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Riverview Bancorp Inc

RVSB Financial Banks Regional

Riverview Bancorp Inc’s revenue for fiscal 2026 (year ended March 2026) was $64.7 million, down 11.6% from fiscal 2025.

Revenue
+6.30%
EPS
+33.3%
Free cash flow
+342.4%
Total debt
−65.6%

Quarter to June 2026, against a year earlier

6.11 0.01 −0.16%
Market cap
$120.8M
P/E
0.0×
Fwd P/E
20.7×
Dividend yield
1.31%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Bought, $m 0.17
Sold, $m 0.34
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy 1 — 1 1 — 5 — 1 5 5 1 —
Sell — — — — — — — 1 — — — 1
Insider Ownership 7.58%

Capital & Financial Ratios $m

Size
Market Cap 120.80
Revenue ttm 65.93
Net income ttm (3.87)
Free cash flow ttm 13.97
Net debt Q (56.91)
Valuation
P/E 0.00
Forward P/E 20.70
Price / sales 1.89
Forward P/S Powerpack
Price / FCF 8.91
Price / book 0.86
Financial health
Current ratio Q 0.93
Debt / equity Q 0.31
Interest coverage Q —
Growth
Revenue growth Q +6.30% (above 0%: growing)
Operating income growth Q +37.62% (above 0%: growing)
EPS, this year +66.67% (at or above 15%: strong)
EPS, next year A +22.86% (at or above 15%: strong)
Revenue, next year A −5.01% (below 0%: weak)
EPS, past 5 yrs —
EPS, next 5 yrs A +20.26% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 37.94%
10-year low 10-year high
P/B against its own 10 years 41.46%
10-year low 10-year high

Dividends

Yield
1.31%
Annual rate
0.08
Payout ratio
—
Growth, 2018–26
−5.89%/yr
  1. 0.13 ’18
  2. 0.17 ’19 +31
  3. 0.20 ’20 +18
  4. 0.21 ’21 +2
  5. 0.23 ’22 +12
  6. 0.24 ’23 +4
  7. 0.16 ’24 −33
  8. 0.08 ’25 −50
  9. 0.08 ’26 +0
paid change on the year, % Powerpack

Assets vs Liabilities $m

2024 2025 2026 Q'26
Cash 24 29 117 102
Receivables — — — —
Inventory — — — —
Other — — — —
1,037 1,081 1,198 1,185
2024 2025 2026 Q'26
Payables 1,232 1,232 1,254 1,262
ST’ Debt — — — —
Other — — — —
1,248 1,247 1,272 1,280

Compound Annual Growth %

10y 5y 3y
Sales 4.85% 1.73% (1.55%)
Cash Flow 0.84% (13.00%) (3.92%)
Earnings 0.00% 0.00% 0.00%
Book Value 3.01% (0.80%) (2.11%)

Earnings Trends EPS, adjusted, against the consensus

Q2 FY27 Estimate 0.07 Actual 0.10

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q3 FY26 0.04 0.07 Beat by 0.03
Q4 FY26 0.05 0.03 Miss by 0.02
Q1 FY27 0.07 0.08 Beat by 0.01
Q2 FY27 0.07 0.10 Beat by 0.03
Q3 FY27 0.09 — Reports 26 January 2027

EPS $

Jun Sep Dec Mar Year
’26 0.08 — — — —
’26 0.06 0.05 0.07 (0.39) (0.21)
’25 0.05 0.07 0.06 0.05 0.23
’24 0.13 0.12 0.07 (0.14) 0.18
’23 0.21 0.24 0.24 0.14 0.83
’22 0.26 0.29 0.25 0.19 0.98
’21 0.02 0.11 0.18 0.15 0.47
Fiscal quarters ending in the months shown.

