Provident Financial Holdings, Inc. (PROV) vs Riverview Bancorp Inc (RVSB)
- Provident Financial Holdings, Inc. PROV 18.12 −0.38%
- Riverview Bancorp Inc RVSB 6.15 +0.49%
Provident Financial Holdings, Inc. and Riverview Bancorp Inc are both Banks Regional companies. Provident Financial Holdings, Inc. and Riverview Bancorp Inc are of similar size ($120.8M and $112.7M). Riverview Bancorp Inc has negative trailing earnings, so its P/E is not meaningful; Provident Financial Holdings, Inc. trades at 17.5×. Provident Financial Holdings, Inc. grew revenue faster over the last twelve months: −0.90% against −11.2%. Provident Financial Holdings, Inc. has the higher net margin (11.2% vs −5.87%) and the higher return on invested capital (2.57% vs −3.72%). Both pay a dividend; Provident Financial Holdings, Inc. yields more (3.08% vs 1.30%). Across the 18 metrics below, Provident Financial Holdings, Inc. leads on 10 and Riverview Bancorp Inc on 8.
Valuation
Profitability
| Metric | PROV | RVSB | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.19% | 68.00% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 11.16% | (5.87%) | 18.82% |
| Free cash flow margin | 14.32% | 21.18% | 17.97% |
| Return on equity | 5.22% | (2.52%) | 10.28% |
| Return on assets | 0.54% | (0.26%) | 1.13% |
| Return on invested capital | 2.57% | (3.72%) | 8.45% |
Growth
Health
Dividend
Size
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