Bank of the James Financial Group, Inc. (BOTJ) vs Riverview Bancorp Inc (RVSB)
- Bank of the James Financial Group, Inc. BOTJ 24.40 +1.84%
- Riverview Bancorp Inc RVSB 6.11 −0.16%
Bank of the James Financial Group, Inc. and Riverview Bancorp Inc are both Banks Regional companies. Riverview Bancorp Inc is the larger, with a market value of $120.8M against $108.9M — 1.1× the size. Riverview Bancorp Inc has negative trailing earnings, so its P/E is not meaningful; Bank of the James Financial Group, Inc. trades at 9.6×. Bank of the James Financial Group, Inc. grew revenue faster over the last twelve months: 6.20% against −11.2%. Bank of the James Financial Group, Inc. has the higher net margin (17.7% vs −5.87%) and the higher return on invested capital (18.7% vs −3.72%). Both pay a dividend; Bank of the James Financial Group, Inc. yields more (1.64% vs 1.31%). Across the 18 metrics below, Bank of the James Financial Group, Inc. leads on 13 and Riverview Bancorp Inc on 5.
Valuation
Profitability
| Metric | BOTJ | RVSB | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.81% | 68.00% | 69.92% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.72% | (5.87%) | 18.99% |
| Free cash flow margin | 17.83% | 21.18% | 18.19% |
| Return on equity | 14.84% | (2.52%) | 10.45% |
| Return on assets | 1.12% | (0.26%) | 1.15% |
| Return on invested capital | 18.72% | (3.72%) | 8.54% |
Growth
Health
Dividend
Size
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