreciation
— — — — — — — 0.00 4.81 5.76
Revenue/Sh
— — — — — — — — (0.10) —
Earnings/Sh
— — — — — — — 0.00 0.27 0.60
Cash Flow/Sh
— — — — — — — 0.00 (0.03) (0.02)
Capex/Sh
— — — — — — — 0.00 0.24 0.59
Free CF/Sh
— — — — — — — 0.00 12.47 13.43
Book Value/Sh
— — — — — — — — 9 9
Shares
— — — — — — — — — —
PE Ratio
— — — — — — — 0.00 0.00 2.28
PS Ratio
— — — — — — — 0.00 0.00 0.98
PB Ratio
— — — — — — — 1.48 2.06 4.18
EV/Sales
— — — — — — — 42.40 42.07 41.10
EV/FCF
— — — — — — — 0 2 5
Op' Cash Flow
— — — — — — — (1) 0 0
Capex
— — — — — — — (1) 2 5
FCF
— — — — — — — 90 125 119
Working Cap'
— — — — — — — 129 147 158
Total Debt
— — — — — — — 83 92 98
Net Debt
— — — — — — — 80 115 121
Sh' Equity
— — — — — — — 0.00% (0.10%) 0.43%
ROA
— — — — — — — 0.29% (0.46%) 1.64%
ROIC
— — — — — — — 0.00% (0.89%) 3.75%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Jun 2026 · latest quarter Jun 2026

Winchester Bancorp, Inc. (WSBK) key facts

  • Winchester Bancorp, Inc. (WSBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Winchester Bancorp, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $51.6 million, up 16.0% from fiscal 2025.
  • Net income was $4.4 million, or −$0.10 per share (basic), a net margin of 8.56%.
  • As of September 25, 2026, WSBK traded at $12.74, a market capitalization of $113.8 million.
  • Return on equity was 3.75% and debt-to-equity 1.31.

Source: company filings (standardised) and stockrow calculations.

Winchester Bancorp, Inc. (WSBK) Latest News

News by impact score

Fine-tune

29 Apr

4

Winchester Bancorp, Inc. (WSBK) announced financial results for the quarter ended March 31, 2026. Quarterly earnings announcements significantly impact stock price and investor perceptions of financial health.

12 Feb

4

Winchester Bancorp, Inc. (WSBK) is highlighted as one of three U.S. companies with strong fundamentals and growth potential. The article emphasizes WSBK's solid financial performance, including consistent revenue growth and a robust balance sheet. Analysts suggest that the bank's strategic initiatives and community focus position it well for future success, making it an attractive investment opportunity in the current market landscape. Strong fundamentals and strategic initiatives indicate significant potential for future growth and market performance.

11 Feb

4

Winchester Bancorp, Inc. (WSBK) is highlighted as an undervalued investment opportunity in the U.S. market for February 2026. The article emphasizes the bank's strong fundamentals, including solid financial performance and growth potential, positioning it as a hidden gem among investors. Analysts suggest that WSBK's strategic initiatives and market positioning could lead to significant appreciation in stock value, making it an attractive option for those seeking long-term gains. Strong fundamentals and growth potential indicate significant future impact on performance and investor sentiment.

3

Winchester Bancorp, Inc. (WSBK) is highlighted as one of three undervalued investment opportunities in the U.S. market. The article emphasizes the bank's strong fundamentals, growth potential, and favorable market conditions that could enhance its performance. Investors are encouraged to consider WSBK for portfolio diversification and potential returns as it remains relatively undiscovered compared to larger financial institutions. The bank's strong fundamentals and growth potential may moderately influence its financial performance and market positioning.

10 Feb

4

Winchester Bancorp, Inc. (WSBK) is highlighted as one of three undiscovered investment opportunities in the U.S. market. The article emphasizes the bank's strong fundamentals, growth potential, and favorable market conditions that could lead to significant returns for investors. Analysts suggest that WSBK's strategic positioning and financial health make it a compelling choice for those seeking undervalued stocks in the banking sector. The identification of WSBK as an undiscovered investment opportunity suggests significant potential for future growth and market performance.

3

Winchester Bancorp, Inc. (WSBK) is highlighted as a promising small-cap investment opportunity within the U.S. market, alongside two other companies. The article emphasizes WSBK's strong fundamentals and growth potential, suggesting that it remains undervalued compared to its peers. Investors are encouraged to consider WSBK for its potential upside as market dynamics shift. WSBK's strong fundamentals and growth potential may moderately influence its financial performance and market positioning.

9 Feb

4

Winchester Bancorp, Inc. (WSBK) is highlighted as a potential undiscovered gem in the U.S. market for February 2026. The article emphasizes the company's strong fundamentals, growth potential, and strategic positioning within the financial sector. Analysts suggest that WSBK's innovative approaches and community-focused initiatives could lead to significant market recognition and investor interest. As the financial landscape evolves, WSBK is poised to capitalize on emerging opportunities, making it a noteworthy consideration for investors seeking undervalued assets. Winchester Bancorp's strategic positioning and growth potential could significantly alter its market trajectory and investor sentiment.

