Riverview Bancorp Inc (RVSB) vs Union Bankshares, Inc. (UNB)
Riverview Bancorp Inc and Union Bankshares, Inc. are both Banks Regional companies. Riverview Bancorp Inc and Union Bankshares, Inc. are of similar size ($117.7M and $116.2M). Riverview Bancorp Inc has negative trailing earnings, so its P/E is not meaningful; Union Bankshares, Inc. trades at 9.0×. Union Bankshares, Inc. grew revenue faster over the last twelve months: 9.68% against −11.2%. Union Bankshares, Inc. has the higher net margin (13.4% vs −5.87%) and the higher return on invested capital (12.4% vs −3.72%). Both pay a dividend; Union Bankshares, Inc. yields more (4.93% vs 4.91%). Across the 19 metrics below, Union Bankshares, Inc. leads on 14 and Riverview Bancorp Inc on 5.
Valuation
Profitability
| Metric | RVSB | UNB | Banks Regional median |
|---|---|---|---|
| Gross margin | 68.00% | 63.32% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (5.87%) | 13.40% | 18.66% |
| Free cash flow margin | 21.18% | 23.57% | 21.18% |
| Return on equity | (2.52%) | 14.98% | 10.64% |
| Return on assets | (0.26%) | 0.80% | 1.13% |
| Return on invested capital | (3.72%) | 12.37% | 8.33% |
Growth
Health
Dividend
Size
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