Pricing Log in Create free account
Friday 6 November 2026 Export MGYR’s income statement to Excel — free account

Magyar Bancorp, Inc.

MGYR Financial Banks Regional

Magyar Bancorp, Inc.’s revenue for fiscal 2025 (year ended September 2025) was $58.4 million, up 11.9% from fiscal 2024.

Revenue
+9.88%
EPS
+25.0%
Free cash flow
+84.1%

Quarter to June 2026, against a year earlier

21.92 0.10 −0.45%
Market cap
$142.1M
P/E
11.4×
Fwd P/E
10.6×
Dividend yield
1.74%
F-score
9/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Bought, $m 0.01
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy 1 — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 13.95%

Capital & Financial Ratios $m

Size
Market Cap 142.14
Revenue ttm 62.38
Net income ttm 11.78
Free cash flow ttm 16.26
Net debt Q (11.47)
Valuation
P/E 11.40
Forward P/E 10.60
Price / sales 2.17
Forward P/S Powerpack
Price / FCF 8.33
Price / book 1.07
Financial health
Current ratio Q 0.98
Debt / equity Q 0.00
Interest coverage Q —
Growth
Revenue growth Q +9.88% (above 0%: growing)
Operating income growth Q +25.30% (above 0%: growing)
EPS, this year —
EPS, next year A —
Revenue, next year A +3.67%
EPS, past 5 yrs +38.15% (at or above 15%: strong)
EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 38.83%
10-year low 10-year high
P/S against its own 10 years 50.75%
10-year low 10-year high
P/B against its own 10 years 64.94%
10-year low 10-year high

Dividends raised every year since 2022

Yield
1.74%
Annual rate
0.38
Payout ratio
20.3%
Growth, 2022–26
+36.8%/yr
  1. 0.12 ’22
  2. 0.13 ’23 +8
  3. 0.20 ’24 +54
  4. 0.28 ’25 +40
  5. 0.42 ’26 +50
paid change on the year, %

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 73 26 7 11
Receivables — — — —
Inventory — — — —
Other — — — —
766 803 862 897
2023 2024 2025 Q'26
Payables 769 808 825 866
ST’ Debt — — — —
Other — — — —
799 837 875 917

Compound Annual Growth %

10y 5y 3y
Sales 10.55% 15.32% 21.94%
Cash Flow (1.84%) 66.41% (2.48%)
Earnings 26.96% 34.83% 7.22%
Book Value 9.80% 15.89% 6.46%

EPS $

Dec Mar Jun Sep Year
’26 0.50 0.48 0.49 — —
’25 0.33 0.43 0.40 0.40 1.56
’24 0.26 0.30 0.27 0.41 1.23
’23 0.28 0.28 0.30 0.34 1.20
’22 0.25 0.25 0.31 0.36 1.17
’21 0.23 0.26 0.29 0.23 1.01
’20 0.10 0.05 0.09 0.14 0.31
Fiscal quarters ending in the months shown.

Revenue $m

Dec Mar Jun Sep Year
’26 15 16 16 — —
’25 14 15 15 15 58
’24 12 13 13 15 52
’23 9 10 10 11 41
’22 8 7 8 9 32
’21 8 8 8 8 32
’20 7 7 7 7 29
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Dec Mar Jun Sep Year
’26 4 3 5 — —
’25 3 2 2 3 10
’24 3 1 2 1 6
’23 1 3 0 4 8
’22 2 0 4 5 11
’21 2 2 1 4 9
’20 (1) (1) 1 1 1
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Dec Mar Jun Sep Year
’26 6 3 5 — —
’25 4 2 3 3 12
’24 4 0 2 1 7
’23 1 3 0 4 8
’22 2 0 4 4 11
’21 2 3 1 5 11
’20 (1) 0 2 5 6
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to September

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 23 24 26 29 29 32 32 41 52 58 62 +11.1% — — — —
Gross margin, % 84.37 84.26 82.44 77.05 80.75 90.79 92.29 74.64 60.53 60.95 62.90 (23.4) pt
EBT 2 2 4 4 3 9 11 11 11 14 17 +25.8%
EBT margin, % 7.77 10.08 13.23 14.57 10.86 27.32 34.67 26.36 21.27 23.64 26.56 +15.9 pt
Net income 1 1 2 3 2 6 8 8 8 10 12 +27.6%
Per share, $
Per share, $ Revenue 3.88 4.12 4.55 5.02 4.03 5.29 4.75 6.34 8.23 9.39 10.03 +10.3%
Earnings 0.19 0.24 0.35 0.51 0.31 1.01 1.17 1.20 1.23 1.57 1.91 +26.4%
Cash flow 1.46 0.62 0.79 0.99 0.11 1.53 1.65 1.32 1.00 1.67 2.41 +1.5%
Capex 0.80 0.28 0.42 0.23 0.73 0.33 0.01 (0.05) 0.16 0.20 0.21 (14.5%)
Free cash flow 2.26 0.90 1.22 1.23 0.84 1.86 1.66 1.28 1.16 1.86 2.62 (2.1%)
Book value 8.20 8.50 8.82 9.39 8.00 16.17 14.52 16.31 17.43 19.10 20.37 +9.9%
Shares, m 6 6 6 6 7 6 7 6 6 6 6 +0.7%
Valuation, ×
Valuation, × P/E 45.89 51.46 34.80 23.00 21.95 11.34 10.62 8.05 9.94 10.93 11.40 22.8
P/S 2.13 3.00 2.68 2.34 2.07 2.16 2.62 1.52 1.50 1.84 2.17 2.2
P/B 1.01 1.45 1.38 1.25 1.04 0.71 0.86 0.59 0.71 0.90 1.07 1.0
EV/Sales 2.76 2.85 2.96 2.42 1.89 0.54 2.14 0.86 1.88 2.50 — 2.1
EV/FCF 4.73 13.03 11.04 9.88 9.07 1.54 6.13 4.28 13.36 12.57 — 8.6
Cash, $m
Cash, $m Operating cash flow 9 4 5 6 1 9 11 8 6 10 15 +2.2%
Capex 5 2 2 1 5 2 0 0 1 1 1 (13.9%)
Free cash flow 13 5 7 7 6 11 11 8 7 12 16 (1.4%)
Balance, $m
Balance, $m Working capital (20) (25) (9) 5 42 14 (27) (33) (34) (13) (20) (5.1%)
Net debt 14 10 20 15 6 (52) (15) (73) (26) (7) (11) n/m
Shareholders’ equity 48 49 51 55 57 98 99 105 111 119 127 +10.7%
Returns, %
Returns, % ROA 0.19 0.24 0.33 0.48 0.32 0.80 1.01 0.90 0.84 1.00 1.16 +0.8 pt
ROIC 1.77 2.56 3.06 3.84 3.11 11.91 8.39 20.81 8.17 7.72 8.99 +6.0 pt
ROE 2.31 2.93 4.03 5.65 3.93 7.92 8.07 7.58 7.23 8.51 9.70 +6.2 pt
People
People Employees 103 105 107 110 104 101 94 97 101 98 — (0.6%)
Revenue/emp, $m 0.22 0.23 0.25 0.27 0.28 0.32 0.34 0.42 0.52 0.60 — +11.7%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Sep 2025 · latest quarter Jun 2026 · fundamentals updated 25 Oct 2026

