Magyar Bancorp, Inc. MGYR
- Market cap
- $125.0M
- P/E
- 10.1×
Follow MGYR
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7.79 | 9.50 | 9.57 | 8.95 | 6.14 | 7.43 | 11.32 | 9.00 | 10.30 | 13.52 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 9.92 | 12.24 | 11.06 | 10.54 | 11.71 | 12.49 | 13.45 | 13.25 | 14.74 | 19.04 |
High Price
|
|||
| 103 | 105 | 107 | 110 | 104 | 101 | 94 | 97 | 101 | 98 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
Revenue/Emp
|
|||
| 23 | 24 | 26 | 29 | 29 | 32 | 32 | 41 | 52 | 58 |
Revenue
|
|||
| 84.37% | 84.26% | 82.44% | 77.05% | 80.75% | 90.79% | 92.29% | 74.64% | 60.53% | 60.95% |
Gross Margin
|
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| 2 | 2 | 4 | 4 | 3 | 9 | 11 | 11 | 11 | 14 |
EBT
|
|||
| 7.77% | 10.08% | 13.23% | 14.57% | 10.86% | 27.32% | 34.67% | 26.36% | 21.27% | 23.64% |
EBT Margin
|
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| 1 | 1 | 2 | 3 | 2 | 6 | 8 | 8 | 8 | 10 |
Net Income
|
|||
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Depreciation
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|||
| 3.88 | 4.12 | 4.55 | 5.02 | 4.03 | 5.29 | 4.75 | 6.34 | 8.23 | 9.39 |
Revenue/Sh
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|||
| 0.19 | 0.24 | 0.35 | 0.51 | 0.38 | 1.01 | 1.17 | 1.20 | 1.23 | 1.57 |
Earnings/Sh
|
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| 1.46 | 0.62 | 0.79 | 0.99 | 0.11 | 1.53 | 1.65 | 1.32 | 1.00 | 1.67 |
Cash Flow/Sh
|
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| 0.80 | 0.28 | 0.42 | 0.23 | 0.73 | 0.33 | 0.01 | (0.05) | 0.16 | 0.20 |
Capex/Sh
|
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| 2.26 | 0.90 | 1.22 | 1.23 | 0.84 | 1.86 | 1.66 | 1.28 | 1.16 | 1.86 |
Free CF/Sh
|
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| 8.20 | 8.50 | 8.82 | 9.39 | 8.00 | 16.17 | 14.52 | 16.31 | 17.43 | 19.10 |
Book Value/Sh
|
|||
| 6 | 6 | 6 | 6 | 7 | 6 | 7 | 6 | 6 | 6 |
Shares
|
|||
| 45.89 | 42.13 | 28.51 | 18.84 | 17.97 | 11.34 | 10.62 | 8.05 | 9.94 | 10.93 |
PE Ratio
|
|||
| 2.13 | 2.45 | 2.19 | 1.91 | 1.69 | 2.16 | 2.62 | 1.52 | 1.50 | 1.84 |
PS Ratio
|
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| 1.01 | 1.19 | 1.13 | 1.02 | 0.85 | 0.71 | 0.86 | 0.59 | 0.71 | 0.90 |
PB Ratio
|
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| 2.76 | 2.85 | 2.96 | 2.42 | 1.89 | 0.54 | 2.14 | 0.47 | 1.57 | 2.22 |
EV/Sales
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| 4.73 | 13.03 | 11.04 | 9.88 | 9.07 | 1.54 | 6.13 | 2.32 | 11.18 | 11.19 |
EV/FCF
|
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| 9 | 4 | 5 | 6 | 1 | 9 | 11 | 8 | 6 | 10 |
Op' Cash Flow
|
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| 5 | 2 | 2 | 1 | 5 | 2 | 0 | 0 | 1 | 1 |
Capex
|
|||
| 13 | 5 | 7 | 7 | 6 | 11 | 11 | 8 | 7 | 12 |
FCF
|
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| (20) | (25) | (9) | 5 | 42 | 14 | (27) | (33) | (34) | (13) |
Working Cap'
|
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| 36 | 32 | 36 | 36 | 67 | 23 | 16 | 30 | — | — |
Total Debt
|
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| 14 | 10 | 20 | 15 | 6 | (52) | (15) | (43) | (26) | (7) |
Net Debt
|
|||
| 48 | 49 | 51 | 55 | 57 | 98 | 99 | 105 | 111 | 119 |
Sh' Equity
|
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| 0.19% | 0.24% | 0.33% | 0.48% | 0.32% | 0.80% | 1.01% | 0.90% | 0.84% | 1.00% |
ROA
|
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| 1.77% | 2.56% | 3.06% | 3.84% | 3.11% | 11.91% | 8.39% | 10.87% | 8.17% | 7.72% |
ROIC
