Saturday 17 October 2026 Export RVSB’s income statement to Excel — free account

Riverview Bancorp Inc

Riverview Bancorp Inc’s revenue for fiscal 2026 (year ended March 2026) was $64.7 million, down 11.6% from fiscal 2025. In the quarter to June 2026, revenue grew 6.30%, EPS grew 33.3%, free cash flow grew 342.4% and total debt fell 65.6%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

5.99 0.02 +0.34%

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Market cap: $119.1M
P/E: 0.0×
Fwd P/E: 17.7×
Dividend yield: 1.34%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.15

Total sells 0.08

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	1	—	1	1	—	5	—	1	5	5	—
Sell	—	—	—	—	—	—	—	—	1	—	—	—

Insider Ownership 6.54%

Capital & Financial Ratios $m

Market Cap 119.12

Revenue 65.93

Net Income (3.87)

Free Cash Flow 13.97

Net Debt (56.91)

Current Ratio 0.93

Debt/Equity 0.31

P/E ratio 0.00

Fwd P/E 17.70

P/S ratio 1.85

P/B ratio 0.84

Past 5Y EPS Growth —

This Y EPS Growth 33.33%

Next Y EPS Growth 32.14%

Next Y revenue growth (6.56%)

Next 5Y EPS Growth 20.26%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 36.82%

10-year low 10-year high

P/B against its own 10 years 40.58%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate 0.08

Annual Dividend Yield 1.34%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.08	0.02 0.02 0.02 0.02
2025	0.08	0.02 0.02 0.02 0.02
2024	0.16	0.06 0.06 0.02 0.02
2023	0.24	0.06 0.06 0.06 0.06
2022	0.23	0.06 0.06 0.06 0.06
2021	0.21	0.05 0.05 0.05 0.06
2020	0.20	0.05 0.05 0.05 0.05
2019	0.17	0.04 0.04 0.05 0.05
2018	0.13	0.03 0.03 0.04 0.04
2017	0.09	0.02 0.02 0.02 0.02
2016	0.06	0.02 0.02 0.02

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2024	2025	2026	Q'26
Cash	24	29	117	102
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	1,037	1,081	1,198	1,185

	2024	2025	2026	Q'26
Payables	1,232	1,232	1,254	1,262
ST’ Debt	—	—	—	—
Other	—	—	—	—
	1,248	1,247	1,272	1,280

Compound Annual Growth %

	10y	5y	3y
Sales	4.85%	1.73%	(1.55%)
Cash Flow	0.84%	(13.00%)	(3.92%)
Earnings	0.00%	0.00%	0.00%
Book Value	3.01%	(0.80%)	(2.11%)

Revenue $m

	Jun	Sep	Dec	Mar	Year
’26	20	—	—	—	—
’26	19	19	19	7	65
’25	18	19	18	18	73
’24	17	17	17	15	67
’23	16	17	17	17	68
’22	16	16	16	15	63
’21	15	15	15	15	59

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Jun	Sep	Dec	Mar	Year
’26	2	—	—	—	—
’26	(1)	17	(1)	(4)	12
’25	5	1	2	0	8
’24	9	1	10	(8)	13
’23	4	5	6	(1)	14
’22	1	7	2	6	16
’21	6	2	9	8	24

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Jun	Sep	Dec	Mar	Year
’26	2	—	—	—	—
’26	(1)	16	(1)	(4)	11
’25	5	(1)	2	0	6
’24	7	0	10	(10)	7
’23	4	4	3	(2)	9
’22	1	10	0	6	17
’21	5	1	8	8	21

Fiscal quarters ending in the months shown.

EPS $

	Jun	Sep	Dec	Mar	Year
’26	0.08	—	—	—	—
’26	0.06	0.05	0.07	(0.39)	(0.21)
’25	0.05	0.07	0.06	0.05	0.23
’24	0.13	0.12	0.07	(0.14)	0.18
’23	0.21	0.24	0.24	0.14	0.83
’22	0.26	0.29	0.25	0.19	0.98
’21	0.02	0.11	0.18	0.15	0.47

Fiscal quarters ending in the months shown.