Magyar Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
FINW FinWise Bancorp $187.9M 13.5× 19.5× +98.06% (above 0%: growing) −48.39% (below 0%: shrinking) −43.89% (below 0%: shrinking) 91.22% 0.00% Compare
EBMT Eagle Bancorp Montana, Inc. $166.3M 10.6× 10.6× +1.67% (above 0%: growing) −19.15% (below 0%: shrinking) +45.65% (above 0%: growing) 75.79% 0.00% Compare
MNSB MainStreet Bank $154.1M 10.6× 10.7× −6.70% (below 0%: shrinking) +9.43% (above 0%: growing) +286.64% (above 0%: growing) 57.99% 0.00% Compare
HNVR Hanover Bancorp, Inc. $153.7M 17.0× 11.4× −2.10% (below 0%: shrinking) +66.67% (above 0%: growing) +972.77% (above 0%: growing) 56.13% 0.00% Compare
HYNE Hoyne Bancorp, Inc. $151.2M — — +11.37% (above 0%: growing) — −140.80% (below 0%: shrinking) 83.07% 0.00% Compare
LSBK Lake Shore Bancorp, Inc. $145.7M 16.6× — +2.32% (above 0%: growing) +16.05% (above 0%: growing) +60.67% (above 0%: growing) 75.39% 0.00% Compare
MGYR Magyar Bancorp, Inc. $142.1M 11.4× 10.6× +9.88% (above 0%: growing) +25.00% (above 0%: growing) +84.11% (above 0%: growing) 63.70% 0.00%
SRBK SR Bancorp, Inc. $134.0M 42.2× 20.3× −1.47% (below 0%: shrinking) −51.91% (below 0%: shrinking) +141.06% (above 0%: growing) 63.94% 0.00% Compare
WSBK Winchester Bancorp, Inc. $122.3M 26.3× — +22.45% (above 0%: growing) +27.27% (above 0%: growing) +27.84% (above 0%: growing) 52.35% 0.00% Compare
Median of peers $152.5M 16.6× 11.4× +2.00% +9.43% +53.16% 69.67% 0.00%

All 327 Banks Regional stocks →

Pay and ownership Proxy statement filed 30 December 2025

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 1.35m 1.56m 148.00
2024 1.25m 1.31m 103.00
2023 1.17m 1.05m 84.00
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Read the proxy statement

Magyar Bancorp, Inc. (MGYR) Latest News

28 Oct

Impact 3 · · PR Newswire

23 Jul

Impact 3 ·

1 May

Impact 3 · · Simply Wall St.

28 Apr

Impact 3 · · GlobeNewswire

23 Apr

Impact 3 · · PR Newswire
Impact 3 · · PR Newswire

9 Feb

Impact 3 · · Simply Wall St.

29 Jan

Impact 4 · · Simply Wall St.
Impact 3 · · PR Newswire

30 Oct

Impact 3 ·

25 Sep

Impact 3 · · Simply Wall St.

22 Aug

Impact 4 ·

26 Jul

Impact 3 · · Simply Wall St.

24 Jul

Impact 3 ·
Impact 3 · · Simply Wall St.

22 May

Impact 3 ·

12 May

Impact 4 · · PR Newswire

30 Apr

Impact 3 · · PR Newswire

18 Apr

Impact 3 · · Simply Wall St.

8 Mar

Impact 3 · · Simply Wall St.

26 Jan

Impact 3 · · Simply Wall St.

31 Oct

Impact 4 · · PR Newswire

23 Sep

Impact 3 · · Simply Wall St.

25 Jul

Impact 4 · · PR Newswire

16 Apr

Impact 3 · · Simply Wall St.

15 Feb

Impact 3 · · Simply Wall St.

25 Jan

Impact 3 · · PR Newswire

22 Nov

Impact 3 · · Simply Wall St.

8 Nov

Impact 3 · · Simply Wall St.

3 Nov

Impact 4 · · Simply Wall St.
stockrow.com/MGYR · Data as of Oct 25, 2026 · For information only; not investment advice. · © 2026 stockrow.com