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| 2.31% | 2.93% | 4.03% | 5.65% | 3.93% | 7.92% | 8.07% | 7.58% | 7.23% | 8.51% |
ROE
|
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Magyar Bancorp, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| BOTJ Bank of the James Financial Group, Inc. | $121.3M | 10.6× | Compare |
| FGBI First Guaranty Bancshares, Inc. | $130.8M | 0.0× | Compare |
| SFBC Sound Financial Bancorp, Inc. | $118.1M | 13.7× | Compare |
| RVSB Riverview Bancorp Inc | $117.7M | 0.0× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| HYNE Hoyne Bancorp, Inc. | $133.0M | — | Compare |
| OPHC OptimumBank Holdings, Inc. | $117.0M | 5.6× | Compare |
| UNB Union Bankshares, Inc. | $116.2M | 9.0× | Compare |
| BSBK Bogota Financial Corporation | $115.0M | 43.4× | Compare |
Magyar Bancorp, Inc. (MGYR) key facts
- Magyar Bancorp, Inc. (MGYR) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Magyar Bancorp, Inc.’s revenue for fiscal 2025 (year ended September 2025) was $58.4 million, up 11.9% from fiscal 2024.
- As of September 25, 2026, MGYR traded at $19.37, a market capitalization of $125.0 million.
- Magyar Bancorp, Inc. pays an annual dividend of $0.12 per share, a yield of 1.12%, with a payout ratio of 9.84%.
- Return on equity was 8.51% and debt-to-equity 0.00.
Magyar Bancorp, Inc. (MGYR) Latest News
23 Jul
Magyar Bancorp, Inc. announced third quarter financial results and declared a dividend. Quarterly results with dividend declaration can moderately shift near-term investor sentiment and stock price for MGYR.
1 May
Magyar Bancorp (MGYR) earnings are scrutinized to assess if they merit investor attention amid questions on financial health and growth prospects. Earnings review highlights potential effects on financial performance and investor sentiment without transformative shifts.
28 Apr
KBW announced the 2026 Bank Honor Roll Award winners, recognizing Magyar Bancorp, Inc. (MGYR) for superior performance among banks. KBW Honor Roll recognition highlights MGYR's strong performance, positively influencing market sentiment and competitive perception without fundamentally altering its trajectory.
23 Apr
Magyar Bancorp, Inc. (MGYR) announced second quarter financial results and declared a dividend. Q2 financial results and dividend declaration affect key financial performance metrics and investor sentiment.
Magyar Bancorp reports 6% increase in net income for Q2 2024, declares $0.05 dividend per share. The financial results and dividend declaration are expected to moderately influence the company's financial performance and investor sentiment.
9 Feb
Magyar Bancorp, Inc. (NASDAQ:MGYR) is set to pay a dividend, which may attract investor interest. The company has shown stability and growth potential, making it an appealing option for those looking for dividend-paying stocks. Analysts suggest that the upcoming dividend could enhance market sentiment towards MGYR, potentially influencing its stock performance positively. The upcoming dividend payment is expected to moderately influence investor sentiment and stock performance.
29 Jan
Investors in Magyar Bancorp, Inc. (NASDAQ: MGYR) have seen a remarkable return of 117% over the past five years, reflecting the company's strong performance and growth in the banking sector. This increase highlights the effectiveness of Magyar Bancorp's strategies and its ability to navigate market challenges successfully. The significant return on investment indicates strong financial performance and positive market sentiment, likely influencing future growth prospects.