Group	Line	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026	2027e
Price, $
Price, $	Low	6.46	5.46	6.81	3.77	5.03	6.08	4.17	3.30	4.74	4.95	Analyst estimates 2027–2029 Powerpack
	High	9.54	9.99	8.70	8.32	8.22	8.05	7.95	6.51	6.59	6.22
People
People	Employees	260	258	250	252	232	224	229	226	238	243
	Revenue/emp, $m	0.18	0.22	0.24	0.25	0.26	0.28	0.30	0.30	0.31	0.27
Income, $m
Income, $m	Revenue	46	56	61	63	59	63	68	67	73	65
	Gross margin, %	95.90	95.80	95.38	92.42	94.23	96.48	94.02	72.35	69.11	66.55
	EBT	11	18	22	21	13	28	24	5	6	(6)
	EBT margin, %	23.64	32.16	36.76	32.74	22.64	45.19	34.89	6.89	8.52	(9.01)
	Net income	7	10	17	16	10	22	18	4	5	(4)
	Depreciation	3	3	3	3	3	4	3	3	3	3
Per share, $
Per share, $	Revenue	2.03	2.48	2.70	2.77	2.67	2.82	3.14	3.16	3.48	3.11
	Earnings	0.33	0.45	0.76	0.70	0.47	0.98	0.84	0.18	0.23	(0.21)
	Cash flow	0.80	0.53	0.89	0.70	1.08	0.74	0.63	0.60	0.39	0.58
	Capex	(0.01)	(0.03)	0.00	(0.13)	(0.16)	0.01	(0.23)	(0.27)	(0.12)	(0.03)
	Free cash flow	0.79	0.50	0.89	0.57	0.92	0.75	0.40	0.34	0.27	0.54
	Book value	4.95	5.19	5.89	6.55	6.80	7.08	7.17	7.36	7.60	6.99
	Shares, m	22	23	23	23	22	22	22	21	21	21
Valuation, ×
Valuation, ×	P/E	21.67	19.70	9.62	7.16	15.07	7.63	6.43	26.06	24.57	0.00
	P/S	3.52	3.65	2.75	1.81	2.60	2.68	1.70	1.48	1.63	1.77
	P/B	1.44	1.75	1.26	0.76	1.02	1.07	0.74	0.64	0.74	0.79
	EV/Sales	2.50	3.26	3.76	1.60	(1.38)	(0.72)	3.63	2.89	2.67	0.67
	EV/FCF	6.43	16.18	11.41	7.71	(3.98)	(2.70)	28.38	27.02	34.59	3.80
Cash, $m
Cash, $m	Operating cash flow	18	12	20	16	24	16	14	13	8	12
	Capex	0	(1)	0	(3)	(4)	0	(5)	(6)	(3)	(1)
	Free cash flow	18	11	20	13	21	17	9	7	6	11
Balance, $m
Balance, $m	Working capital	(145)	(150)	(44)	(57)	(173)	(331)	(260)	(211)	(166)	(74)
	Total debt	29	29	86	29	29	29	153	117	106	45
	Net debt	(47)	(22)	62	(13)	(237)	(213)	131	94	76	(72)
	Shareholders’ equity	111	117	133	149	152	157	155	156	160	146
Returns, %
Returns, %	ROA	0.72	0.90	1.50	1.35	0.77	1.33	1.09	0.24	0.32	(0.29)
	ROIC	10.46	11.83	7.18	9.48	0.00	0.00	5.18	1.15	1.65	(4.92)
	ROE	6.75	8.98	13.81	11.17	6.97	14.13	11.56	2.44	3.11	(2.84)

Negative figures in brackets.

All 10 years →

Fiscal years to Mar 2026 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
MGYR Magyar Bancorp, Inc.	$128.4M	10.4×	10.6×	+9.88% (above 0%: growing)	+25.00% (above 0%: growing)	+84.11% (above 0%: growing)	63.70%	0.00%	Compare
BOTJ Bank of the James Financial Group, Inc.	$122.6M	10.6×	9.7×	+6.68% (above 0%: growing)	+18.33% (above 0%: growing)	−90.59% (below 0%: shrinking)	81.91%	0.00%	Compare
RVSB Riverview Bancorp Inc	$119.1M	— (loss-making)	17.7×	+6.30% (above 0%: growing)	+33.33% (above 0%: growing)	+342.43% (above 0%: growing)	75.12%	0.00%
BSBK Bogota Financial Corporation	$116.5M	43.4×	29.2×	−5.42% (below 0%: shrinking)	+200.00% (above 0%: growing)	+11.78% (above 0%: growing)	43.91%	0.00%	Compare
WSBK Winchester Bancorp, Inc.	$116.0M	26.4×	—	+16.83% (above 0%: growing)	—	−44.14% (below 0%: shrinking)	52.64%	0.00%	Compare
OPHC OptimumBank Holdings, Inc.	$113.0M	5.6×	6.5×	+38.96% (above 0%: growing)	+29.03% (above 0%: growing)	+67.40% (above 0%: growing)	70.97%	0.00%	Compare
PROV Provident Financial Holdings, Inc.	$112.9M	17.4×	13.1×	+1.58% (above 0%: growing)	+40.00% (above 0%: growing)	+52.70% (above 0%: growing)	69.62%	0.00%	Compare
UNB Union Bankshares, Inc.	$112.6M	8.8×	—	+8.47% (above 0%: growing)	+15.09% (above 0%: growing)	+1,783.20% (above 0%: growing)	63.79%	0.00%	Compare
SFBC Sound Financial Bancorp, Inc.	$111.8M	13.9×	—	+1.50% (above 0%: growing)	+22.50% (above 0%: growing)	+132.05% (above 0%: growing)	67.71%	0.00%	Compare
Median of peers	$114.5M	12.3×	10.6×	+7.58%	+25.00%	+60.05%	65.75%	0.00%

All 323 Banks Regional stocks →

Riverview Bancorp Inc (RVSB) key facts

Concern: Riverview Bancorp Inc’s revenue for fiscal 2026 (year ended March 2026) was $64.7 million, down 11.6% from fiscal 2025.
Concern: Riverview Bancorp Inc reported a net loss of $4.3 million, or a loss of $0.21 per share, for fiscal 2026.
Riverview Bancorp Inc (RVSB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, RVSB traded at $5.99, a market capitalization of $119.1 million.
Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 1.9× sales.
Riverview Bancorp Inc pays an annual dividend of $0.08 per share, a yield of 1.34%.
Return on equity was −2.84% and debt-to-equity 0.31.
Its Piotroski F-score is 5 out of 9 for fiscal 2026.