OptimumBank Holdings, Inc. (OPHC) vs Riverview Bancorp Inc (RVSB)
- OptimumBank Holdings, Inc. OPHC 8.79 −1.79%
- Riverview Bancorp Inc RVSB 5.99 +0.34%
OptimumBank Holdings, Inc. and Riverview Bancorp Inc are both Banks Regional companies. OptimumBank Holdings, Inc. and Riverview Bancorp Inc are of similar size ($119.1M and $113.0M). Riverview Bancorp Inc has negative trailing earnings, so its P/E is not meaningful; OptimumBank Holdings, Inc. trades at 5.6×. OptimumBank Holdings, Inc. grew revenue faster over the last twelve months: 24.1% against −11.2%. OptimumBank Holdings, Inc. has the higher net margin (24.7% vs −5.87%) and the higher return on invested capital (62.5% vs −3.72%). Across the 16 metrics below, OptimumBank Holdings, Inc. leads on 15 and Riverview Bancorp Inc on 1.
Valuation
Profitability
| Metric | OPHC | RVSB | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.90% | 68.00% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.72% | (5.87%) | 18.66% |
| Free cash flow margin | 31.39% | 21.18% | 21.11% |
| Return on equity | 16.68% | (2.52%) | 10.65% |
| Return on assets | 1.71% | (0.26%) | 1.13% |
| Return on invested capital | 62.53% | (3.72%) | 8.35% |
Growth
Health
Dividend
Size
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