Magyar Bancorp, Inc. reported its financial results for the first quarter, highlighting key metrics such as net income and earnings per share. The company also declared a dividend, reflecting its commitment to returning value to shareholders. Overall, the results indicate a stable financial performance amid current market conditions. The financial results and dividend declaration may influence investor sentiment and financial performance but are not expected to significantly alter the company's trajectory.
30 Oct
Magyar Bancorp, Inc. announced its financial results for the fiscal fourth quarter and the entire fiscal year, highlighting key performance metrics. The company also declared a quarterly dividend, reflecting its commitment to returning value to shareholders. These results indicate the company's financial health and operational performance over the past year. The financial results and dividend declaration may moderately influence investor sentiment and financial performance.
25 Sep
Magyar Bancorp, Inc. (MGYR) is being considered for addition to investment watchlists due to its recent performance and potential growth opportunities. Investors are evaluating the company's financial health and market position, especially in light of current economic conditions. Analysts suggest that MGYR may present a favorable investment opportunity as it navigates challenges and seeks to enhance shareholder value. The company's performance and market position may influence investor sentiment and financial outcomes, but the overall effect is expected to be limited.
22 Aug
Magyar Bancorp, Inc. (NASDAQ: MGYR) has delivered a 23% compound annual growth rate (CAGR) to its shareholders over the past five years, reflecting strong financial performance and effective management strategies. The company's consistent growth trajectory highlights its resilience and ability to navigate market challenges, positioning it favorably for future opportunities. The significant CAGR indicates a strong performance that could influence investor sentiment and future market positioning.
26 Jul
Magyar Bancorp, Inc. (NASDAQ:MGYR) reported its Third Quarter 2025 results, showing revenue of US$8.71 million, a 20% increase from 3Q 2024, and net income of US$2.47 million, up 46% year-over-year. The profit margin rose to 28% from 23% in the previous year, driven by higher revenue. Earnings per share (EPS) increased to US$0.40 from US$0.27 in 3Q 2024. Shares of Magyar Bancorp are up 1.4% over the past week. However, there is one warning sign for potential investors to consider. The significant increase in revenue and net income indicates a moderately noticeable influence on financial performance.
24 Jul
Magyar Bancorp, Inc. (MGYR) reported its financial results for the third quarter, highlighting key performance metrics and announcing a dividend declaration. The results reflect the company's ongoing financial health and commitment to returning value to shareholders. The financial results and dividend declaration may moderately influence investor sentiment and financial performance.
Magyar Bancorp, Inc. (NASDAQ:MGYR) share price has increased 23% in the last five years, with a 13% rise in the last twelve months. The company achieved compound EPS growth of 25% per year, higher than the share price increase. TSR for the last 5 years is 30%, exceeding the share price return. The article discusses the company's financial performance and market returns over the past five years, indicating a moderately noticeable influence on future performance.
22 May
Magyar Bancorp, Inc. has announced a stock repurchase program, allowing the company to buy back up to 5% of its outstanding shares. This initiative is part of the company's strategy to enhance shareholder value and reflects its confidence in future growth. The repurchase program is expected to be executed over the next 12 months, subject to market conditions and other factors. The stock repurchase program is expected to moderately influence investor sentiment and financial performance.
12 May
Magyar Bancorp, Inc. (Nasdaq: MGYR) has been named to the 2025 KBW Bank Honor Roll, recognizing its consistent earnings growth over the past decade. This is the second consecutive year Magyar has received this honor, which includes only 5% of eligible banks. The selection criteria focus on consistent earnings growth and top earnings per share growth. John Fitzgerald, President and CEO, emphasized the importance of community banking in their strategy, contributing to their success and shareholder returns. Magyar Bancorp is the parent company of Magyar Bank, serving Central New Jersey since 1922. Recognition on the KBW Bank Honor Roll signifies significant performance and could enhance investor sentiment and market positioning.