6 Feb

4

Winchester Bancorp, Inc. (WSBK) is highlighted as one of the hidden gems in the US market, showcasing its strong financial performance and growth potential. The article emphasizes the bank's strategic initiatives, solid management team, and favorable market conditions that position it well for future success. Investors are encouraged to consider WSBK as a promising opportunity amidst a landscape of undervalued stocks. Strong financial performance and strategic initiatives indicate significant potential for future growth.

3

Winchester Bancorp, Inc. (WSBK) is highlighted as one of the promising stocks in the US market, showcasing its potential for growth and investment opportunities. The article emphasizes the company's strong fundamentals and strategic positioning, suggesting that it may be undervalued compared to its peers. Investors are encouraged to consider WSBK as a viable option for long-term gains, particularly in the current economic climate where undiscovered gems are becoming increasingly sought after. Winchester Bancorp's potential for growth and investment appeal may moderately influence its market performance.

3 Feb

4

Winchester Bancorp, Inc. (WSBK) is highlighted as a potential investment opportunity in February 2026, with analysts identifying it as an undiscovered gem in the U.S. market. The article emphasizes the bank's strong fundamentals, growth potential, and favorable market conditions that could enhance its performance. Investors are encouraged to consider WSBK for its promising outlook amidst a competitive landscape. Winchester Bancorp's strong fundamentals and growth potential indicate a significant impact on its future performance.

4

Winchester Bancorp, Inc. (WSBK) is highlighted as a potential investment opportunity in the US market, identified as an undiscovered gem. The article emphasizes the company's strong fundamentals and growth potential, suggesting that it may be undervalued compared to its peers. Analysts predict that WSBK could benefit from favorable market conditions and strategic initiatives, making it an attractive option for investors looking for hidden opportunities in the financial sector. The identification of WSBK as an undervalued investment opportunity suggests significant potential for future growth and market performance.

30 Jan

3

Winchester Bancorp, Inc. (WSBK) is highlighted as a potential investment opportunity in January 2026, identified as an undiscovered gem in the U.S. banking sector. The article emphasizes the company's strong fundamentals, growth potential, and favorable market conditions that could enhance its performance. Analysts suggest that WSBK's strategic positioning and financial health make it a compelling choice for investors looking for undervalued stocks in the banking industry. The identification of WSBK as an investment opportunity indicates a moderately noticeable influence on its market performance.

28 Jan

3

Winchester Bancorp, Inc. reported its financial results for the quarter ending December 31, 2025, highlighting key metrics such as net income, earnings per share, and loan growth. The bank experienced an increase in total assets and deposits, reflecting strong customer engagement and market position. Management expressed optimism about future growth prospects and strategic initiatives aimed at enhancing operational efficiency and customer service. The reported financial results indicate moderate growth and operational stability, which may influence investor sentiment and market performance.

6 Jan

3

Winchester Bancorp, Inc. (WSBK) has 33% of its shares owned by individual investors, while private companies hold the majority with 55% ownership. This distribution highlights the significant influence of private entities over the company's governance and strategic direction. The ownership structure may moderately influence investor sentiment and governance but is not expected to drastically change the company's trajectory.

22 Oct

3 earnings

Winchester Bancorp, Inc. reported its financial results for the quarter ending September 30, 2025, highlighting key performance metrics and financial health indicators. The report includes details on revenue, net income, and other significant financial ratios, reflecting the company's operational efficiency and market position during the quarter. The financial results indicate moderate performance changes that may influence investor sentiment and operational strategies.

30 Jul

3

Winchester Bancorp, Inc. reported its financial results for the year ending June 30, 2025, highlighting key metrics such as net income, total assets, and shareholder equity. The company experienced growth in its loan portfolio and deposits, contributing to an increase in profitability. Management expressed optimism about future performance, citing strategic initiatives aimed at enhancing operational efficiency and customer service. Overall, the results reflect a positive trajectory for the bank amidst a competitive landscape. The financial results indicate moderate growth and strategic initiatives that may positively influence the company's performance.

30 Apr

4

Winchester Bancorp, Inc. has completed its initial public offering as part of the Bank’s mutual holding company reorganization. The Company sold 3,997,012 shares of common stock, including shares for the Employee Stock Ownership Plan, and issued additional shares to its mutual holding company and charitable foundation. Trading on the Nasdaq Capital Market under the symbol 'WSBK' is set to begin on May 2, 2025. All stock orders from the subscription and community offerings were filled, and the transfer agent will mail statements and interest checks around the same date. Raymond James & Associates, Inc. acted as the marketing agent for the offering. The IPO and transition to public trading represent a significant strategic move that could alter the company's market position and investor sentiment.

stockrow.com/WSBK · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com