Revenue $m

Jun Sep Dec Mar Year
’26 20 — — — —
’26 19 19 19 7 65
’25 18 19 18 18 73
’24 17 17 17 15 67
’23 16 17 17 17 68
’22 16 16 16 15 63
’21 15 15 15 15 59
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Jun Sep Dec Mar Year
’26 2 — — — —
’26 (1) 17 (1) (4) 12
’25 5 1 2 0 8
’24 9 1 10 (8) 13
’23 4 5 6 (1) 14
’22 1 7 2 6 16
’21 6 2 9 8 24
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Jun Sep Dec Mar Year
’26 2 — — — —
’26 (1) 16 (1) (4) 11
’25 5 (1) 2 0 6
’24 7 0 10 (10) 7
’23 4 4 3 (2) 9
’22 1 10 0 6 17
’21 5 1 8 8 21
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to March

Ten-year view Analyst estimates Powerpack
Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 TTM Jun ’26 Trend 10 yrs 2027e 2028e 2029e Next 3/yr
Income, $m
Income, $m Revenue 46 56 61 63 59 63 68 67 73 65 66 +4.0% 62 65 — +0.1%
Gross margin, % 95.90 95.80 95.38 92.42 94.23 96.48 94.02 72.35 69.11 66.55 68.00 (29.3) pt
EBT 11 18 22 21 13 28 24 5 6 (6) (5) n/m
EBT margin, % 23.64 32.16 36.76 32.74 22.64 45.19 34.89 6.89 8.52 (9.01) (7.97) (32.6) pt
Net income 7 10 17 16 10 22 18 4 5 (4) (4) n/m
Per share, $
Per share, $ Revenue 2.03 2.48 2.70 2.77 2.67 2.82 3.14 3.16 3.48 3.11 3.24 +4.8%
Earnings 0.33 0.45 0.76 0.70 0.47 0.98 0.84 0.18 0.23 (0.21) (0.19) n/m
Cash flow 0.80 0.53 0.89 0.70 1.08 0.74 0.63 0.60 0.39 0.58 0.72 (3.6%)
Capex (0.01) (0.03) 0.00 (0.13) (0.16) 0.01 (0.23) (0.27) (0.12) (0.03) (0.04) +9.8%
Free cash flow 0.79 0.50 0.89 0.57 0.92 0.75 0.40 0.34 0.27 0.54 0.69 (4.1%)
Book value 4.95 5.19 5.89 6.55 6.80 7.08 7.17 7.36 7.60 6.99 7.13 +3.9%
Shares, m 22 23 23 23 22 22 22 21 21 21 21 (0.8%)
Valuation, ×
Valuation, × P/E 21.67 19.70 9.62 7.16 15.07 7.63 6.43 26.06 24.57 0.00 0.00 13.8
P/S 3.52 3.65 2.75 1.81 2.60 2.68 1.70 1.48 1.63 1.77 1.89 2.4
P/B 1.44 1.75 1.26 0.76 1.02 1.07 0.74 0.64 0.74 0.79 0.86 1.0
EV/Sales 2.50 3.26 3.76 1.60 (1.38) (0.72) 3.63 2.89 2.67 0.67 — 1.9
EV/FCF 6.43 16.18 11.41 7.71 (3.98) (2.70) 28.38 27.02 34.59 3.80 — 12.9
Cash, $m
Cash, $m Operating cash flow 18 12 20 16 24 16 14 13 8 12 15 (4.4%)
Capex 0 (1) 0 (3) (4) 0 (5) (6) (3) (1) (1) +8.9%
Free cash flow 18 11 20 13 21 17 9 7 6 11 14 (4.9%)
Balance, $m
Balance, $m Working capital (145) (150) (44) (57) (173) (331) (260) (211) (166) (74) (95) (7.2%)
Net debt (47) (22) 62 (13) (237) (213) 131 94 76 (72) (57) +4.8%
Shareholders’ equity 111 117 133 149 152 157 155 156 160 146 145 +3.0%
Returns, %
Returns, % ROA 0.72 0.90 1.50 1.35 0.77 1.33 1.09 0.24 0.32 (0.29) (0.26) (1.0) pt
ROIC 10.46 11.83 7.18 9.48 0.00 0.00 5.18 1.15 1.65 (4.92) (3.72) (15.4) pt
ROE 6.75 8.98 13.81 11.17 6.97 14.13 11.56 2.44 3.11 (2.84) (2.52) (9.6) pt
People
People Employees 260 258 250 252 232 224 229 226 238 243 — (0.7%)
Revenue/emp, $m 0.18 0.22 0.24 0.25 0.26 0.28 0.30 0.30 0.31 0.27 — +4.7%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Mar 2026 · latest quarter Jun 2026