30 Apr
Magyar Bancorp, Inc. reported its financial results for the second quarter, highlighting a net income increase and improved earnings per share. The company also declared a dividend, reflecting its commitment to returning value to shareholders. Overall, the financial performance indicates a positive trajectory for the bank. The financial results and dividend declaration suggest a moderately noticeable influence on the company's performance and market sentiment.
18 Apr
Magyar Bancorp, Inc. (NASDAQ:MGYR) has shown steady earnings per share (EPS) growth of 5.3% annually over the past three years, with revenue increasing by 7.2% to US$32 million. Despite its small market capitalization of US$89 million, the company has not seen insider selling in the past year, and one insider purchased shares, indicating potential confidence in the stock's value. However, there are two warning signs to consider. Overall, the company's EPS growth and insider activity suggest it may be worth adding to a watchlist, but investors should remain cautious of the identified risks. Moderate EPS growth and insider buying indicate potential for positive influence on market sentiment, but risks remain.
8 Mar
Magyar Bancorp, Inc. (NASDAQ:MGYR) has seen its share price increase by 94% over the last five years, which is below the market average. However, the stock has risen 27% in the past year. The company's earnings per share (EPS) grew at an annual rate of 26%, indicating market caution as the share price increased by only 14%. The total shareholder return (TSR) over five years was 108%, primarily due to dividends. Recent TSR of 29% over the last year suggests improving sentiment around the company, despite two identified warning signs. Moderate influence is expected due to the company's improving TSR and EPS growth amidst market caution.
26 Jan
Magyar Bancorp, Inc. reported its first quarter 2025 earnings, revealing an earnings per share (EPS) of US$0.34, an increase from US$0.26 in the same quarter of 2024. This growth indicates improved financial performance year-over-year. The increase in EPS suggests a moderately noticeable influence on financial performance.
31 Oct
Magyar Bancorp reported $2.5 million in net income for the three months ended September 30, 2024, with a quarterly dividend declared. The company's CEO highlighted an increase in earnings and loan portfolio, as well as the opening of a new branch office in Martinsville. The article discusses significant financial results, strategic moves, and future plans that could alter the company's trajectory and investor sentiment.
Magyar Bancorp Inc (MGYR) reports net income of $2.185 million for Q4 and $7.709 million for the year ended September 30, 2023. Declares quarterly cash dividend of $0.04 per share. Financial performance and balance sheet highlights may moderately influence market sentiment and future performance.
23 Sep
Insiders at Magyar Bancorp, Inc. have been net buyers of shares over the last year, with the largest purchase made by Michael Lombardi for US$141k worth of shares. Insiders have been buying shares, indicating confidence in the company, but insider ownership is relatively low at 8.4%.
25 Jul
Magyar Bancorp reported third quarter financial results, declared dividend, and appointed Michael R. Lombardi as Director. The appointment of a new Director and the positive financial results are expected to have a significant impact on the company's future performance.
16 Apr
Insiders at Magyar Bancorp, Inc. were net buyers of the stock in the past year, with the biggest purchase made by Michael Lombardi. Insider buying and ownership may have a moderately noticeable influence on Magyar Bancorp's future performance.
15 Feb
Magyar Bancorp (NASDAQ:MGYR) shareholders have seen a 40% return over the past three years, with EPS growth outpacing share price growth. The article discusses the impact of EPS growth exceeding share price growth on Magyar Bancorp's future performance.
25 Jan
Magyar Bancorp, Inc. announced first quarter financial results and declared dividend. The financial results and dividend declaration may moderately influence the company's financial performance and investor sentiment.
22 Nov
Magyar Bancorp, Inc. (NASDAQ:MGYR) is set to trade ex-dividend in 4 days, with a dividend payment of US$0.07 per share. The article highlights the company's growing earnings and dividend payments, which could moderately influence its future performance.
8 Nov
Magyar Bancorp Independent Director acquires 8.4% more stock. Insider purchase and ownership levels suggest moderate influence on future performance.
3 Nov
Magyar Bancorp, Inc. (NASDAQ:MGYR) will increase its dividend to $0.04, 33% higher than last year. The significant increase in dividend payment and positive earnings growth suggest a potentially profound impact on the company's future performance.