Riverview Bancorp Inc vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
SRBK SR Bancorp, Inc. $134.0M 42.0× 20.3× −1.47% (below 0%: shrinking) −51.91% (below 0%: shrinking) +141.06% (above 0%: growing) 63.94% 0.00% Compare
WSBK Winchester Bancorp, Inc. $122.3M 26.1× — +22.45% (above 0%: growing) +28.36% (above 0%: growing) +27.84% (above 0%: growing) 52.35% 0.00% Compare
RVSB Riverview Bancorp Inc $120.8M — (loss-making) 20.7× +6.30% (above 0%: growing) +33.33% (above 0%: growing) +342.43% (above 0%: growing) 75.12% 0.00%
BSBK Bogota Financial Corporation $119.9M 44.7× 29.2× −5.42% (below 0%: shrinking) +200.00% (above 0%: growing) +11.78% (above 0%: growing) 43.91% 0.00% Compare
SFBC Sound Financial Bancorp, Inc. $115.8M 14.4× — +1.50% (above 0%: growing) +22.50% (above 0%: growing) +132.05% (above 0%: growing) 67.71% 0.00% Compare
PROV Provident Financial Holdings, Inc. $112.7M 17.6× 14.9× +3.82% (above 0%: growing) −3.85% (below 0%: shrinking) +73.57% (above 0%: growing) 68.08% 0.00% Compare
UNB Union Bankshares, Inc. $112.5M 8.7× — +8.47% (above 0%: growing) +15.09% (above 0%: growing) +1,783.20% (above 0%: growing) 63.79% 0.00% Compare
OPHC OptimumBank Holdings, Inc. $109.6M 5.6× 8.9× +38.96% (above 0%: growing) +29.03% (above 0%: growing) +67.40% (above 0%: growing) 70.97% 0.00% Compare
BOTJ Bank of the James Financial Group, Inc. $108.9M 9.6× 9.7× +6.68% (above 0%: growing) +18.33% (above 0%: growing) −90.59% (below 0%: shrinking) 81.91% 0.00% Compare
Median of peers $114.3M 16.0× 14.9× +5.25% +20.42% +70.49% 65.83% 0.00%

All 327 Banks Regional stocks →

Pay and ownership Proxy statement filed 17 July 2026

Ownership

Directors and executive officers, together 3.90%
Nierenberg Investment Management Company, LLC 10.40%
BlackRock Portfolio Management LLC 7.00%
Dimensional Fund Advisors LP 6.60%
Manulife Financial Corporation 5.30%
Vanguard Capital Management 5.20%
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Riverview Bancorp Inc (RVSB) Latest News

28 Oct

Impact 4 · · Associated Press Finance
Impact 3 · · Associated Press
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Impact 3 · · GlobeNewswire

27 Oct

Impact 4 · · GlobeNewswire
Impact 3 · · Zacks

28 Apr

Impact 4 ·
Impact 3 · · Zacks

25 Mar

Impact 4 · · GlobeNewswire

29 Jan

Impact 4 ·

28 Jan

Impact 3 · · GlobeNewswire

27 Jan

Impact 4 · · Zacks
Impact 3 · · Associated Press Finance
Impact 3 ·

15 Jan

Impact 3 ·

25 Nov

Impact 3 · · ZacksZacks

29 Oct

Impact 4 · · Simply Wall St.

7 Sep

Impact 3 · · Simply Wall St.

19 Aug

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12 Aug

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11 Aug

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8 Aug

Impact 3 ·

7 Aug

Impact 3 · · Simply Wall St.

6 Aug

Impact 3 · · Simply Wall St.

5 Aug

Impact 3 ·

4 Aug

Impact 3 · · Simply Wall St.

29 Jul

Impact 4 · · Associated Press Finance
Impact 3 · · GlobeNewswire

24 Jul

Impact 3 ·
stockrow.com/RVSB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com